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Credit Manager Jobs in Silver Spring, MD (NOW HIRING)

Capital Bank

C&I Portfolio Manager III

Reston, VA · On-site

$120K - $150K/yr

Capital Bank Home Loans and OpenSky, a credit card division that offers and services credit cards ... The Portfolio Manager also works closely with the Credit Manager to manage the Bank's high-risk ...

Low Income Investment Fund

Credit Officer

Washington, DC · On-site

$164K - $205K/yr

The Credit Officer will help manage the flow of credit within the organization, including new loan approvals as well as approvals of modifications and extensions to the existing loan portfolio. The ...

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Credit Manager information

See Silver Spring, MD salary details

$26.4K

$69.9K

$133.4K

How much do credit manager jobs pay per year?

As of Aug 11, 2026, the average yearly pay for credit manager in Silver Spring, MD is $69,944.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,200.00 and $95,600.00 per year, depending on experience, location, and employer.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Silver Spring, MD? The most popular types of Credit jobs in Silver Spring, MD are:
What are popular job titles related to Credit Manager jobs in Silver Spring, MD? For Credit Manager jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Silver Spring, MD look for? The top searched job categories for Credit Manager jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Credit Manager jobs? Cities near Silver Spring, MD with the most Credit Manager job openings:
Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Silver Spring, MD as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 16% Part Time, and 2% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $69,944 per year, or $33.6 per hour.

Contract & Credit Specialist

Carroll Fuel

Baltimore, MD • On-site

Full-time

Re-posted 27 days ago

Job description

The Contract and Credit Specialist supports customer account administration, credit and collections activities, and contract-related processes across the Carroll Motor Fuels organization. This role is responsible for maintaining accurate customer records, coordinating account setup and credit reviews, assisting with contract administration, and partnering with internal teams and customers to resolve account, payment, and documentation matters.

This position requires strong attention to detail, sound judgment, excellent communication skills, and the ability to balance administrative accuracy with customer-focused problem solving. The role is well suited for someone who is organized, analytical, and comfortable working with contracts, account information, receivables, and cross-functional business teams.

Location: On-site at the Corporate Headquarters in Sparks, Maryland

Job Responsibilities

  • Facilitate customer account setup, maintenance, documentation, and related administrative processes.
  • Review customer credit information, monitor account activity, and support credit management efforts.
  • Professionally communicate with customers regarding account balances, payment delays, billing questions, and other account-related matters.
  • Partner with internal teams to resolve payment discrepancies, billing concerns, and other customer account matters.
  • Prepare, review, and maintain customer contracts and related business documents, ensuring accuracy and compliance with company standards.
  • Maintain accurate records for customer accounts, contracts, rebates, rent, and recurring account processes.
  • Support rebate and rent administration, reporting, process improvements, and special projects.
  • Collaborate with sales, accounting, legal, operations, and management teams to support customer and business needs.
  • Protect confidential customer, financial, and contract information while following company policies and applicable regulations.
  • Perform other duties and special projects as assigned.
  • Strong organizational skills with the ability to manage multiple priorities and meet deadlines.
  • Excellent written, verbal, and customer communication skills.
  • High attention to detail and accuracy when reviewing account information, contracts, and reports.
  • Strong analytical, problem-solving, and decision-making abilities.
  • Professional customer service mindset with the ability to handle sensitive account matters tactfully and confidentially.
  • Ability to work independently and collaborate effectively across departments.
  • Working knowledge of accounting, billing, receivables, credit, or contract administration processes.
  • Ability to identify potential risks, escalate concerns appropriately, and maintain accurate documentation.
  • Proficiency in Microsoft Office, including Excel, Word, Outlook, and Teams, with the ability to learn new systems and software quickly.
  • High level of integrity, professionalism, confidentiality, and dependability.

Education and Experience

  • Experience in communicating with customers regarding account balances, payment issues, documentation, or service-related concerns preferred.
  • Prior experience with contract administration, credit review, customer account setup, and/or receivables processes is a plus.
  • Associate or bachelor’s degree in business, accounting, finance, legal studies, and/or a related field preferred; equivalent experience will be considered.
  • Experience in fuel, energy, transportation, and/or related industry is beneficial.
  • Legal, contract management, and/or credit-related experience or certifications are advantageous.

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