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Credit Manager Jobs in Silver Spring, MD (NOW HIRING)

VP, Credit Management

Bethesda, MD · On-site

$180K - $225K/yr

Five to seven years experience preferred at an asset manager or buy- side firm in a credit analysis role. * Excel proficiency required. VBA and macro writing skills preferred. * Familiarity with ...

VP, Credit Management

Bethesda, MD · Hybrid

$180K - $225K/yr

Five to seven years experience preferred at an asset manager or buy- side firm in a credit analysis role. * Excel proficiency required. VBA and macro writing skills preferred. * Familiarity with ...

... Senior Credit Manager to join our U.S. team. In this role, you will help drive a step-change in how we measure, test and understand the performance of our U.S. loans business. You'll work ...

Manage the approved appraiser list, track appraisal orders, and review appraisal reports * Update ... Knowledge of credit industry regulations and compliance requirements * Strong work ethics, ability ...

Manage the approved appraiser list, track appraisal orders, and review appraisal reports * Update ... Knowledge of credit industry regulations and compliance requirements * Strong work ethics, ability ...

Consult with internal HO (Head of) Credit Management, and external underwriters to identify / handle customer credit worthiness and minimize Airbus financial risk; * Detailing the setting and ...

Consult with internal HO (Head of) Credit Management, and external underwriters to identify / handle customer credit worthiness and minimize Airbus financial risk; * Detailing the setting and ...

Consult with internal HO (Head of) Credit Management, and external underwriters to identify / handle customer credit worthiness and minimize Airbus financial risk; * Detailing the setting and ...

Consult with internal HO (Head of) Credit Management, and external underwriters to identify / handle customer credit worthiness and minimize Airbus financial risk; * Detailing the setting and ...

Product Manager - Trade Credit Manager, Product Management Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities ...

Showing results 21-40

Credit Manager information

See Silver Spring, MD salary details

$26.4K

$69.9K

$133.4K

How much do credit manager jobs pay per year?

As of Aug 11, 2026, the average yearly pay for credit manager in Silver Spring, MD is $69,944.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,200.00 and $95,600.00 per year, depending on experience, location, and employer.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What are the most commonly searched types of Credit jobs in Silver Spring, MD? The most popular types of Credit jobs in Silver Spring, MD are:
What are popular job titles related to Credit Manager jobs in Silver Spring, MD? For Credit Manager jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Silver Spring, MD look for? The top searched job categories for Credit Manager jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Credit Manager jobs? Cities near Silver Spring, MD with the most Credit Manager job openings:
Infographic showing various Credit Manager job openings in Silver Spring, MD as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 16% Part Time, and 2% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $69,944 per year, or $33.6 per hour.

Regional Credit Manager Job at R.E. Michel Company, LLC in Glen Burnie, MD

R.E. Michel Company, LLC

Glen Burnie, MD • On-site

$52K - $60K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 25 days ago


R.E. Michel Company rating

7.9

Company rating: 7.9 out of 10

Based on 25 frontline employees who took The Breakroom Quiz

128th of 415 rated retail wholesalers


Job description

Job Title: Regional Credit Manager
Full Time / Exempt
Location: Glen Burnie, MD
Reports To: Director of Credit

Attention Applicants: We are requesting that you submit your application with a resume attached OR complete question #5 with a full account of your work history. If you do not have a resume, please enter NA in the resume text box.
Any questions? Please contact Meghan Allen in HR @ 1-888-240-3636
R.E. MICHEL COMPANY LLC, a leading wholesale distributor of HVACR parts, equipment and supplies, with over 300 branch locations from coast to coast, has a potential career opportunity in our corporate offices for a full time Regional Credit Manager to join our busy Credit Department.
General Summary: Reporting directly to the Director of Credit, primary responsibility is to manage the credit management and account collections activity within a specific assigned territory; manage and supports one or more Credit Associates. The RCM has an understanding of the various state and federal statutes concerning liens, bonds, sales tax exemptions, collection practices, the Equal Credit Opportunity Act, Fair Credit Reporting Act, and the Robinson-Patman Act (anti-trust). The RCM also has a working understanding of a wide variety of customer organizational types, business sizes and R.E. Michel branch operations. Must demonstrate a positive, professional attitude about the company with co-workers and customers whether contact is by mail, email telephone, or in person.
Responsibilities:
  • Credit management functions to include: review new credit applications, assign credit limits and risk categories, analyze the credit worthiness and financial strength of new and existing customers using information provided by the customer and information obtained from other sources.
  • Analyze information provided by customer and other sources such as credit references, commercial credit reports from D&B and NACM, consumer credit reports, and customer financial statements.
  • Reconcile customer accounts, adjust and re-apply checks when necessary.
  • Enforce EPA regulations concerning the sale of CFC and HCFC refrigerants.
  • Provide overall direction to the Credit Associates to ensure the most effective effort is made to promptly collect outstanding receivables.
  • Collection of larger and/ or more critical accounts.
  • Coordinate collection activity with the sales reps, branch managers, and regional managers.
  • Participate and attend credit group meetings, visit customers and attend regional sales/managers meetings.
  • Maintain knowledge and understanding of current state and federal statutes, laws, regulations, and legal issues as they pertain to credit, collection activities and other job duties.
  • Perform other related duties as assigned.
Knowledge, Skills and Abilities:
  • Knowledge of general office practices, procedures and equipment.
  • Strong skills in customer service and handling problems tactfully and patiently.
  • Ability to multi-task in a fast-paced work environment, with a sense of urgency; excellent time management skills.
  • Outstanding administrative, organizational, and professional verbal and writing skills, typing on a personal computer; accuracy and attention to detail.
  • Excellent personal service skills with proven record of building effective relationships with both internal and external clients and personnel.
  • Strong analytical, evaluation & research skills. Positive innovative approach to problem solving.
  • Ability to exercise judgment and discretion.
  • Proficient with PC Skills, including Microsoft Word, Excel, Outlook and Internet.
Preferred Education and Qualifications:
  • Associates degree or equivalent experience.
  • 5 years previous credit management experience, preferably in a lead role.
  • Construction industry experience a plus, but not required.
  • NACM professional designation is a plus, but not required.

What is R.E Michel Company?
The R.E. Michel Company was founded in Baltimore, Maryland in 1935 as a supplier to the home heating oil burner industry. Still family owned and operated, we have grown to be one of our nation's leading wholesale distributors of HVACR and LP equipment, parts and supplies. We operate in more than 300 locations with employees who service our customers with pride!
Why Work for Us?
We can help you grow! At R.E. Michel Company, you will find many opportunities for advancement and training opportunities to help support your career. Our people are our greatest asset. From our local branch associates and field salespeople to our corporate support staff, they represent the finest professionals in the industry.
Interested in learning more about R.E. Michel Company? Listen to what our employees have to say by visiting: https://youtu.be/P8qN13teMPs
R.E. Michel Company Benefit Package for Full Time Employees Includes:
  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Prescription Plans
  • Wellness Discounts through Blue365
  • Access to 24-Hour Nurse Advice Hotline
  • Employee Assistance Program
  • 401(k)
  • Life and AD&D Insurance
  • Supplemental Life and AD&D Insurance for Employees, Spouses/Domestic Partners and Dependents
  • Short- and Long-term disability
  • Critical Illness/Accident Insurance/Hospital Indemnity Insurance
  • Employee Discount
  • Employee Uniform Program
  • Access to Working Advantage- Discounts on Entertainment, Shopping and MORE!
  • Access to LifeMart- Discounts on Hotels, Apple Products and MORE!
  • Career Advancement Opportunities & On-site training courses
  • Weekly Pay- Every Friday

R.E. Michel Company, LLC is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.

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