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Credit Manager Jobs in Silver Spring, MD (NOW HIRING)

Robert Half

Credit Manager

Baltimore, MD · On-site

$80K - $90K/yr

Robert Half has a new direct-hire opportunity for a Credit Manager to lead the evaluation, approval, and ongoing management of customer credit risk. The ideal candidate will possess strong analytical ...

Aston Carter

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

Senior Credit Manager The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial ...

Aston Carter

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

Senior Credit Manager The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial ...

Aston Carter

Senior Credit Manager

Baltimore, MD · On-site

$90K - $110K/yr

Senior Credit Manager The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial ...

Aston Carter

Senior Credit Manager

Baltimore, MD

Senior Credit Manager The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial ...

Aston Carter

Senior Credit Manager

Baltimore, MD

Senior Credit Manager The Senior Credit Manager plays a key role within a large corporate finance organization, overseeing a defined portion of the customer credit portfolio across industrial ...

ASR Group

Regional Credit Manager

Baltimore, MD · On-site

OVERVIEW The primary objective of the Regional Credit Manager (RCM) is to assist in maximizing customer sales and profitability while minimizing the risk of A/R losses due to bad debt. To accomplish ...

ProShares

VP, Credit Management

Bethesda, MD · Hybrid

$180K - $225K/yr

Five to seven years experience preferred at an asset manager or buy- side firm in a credit analysis role. * Excel proficiency required. VBA and macro writing skills preferred. * Familiarity with ...

ProShares

VP, Credit Management

Bethesda, MD · On-site

$180K - $225K/yr

Five to seven years experience preferred at an asset manager or buy- side firm in a credit analysis role. * Excel proficiency required. VBA and macro writing skills preferred. * Familiarity with ...

Lendable

Senior Credit Risk Manager

Arlington, VA · On-site

... Senior Credit Manager to join our U.S. team. In this role, you will help drive a step-change in how we measure, test and understand the performance of our U.S. loans business. You'll work ...

POTOMAC BANK INC

Credit Analyst

Ashburn, VA · On-site

Manage the approved appraiser list, track appraisal orders, and review appraisal reports * Update ... Knowledge of credit industry regulations and compliance requirements * Strong work ethics, ability ...

Td

Credit Management Associate III (US)

Vienna, VA · On-site

$25.50 - $36/hr

Credit Management The Credit Management Associate III provides ongoing support to an assigned ... You'll have regular career, development, and performance conversations with your manager, as well ...

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Credit Manager information

See Silver Spring, MD salary details

$26.4K

$69.9K

$133.4K

How much do credit manager jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit manager in Silver Spring, MD is $69,944.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,200.00 and $95,600.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What are the 5 C's of credit management?

The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help credit managers assess a borrower's creditworthiness and determine the risk of extending credit. Understanding and evaluating these factors is essential for effective credit risk management and decision-making.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and maintaining customer relationships. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement into senior finance roles.

What is the highest paying credit manager job?

The highest paying credit manager roles are typically senior or executive-level positions such as Credit Director or Chief Credit Officer, often found in large corporations or financial institutions. These roles require extensive experience, advanced financial skills, and sometimes certifications like CFA or CPA, and they can offer salaries exceeding $150,000 annually depending on the industry and location.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Silver Spring, MD? The most popular types of Credit jobs in Silver Spring, MD are:
What are popular job titles related to Credit Manager jobs in Silver Spring, MD? For Credit Manager jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Silver Spring, MD look for? The top searched job categories for Credit Manager jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Credit Manager jobs? Cities near Silver Spring, MD with the most Credit Manager job openings:
Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Silver Spring, MD as of July 2026, with employment types broken down into 76% Full Time, and 24% Part Time. Highlights an 91% Physical, 4% Hybrid, and 5% Remote job distribution, with an average salary of $69,944 per year, or $33.6 per hour.
Credit Manager

Credit Manager

Robert Half

Baltimore, MD • On-site

$80K - $90K/yr

Full-time

Posted 27 days ago

Job description

Robert Half has a new direct-hire opportunity for a Credit Manager to lead the evaluation, approval, and ongoing management of customer credit risk. The ideal candidate will possess strong analytical skills and extensive experience reviewing and interpreting financial statements, assessing creditworthiness, and making sound credit decisions that balance sales growth with risk mitigation. This role plays a critical part in protecting company assets while supporting strategic business objectives. This is a hybrid position that offers full-benefits and room for growth it the company. Must be commutable to the Baltimore area 3x per week. Please contact Cody Marshall at Robert Half to learn more.


Key Responsibilities

  • Analyze and evaluate customer financial statements, including balance sheets, income statements, cash flow statements, and supporting schedules to assess financial strength and credit risk.
  • Review credit applications and establish appropriate credit limits and payment terms based on financial analysis, industry trends, and risk exposure.
  • Conduct comprehensive credit investigations utilizing financial reports, credit bureau data, trade references, banking references, and other relevant sources.
  • Monitor customer accounts and financial performance to identify deteriorating credit conditions, emerging risks, and potential collection concerns.
  • Recommend credit approvals, modifications, holds, or declines based on established credit policies and sound business judgment.
  • Partner with Sales, Finance, and Executive Leadership to support customer growth opportunities while maintaining acceptable risk levels.
  • Develop and maintain customer risk ratings and credit review processes.
  • Prepare and present credit recommendations and risk assessments to management.
  • Manage accounts receivable exposure and support collection efforts on high-risk or delinquent accounts.
  • Ensure compliance with company credit policies, internal controls, and regulatory requirements.
  • Maintain accurate customer credit files, financial records, and documentation.
  • Analyze industry, market, and economic conditions that may impact customer creditworthiness.



Requirements

  • 5+ years of progressive experience in commercial credit, credit management, financial analysis, or a related discipline.
  • Bachelor's Degree
  • Strong expertise in analyzing customer financial statements and determining credit risk and creditworthiness.
  • Proven ability to interpret financial ratios, cash flow trends, liquidity metrics, leverage, profitability, and overall financial health.
  • Experience establishing credit limits and managing customer credit portfolios.
  • Knowledge of commercial lending principles, credit scoring methodologies, and risk assessment techniques.
  • Strong understanding of accounts receivable and collection practices.
  • Advanced proficiency in Microsoft Excel and financial analysis tools.
  • Excellent analytical, problem-solving, and decision-making skills.
  • Strong written and verbal communication skills with the ability to present complex financial information clearly.



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About Robert Half

Sourced by ZipRecruiter

Founded in 1948, Robert Half pioneered the idea of professional talent solutions to connect opportunities at great companies with highly skilled job seekers. As business needs changed, we evolved to offer specialized talent solutions for finance and accounting, technology, administrative and customer support, creative and marketing, and legal fields. In 2002, we introduced our subsidiary, Protiviti, a global independent risk consulting and internal audit service, to support companies as they faced more strategic business challenges.

Industry

Recruiting and staffing services

Company size

10,000+ Employees

Headquarters location

San Ramon, CA, US

Year founded

1948

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