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Credit Manager Jobs in Silver Spring, MD (NOW HIRING)

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Credit Manager

Baltimore, MD · On-site

$80K - $120K/yr

We are seeking an experienced Credit Risk Manager to oversee a portfolio of commercial accounts, evaluate credit risk, and support strategic credit decisions. What You'll Do * Analyze financial ...

Regional Credit Manager Full Time / Exempt Location: Glen Burnie, MD Reports To: Director of Credit Attention Applicants: We are requesting that you submit your application with a resume attached OR ...

OVERVIEW The primary objective of the Regional Credit Manager (RCM) is to assist in maximizing customer sales and profitability while minimizing the risk of A/R losses due to bad debt. To accomplish ...

OVERVIEW The primary objective of the Regional Credit Manager (RCM) is to assist in maximizing customer sales and profitability while minimizing the risk of A/R losses due to bad debt. To accomplish ...

Credit Manager FLSA Status: Non-Exempt Work Schedule: Hybrid (Eligible to work remotely onMondays and Fridays after successfully completing a 30-day training period. In-office schedule is Tuesday ...

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Credit Manager information

See Silver Spring, MD salary details

$26.4K

$69.9K

$133.4K

How much do credit manager jobs pay per year?

As of Aug 11, 2026, the average yearly pay for credit manager in Silver Spring, MD is $69,944.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,200.00 and $95,600.00 per year, depending on experience, location, and employer.

What are some typical challenges credit managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What does a credit manager do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a credit manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What are the most commonly searched types of Credit jobs in Silver Spring, MD? The most popular types of Credit jobs in Silver Spring, MD are:
What are popular job titles related to Credit Manager jobs in Silver Spring, MD? For Credit Manager jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Silver Spring, MD look for? The top searched job categories for Credit Manager jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Credit Manager jobs? Cities near Silver Spring, MD with the most Credit Manager job openings:
Infographic showing various Credit Manager job openings in Silver Spring, MD as of August 2026, with employment types broken down into 1% As Needed, 81% Full Time, 16% Part Time, and 2% Contract. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $69,944 per year, or $33.6 per hour.

Credit Manager

Top Stack

Baltimore, MD • On-site

$80K - $120K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

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Job description

We are seeking an experienced Credit Risk Manager to oversee a portfolio of commercial accounts, evaluate credit risk, and support strategic credit decisions.
What You'll Do

  • Analyze financial statements, cash flow, and credit risk for commercial customers.
  • Manage a portfolio of accounts and make credit recommendations based on financial data and third-party reporting.
  • Present credit analyses and recommendations to senior leadership and credit committees.
  • Partner with sales teams and customer leadership to resolve credit-related matters.
  • Oversee accounts receivable collections through a direct report.
  • Manage order credit holds and support timely credit decisions.
  • Contribute to process improvements and risk management initiatives.

Qualifications

  • Bachelor's degree in Accounting, Finance, Business, or a related field preferred.
  • 3+ years of experience in commercial credit analysis or credit risk management.
  • Strong experience analyzing financial statements and assessing commercial credit risk.
  • Experience working with commercial or manufacturing-based organizations is preferred.
  • Prior leadership or supervisory experience is a plus.
  • SAP experience preferred; HighRadius experience is a plus.
  • Strong analytical, communication, and decision-making skills.

Company Description

We launched Top Stack to solve a problem in the human capital industry: Technology has replaced humanity. The business has become cold and impersonal. That’s why we’ve made it our top priority to be people-focused, with consistent, transparent, timely communication. It sounds simple because it is. We think it’s the only way to work.