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Credit Manager Jobs in Riverside, CA (NOW HIRING)

Role: Credit Bureau Analyst Location: Onsite - Irvine, CA Experience Requested: 8-10 Years Role Overview: Seeking an experienced Credit Bureau Reporting Analyst with strong accounting and finance ...

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Credit Manager information

See Riverside, CA salary details

$26.6K

$70.6K

$134.6K

How much do credit manager jobs pay per year?

As of Jun 9, 2026, the average yearly pay for credit manager in Riverside, CA is $70,586.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,600.00 and $96,500.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What are the most commonly searched types of Credit jobs in Riverside, CA? The most popular types of Credit jobs in Riverside, CA are:
What are popular job titles related to Credit Manager jobs in Riverside, CA? For Credit Manager jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Riverside, CA look for? The top searched job categories for Credit Manager jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Credit Manager jobs? Cities near Riverside, CA with the most Credit Manager job openings:
Infographic showing various Credit Manager job openings in Riverside, CA as of May 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $70,586 per year, or $33.9 per hour.
Middle Market Senior Relationship Manager

Middle Market Senior Relationship Manager

Tri Counties Bank

Irvine, CA • On-site

$154K - $205K/yr

Full-time

Posted 4 days ago


Tri Counties Bank rating

5.9

Company rating: 5.9 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

128th of 141 rated banks


Job description

Come to work for a company you can be proud to represent...and enjoy fantastic, comprehensive benefits. 

The hiring range for this position is $154,000 to $205,000 annual salary and includes incentive opportunities, creating a competitive total compensation package based on our pay scale, and may be modified by location and is commensurate with qualifications and experience.

Middle Market Senior Commercial Real Estate Relationship Manager

Ideally seeking a candidate within the Irvine area but open to considering candidates in Carlsbad and/or Pasadena with the expectation they will be covering the Irvine market as needed.

POSITION SUMMARY

Develops and manages relationships with commercial clients in assigned business segments with complex clients and prospects.  Viewed as a trusted advisor to clients and can manage and develop a portfolio of relationships with target segments that lead to loans, deposits and other revenue generating products and services.  Requires a strong understanding of credit, commercial products and financial statement analysis, in order to offer holistic banking solutions (i.e. loans and treasury management) based on specific needs. May specialize in specific industries such as Transportation, Manufacturing, Distribution, etc.

MAJOR RESPONSIBILITIES

• Drive both personal and team’s development of new business for companies with annual revenue of no less than $50MM and ongoing credit monitoring of the portfolio. 

• Develop trusted advisory relationships with Owners and Senior Executives of Clients, Prospects and Centers of Influence. 

• Lead and coordinate with bank partners to create and implement a strategy for large and complex Clients, Prospects and Centers of Influence. Collaborate with other Bank partners and communicate new sales and cross selling opportunities.  

• Participate in community activities. Responsible for training, educating, and promoting sound business practices.

• Provide industry specific knowledge assistance for the vertical.

• Understand and be proficient on Products and Services to make recommendations to clients based on the needs of its business.

• Protect the bank by applying sound risk management protocols and adhering to regulatory requirements.

• Identify opportunities for offering a full range of bank product and services, based on clients’ needs; Analyze tactical business challenges related to full-service banking for the vertical.

• Perform Annual Client reviews; in partnership with any relationship stakeholders, to ensure clients’ needs are being fully met.

• Coordinate with Credit Manager/Credit Team to ensure all necessary documentation is received from the client to facilitate expeditious underwriting.  Present credit recommendations for client full banking relationship needs. 

• Communicate and educate current and potential clients on products and services to resolve any business or technical need.

• Participate in internal and external meetings to build credibility, win new business, enhance relationships and create a perception of bank’s products, services and competencies.

OTHER RESPONSIBILITIES

• Participates and maintains active roles in pertinent industry trade groups, events and conferences.

• Participates in civic and community affairs as appropriate.

• Maintains a current understanding of Bank policies and procedures in compliance with all federal and state laws.

EDUCATION, EXPERIENCE AND OTHER SKILLS REQUIRED

• High school diploma or GED required.  Bachelor’s degree, preferred.

• 10 years of industry experience.

• Advanced credit analysis, ability to properly structure and price existing and new loans. Exceptional knowledge of commercial credit guidelines, policies and procedures.

• Proven track record of success in driving growth in a commercial banking environment.

• Excellent verbal and written communication skills, ability to communicate effectively and project a professional image when giving and taking information in writing, in person and over the phone.

• Effective interpersonal skills with the ability to work with individuals and groups at all organization levels; ability to work independently and as part of a team.

Company Profile

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California with corporate offices in Roseville, South San Francisco, and Bakersfield, with assets of nearly $10 billion and 50 years of financial stability.

Tri Counties Bank is dedicated to providing exceptional service for individuals and businesses throughout California with more than 75 locations, advanced mobile and online banking, and access to approximately 40,000 surcharge-free ATMs nationwide.

As California's Local Bank, Tri Counties Bank prioritizes serving clients with local bankers and local decision-making, backed by corporate philanthropy, community engagement, employee volunteerism and investments. Recognized by various publications as among the Top Workplaces and Best Banks, Tri Counties Bank recruits and retains diverse and talented team members.

Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Age/Disability/Veteran.

Careers-TCB-Notice-of-Collection.pdf