ZipRecruiter

Log In

1

Senior Commercial Credit Analyst Jobs in Riverside, CA

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

We are currently looking to fill several Commercial Credit Analyst positions. We are looking for individuals who are passionate, driven, collaborative, and solutions oriented. We are dedicated in ...

Chino Commercial Bank

Commercial Credit Analyst

Chino, CA · On-site

$22 - $27/hr

We are currently looking to fill several Commercial Credit Analyst positions. We are looking for individuals who are passionate, driven, collaborative, and solutions oriented. We are dedicated in ...

Hyundai Capital America

Commercial Credit Analyst

Irvine, CA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

WHAT YOU WILL DO The Associate, Commercial Credit Analyst is required to operate as a self-contained credit unit within the Commercial Credit Department. The associates will perform and coordinate ...

Hyundai Capital

Commercial Credit Analyst

Irvine, CA · On-site

$64K - $96K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

WHAT YOU WILL DO The Associate, Commercial Credit Analyst is required to operate as a self-contained credit unit within the Commercial Credit Department. The associates will perform and coordinate ...

Hyundai Capital America

Commercial Credit Analyst

Irvine, CA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

WHAT YOU WILL DO The Associate, Commercial Credit Analyst is required to operate as a self-contained credit unit within the Commercial Credit Department. The associates will perform and coordinate ...

Hyundai Capital

Commercial Credit Analyst

Irvine, CA · Hybrid

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

WHAT YOU WILL DO The Associate, Commercial Credit Analyst is required to operate as a self-contained credit unit within the Commercial Credit Department. The associates will perform and coordinate ...

Hyundai Capital

Sr. Manager, Commercial Credit

Irvine, CA · On-site

$144K - $223K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

WHAT YOU WILL DO The Sr. Manager, Commercial Credit oversees all aspects of the originations ... Review the accuracy of all underwiring completed by the analyst * Make credit recommendations for ...

Hyundai Capital

Sr. Manager, Commercial Credit

Irvine, CA · Hybrid

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

WHAT YOU WILL DO The Sr. Manager, Commercial Credit oversees all aspects of the originations ... Review the accuracy of all underwiring completed by the analyst * Make credit recommendations for ...

Veros Credit, LLC

Franchise Senior Credit Analyst

Santa Ana, CA

$31 - $42/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Franchise Senior Credit Analyst (Auto Finance) will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of customers to determine the ...

New

Veros Credit, LLC

Franchise Senior Credit Analyst

Santa Ana, CA

$31 - $42/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

About The Position The Franchise Senior Credit Analyst (Auto Finance) will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of ...

New

Veros Credit, LLC

Franchise Senior Credit Analyst

Santa Ana, CA · On-site

$31 - $42/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

About The Position The Franchise Senior Credit Analyst (Auto Finance) will be responsible for conducting an objective, independent analysis of complex credit data and financial statements of ...

New

next page

Showing results 1-20

All JobsCommercial Credit Analyst JobsSenior Commercial Credit Analyst JobsSenior Commercial Credit Analyst Jobs in Riverside, CA

Senior Commercial Credit Analyst information

See Riverside, CA salary details

$51.6K

$98.4K

$181.5K

How much do senior commercial credit analyst jobs pay per year?

As of Aug 16, 2026, the average yearly pay for senior commercial credit analyst in Riverside, CA is $98,368.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,000.00 and $104,300.00 per year, depending on experience, location, and employer.

What is a senior commercial credit analyst?

Senior Commercial Credit Analysts are finance professionals responsible for evaluating the creditworthiness of businesses seeking loans or credit from financial institutions. They analyze financial statements, assess risks, and make recommendations on whether to approve or decline credit applications. In their senior role, they may also oversee junior analysts, help develop credit policies, and interact directly with clients to gather necessary information. Their expertise ensures that lending decisions minimize risk for the institution while supporting business growth.

What skills and qualifications are needed to be a senior commercial credit analyst?

To thrive as a Senior Commercial Credit Analyst, you need strong analytical skills, financial modeling expertise, and a background in finance or accounting—typically supported by a bachelor’s degree and several years of relevant experience. Familiarity with credit risk assessment platforms, financial statement analysis tools, and industry-standard software like Moody’s Analytics or S&P Global is essential. Exceptional communication, attention to detail, and sound judgment help you effectively evaluate creditworthiness and present findings to stakeholders. These skills ensure accurate risk assessments, informed lending decisions, and contribute to the financial health of the institution.

What are common challenges faced by senior commercial credit analysts, and how can they be addressed?

Senior Commercial Credit Analysts often encounter challenges such as evaluating complex financial statements, assessing risk in volatile markets, and balancing thorough analysis with tight deadlines. To address these, it's important to stay updated on industry trends, utilize advanced financial modeling tools, and maintain clear communication with relationship managers and clients. Collaborating closely with credit committees and other analysts can also help ensure well-informed decisions and manage workload efficiently.

What is the difference between Senior Commercial Credit Analyst vs Commercial Credit Analyst?

AspectSenior Commercial Credit AnalystCommercial Credit Analyst
Required CredentialsBachelor's degree, often CFA or credit certificationsBachelor's degree, relevant certifications optional
Work EnvironmentMore complex credit analysis, mentorship rolesAnalyzing credit data, supporting senior staff
Employer & Industry UsageFinancial institutions, banks, large corporationsBanks, lending institutions, credit agencies
Common Search & ComparisonSenior roles, advanced analysis, leadershipEntry to mid-level analysis, support roles

The main difference between a Senior Commercial Credit Analyst and a Commercial Credit Analyst lies in experience, responsibilities, and complexity of analysis. Senior analysts handle more complex cases, often mentor junior staff, and may have additional certifications. Both roles are vital in financial institutions and share similar industry usage, but the senior position involves greater expertise and leadership responsibilities.

What are popular job titles related to Senior Commercial Credit Analyst jobs in Riverside, CA?

For Senior Commercial Credit Analyst jobs in Riverside, CA, the most frequently searched job titles are:

What job categories do people searching Senior Commercial Credit Analyst jobs in Riverside, CA look for?

The top searched job categories for Senior Commercial Credit Analyst jobs in Riverside, CA are:

What cities near Riverside, CA are hiring for Senior Commercial Credit Analyst jobs?

Cities near Riverside, CA with the most Senior Commercial Credit Analyst job openings:

Senior Commercial Credit Analyst jobs near you

Sr. Manager, Commercial Credit

Hyundai Capital Bank Europe

Irvine, CA • On-site

Other

Posted 13 days ago

Job description

Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We’re a company driven by growth, innovation, and people. At HCA, you’ll find opportunities to build new skills, expand your career, and make a real impact—while working in a diverse, inclusive, and values‑driven environment. We’re proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.

If you’re looking for a fast‑paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.

WHAT YOU WILL DO

The Sr. Manager, Commercial Credit oversees all aspects of the originations process, including deal structure, underwriting, documentation and funding. In addition, this role is responsible for the annual reviews and renewals, as well as the ongoing account management process. This role has credit approval authority as defined by the Dealer Finance – Commercial Credit Authority Policy.

HOW YOU WILL MAKE AN IMPACT

1. Deal Structure & Underwriting:

  • Work in conjunction with field sales management to establish acceptable credit structure and identify exceptions to credit origination and credit authority policies.

  • Review all due diligence items submitted by field sales and identify deficiencies for correction.

  • Review submitted Commercial Credit request prior to assigning it to a Sr. Commercial Credit Analyst.

  • Manage the workflow of new requests assignments.

  • Review the accuracy of all underwiring completed by the analyst

  • Make credit recommendations for all requests.

  • Make credit decisions for applicable credit exposure as outlined in the Dealer Finance – Commercial Credit Authority Policy.

2. Annual Reviews:

  • Assist the Commercial Credit Portfolio Team with the underwriting process of annual reviews by assigning reviews to team members, reviewing underwriting, and making recommendations and/or decisions where applicable.

3. Documentation & Funding:

  • Ensure all approved loan products are properly documented

  • Oversee the funding process of new loan products

4. Portfolio Management (first 6 months on books):

  • Establish new customers in systems for ongoing dealer management

  • Oversee all aspects of portfolio management (Dealer Monthly Review, Overline Management, etc.)

5. Lead, mentor, and develop team members by providing direction, performance feedback, and support to ensure effective collaboration, professional growth, and achievement of organizational and personal goals

Apply