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Credit Manager Jobs in Riverside, CA (NOW HIRING)

Hyundai Capital

Credit Analyst

Irvine, CA · On-site

... management skills Well versed on company product offerings, reporting and measurement systems Ability to negotiate, influence and collaborate both with customers and associates WORK ENVIRONMENT ...

Hyundai Capital

Credit Analyst

Irvine, CA · On-site

$48K - $72K/yr

All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI ... time management skills • Well versed on company product offerings, reporting and measurement ...

Glidewell Dental

Credit Audit Specialist

Irvine, CA · On-site

$21 - $24/hr

Manages work queues in order to maintain a 3-5 day processing period. * Keeps accurate record of ... Performs credit analysis and audits to ensure credit is under warranty. * Communicates with ...

Hyundai Capital America

Credit Analyst

Irvine, CA · On-site

All Credit Analyst responsibilities should be handled in an expeditious manner per HCA's KPI ... time management skills • Well versed on company product offerings, reporting and measurement ...

Action Gypsum West Supply

Credit Specialist H

Chino, CA · On-site

$25 - $26/hr

The credit specialist is responsible for credit and collections, with the principal goal of ... Ability to effectively communicate with co-workers, managers and customers both orally and in ...

Action Gypsum Supply LP

Credit Specialist H

Chino, CA · On-site

$25 - $26/hr

The credit specialist is responsible for credit and collections, with the principal goal of ... Ability to effectively communicate with co-workers, managers and customers both orally and in ...

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Showing results 1-20

All JobsCredit JobsCredit Manager JobsCredit Manager Jobs in Riverside, CA

Credit Manager information

See Riverside, CA salary details

$26.6K

$70.6K

$134.6K

How much do credit manager jobs pay per year?

As of Jul 14, 2026, the average yearly pay for credit manager in Riverside, CA is $70,586.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,600.00 and $96,500.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What are the 5 C's of credit management?

The 5 C's of credit management are Character, Capacity, Capital, Collateral, and Conditions. These criteria help credit managers assess a borrower's creditworthiness and determine the risk of extending credit. Understanding and evaluating these factors is essential for effective credit risk management and decision-making.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

Is credit management a good career?

Credit management is a stable career that involves assessing creditworthiness, managing credit risk, and maintaining customer relationships. It often requires strong analytical skills, attention to detail, and knowledge of financial regulations, with opportunities for advancement into senior finance roles.

What is the highest paying credit manager job?

The highest paying credit manager roles are typically senior or executive-level positions such as Credit Director or Chief Credit Officer, often found in large corporations or financial institutions. These roles require extensive experience, advanced financial skills, and sometimes certifications like CFA or CPA, and they can offer salaries exceeding $150,000 annually depending on the industry and location.

What is the work of a credit manager?

A credit manager oversees a company's credit policies, evaluates the creditworthiness of clients, and approves or denies credit applications. They analyze financial data, manage credit risk, and ensure timely collection of payments, often using credit management software. Strong analytical skills and knowledge of financial regulations are essential for this role.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
More about Credit Manager jobs
What are the most commonly searched types of Credit jobs in Riverside, CA? The most popular types of Credit jobs in Riverside, CA are:
What are popular job titles related to Credit Manager jobs in Riverside, CA? For Credit Manager jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Riverside, CA look for? The top searched job categories for Credit Manager jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Credit Manager jobs? Cities near Riverside, CA with the most Credit Manager job openings:
Credit Manager jobs near you
Infographic showing various Credit Manager job openings in Riverside, CA as of July 2026, with employment types broken down into 82% Full Time, 17% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $70,586 per year, or $33.9 per hour.

Senior Manager, Dealer Credit Examiner

Hyundai Capital

Irvine, CA • On-site

$132K - $204K/yr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 24 days ago

Job description

Description
Who We Are
Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships. We provide vehicle financing, leasing, subscription, and insurance solutions to over 3 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.
We Take Care of Our People
Along with competitive pay, as an employee of HCA, you are eligible for:
• Medical, dental, and vision plans with no-cost and low-cost options
• Annual employer HSA contribution
• 401(k) matching and immediate vesting
• Vehicle purchase and lease discounts, plus monthly vehicle allowances by job level:
o Associate / Sr. Associate: $350
o Manager / Sr. Manager: $600
o Director: $800
o Executive Director: $900
o VP or Above: $1,000
• 100% employer-paid life and disability insurance
• No-cost health and wellbeing programs, including a gym benefit
• Six weeks of paid parental leave
• Paid Volunteer Time Off, plus a company donation to a charity of your choice
What To Expect
We're seeking a senior credit risk professional to conduct independent, on-site financial reviews of automobile dealerships nationwide. In this role, you'll travel extensively across the U.S. to assess dealer cash flow, liquidity, working capital, and overall financial condition through hands on reviews of books, records, and bank activity. Your work will support both new loan originations and existing credit relationships by providing clear, objective financial insight to Commercial Risk and Credit leadership-while remaining independent of underwriting and approval decisions. This is a highly visible role for candidates who enjoy field-based analysis, travel, and applying sound judgment to complex credit and risk situations. You'll play a key part in safeguarding portfolio quality, supporting criticized asset decisions, and strengthening overall credit risk governance.
What You Will Do
• Conduct on - site financial reviews of new and existing commercial borrowers
• Review books, records, accounting systems, and bank activity for accuracy and reliability
• Analyze cash flow, liquidity, working capital, and balance sheet integrity
• Perform bank reconciliations and assess true available cash
• Identify financial weaknesses, trends, and risk indicators
• Recommend financial statement and working capital adjustments
• Prepare concise field examination and credit review reports
• Support risk grading, watchlist/criticized asset decisions
• Provide independent financial analysis for workouts, restructurings, and special situations
• Partner with Commercial Risk, Credit, and Legal while maintaining second - line independence
Qualifications
What You Will Bring
• 8 years of commercial credit, financial analysis, field exams, or risk oversight in Dealer Financial Services, Commercial Banking, Commercial Credit Review or Forensic Accounting
• Bachelor's degree in Accounting, Finance or related field
• CPA, CFE or CFA a plus
• Deep understanding of cash flow, liquidity, and working capital
• Strong experience with Credit risk grading frameworks
• Comfortable conducting borrower on - site reviews
• Clear, confident communicator with strong judgment
• Ability to engage with senior leadership and borrower management teams
• Experience with criticized assets or special situations a plus
• Ability to travel and conduct assessments on site at dealer locations
Work Environment
Employees in this class are subject to extended periods of sitting, standing, and walking, vision to monitor and moderate noise levels. Work is performed in an at home and office environment.
The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location, and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.
California Privacy Notice
This notice only applies to our applicants who reside in the State of California.
The latest version of our Privacy Policy can be found here . This Privacy Policy provides you with notice, at or before the point of collection, about the categories of personal information to be collected from you, the purposes for which your personal information is collected or used, and whether that information is sold or shared, so that you can exercise meaningful control over our use of your personal information. We are providing this notice to comply with the California Consumer Privacy Act of 2018, as amended as amended by the California Privacy Rights Act of 2020 ("CCPA").
If you have any questions about CCPA regarding California residents or HCA team members, please contact the Privacy Team at Privacy2@hcs.com .

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