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Credit Manager Jobs in Riverside, CA (NOW HIRING)

Credit Audit Specialist

Irvine, CA · On-site

$21 - $24/hr

Manages work queues in order to maintain a 3-5 day processing period. * Keeps accurate record of ... Performs credit analysis and audits to ensure credit is under warranty. * Communicates with ...

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Credit Manager information

See Riverside, CA salary details

$26.6K

$70.6K

$134.6K

How much do credit manager jobs pay per year?

As of Jun 9, 2026, the average yearly pay for credit manager in Riverside, CA is $70,586.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,600.00 and $96,500.00 per year, depending on experience, location, and employer.

What are some typical challenges Credit Managers face when assessing credit risk, and how can these be addressed?

Credit Managers often face the challenge of gathering sufficient and reliable financial data to accurately assess the creditworthiness of clients, especially with new or small businesses. Balancing the need for thorough risk analysis with maintaining positive customer relationships is also crucial. To address these challenges, Credit Managers use robust credit scoring systems, maintain clear communication with clients, and stay updated on industry trends to refine their risk assessment strategies. Collaboration with sales and finance teams is essential to align credit policies with organizational goals while minimizing exposure to bad debt.

What Does a Credit Manager Do?

A credit manager works in the banking industry or for a lending organization. Their job responsibilities include underwriting or evaluating requests for credit using credit scores, projected profits and losses, and risk factors. People in credit management are responsible for accepting or rejecting loan applications based on these criteria and have the authority to oversee the company’s lending process. The job duties of a credit manager also include creating models to assess creditworthiness, as their ultimate goal is to reduce loss and increase profits from lending. Alternatively, a credit manager can work for a seller, typically a business-to-business or B2B organization, granting trade credit to buyers. Credit managers are responsible for creating models or criteria to assess the creditworthiness of buyers, creating discount or incentive programs for early payment, and managing the credit department of the company. They may also be responsible for credit accounting and collections. Career qualifications include a bachelor’s degree in accounting, business, or a related field.

What are the key skills and qualifications needed to thrive as a Credit Manager, and why are they important?

To thrive as a Credit Manager, you need expertise in financial analysis, credit risk assessment, and a solid understanding of accounting principles, often supported by a degree in finance or a related field. Familiarity with credit management software, ERP systems, and relevant certifications such as Certified Credit Professional (CCP) are commonly required. Strong negotiation, decision-making, and communication skills help build trust with clients and effectively manage credit policies. These skills ensure the organization minimizes financial risk while maintaining healthy customer relationships and cash flow.

What is the difference between Credit Manager vs Credit Analyst?

AspectCredit ManagerCredit Analyst
CredentialsBachelor's degree; often certifications like CAM, CCRABachelor's degree; often certifications like CAM, CCRA
Work EnvironmentOversees credit policies, manages teams, interacts with senior managementAnalyzes credit data, assesses risk, prepares reports
Employer & IndustryFinancial institutions, corporations, credit agenciesFinancial institutions, credit bureaus, lending companies

The Credit Manager focuses on overseeing credit policies, managing credit teams, and making high-level credit decisions. In contrast, the Credit Analyst primarily analyzes credit data, assesses risk, and prepares reports to support credit decisions. Both roles require similar credentials and often work within the same industries, but their responsibilities differ in scope and focus.

What does a Credit Manager do?

A Credit Manager is responsible for overseeing a company's credit policies, assessing the creditworthiness of potential customers, and managing the process of granting credit and collecting payments. They analyze financial data, set credit limits, and help minimize financial risk to the organization. Credit Managers also work closely with sales and accounting teams to ensure that credit terms are followed and that outstanding debts are collected efficiently.
What are the most commonly searched types of Credit jobs in Riverside, CA? The most popular types of Credit jobs in Riverside, CA are:
What are popular job titles related to Credit Manager jobs in Riverside, CA? For Credit Manager jobs in Riverside, CA, the most frequently searched job titles are:
What job categories do people searching Credit Manager jobs in Riverside, CA look for? The top searched job categories for Credit Manager jobs in Riverside, CA are:
What cities near Riverside, CA are hiring for Credit Manager jobs? Cities near Riverside, CA with the most Credit Manager job openings:
Infographic showing various Credit Manager job openings in Riverside, CA as of May 2026, with employment types broken down into 91% Full Time, 8% Part Time, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $70,586 per year, or $33.9 per hour.
Credit Associate - Middle Market

Credit Associate - Middle Market

City National Bank

Ontario, CA • On-site

$34.55 - $55.19/hr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 11 days ago


Job description

CREDIT ASSOCIATE - Middle Market

WHAT IS THE OPPORTUNITY?

The Credit Associate is responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit data analysis, underwriting, and portfolio review activities including facilitating credit risk recommendation. The Credit Associate may be assigned a book of lower-complexity loans and relationships. The Credit Associate collaborates with team members to ensure effective credit operations. The Credit Associate helps maintain high standards of credit quality and compliance.

WHAT WILL YOU DO?

  • Serve middle market clients - typically privately held companies with annual revenues ranging from $50 million to $1 billion - across a wide range of industries and geographies.

  • Provide customized credit and banking solutions to support working capital.

  • Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers, guarantors, and sponsors.

  • Performance Monitoring: Performs portfolio management activities to monitor and analyze portfolio performance, including periodic reviews and covenant tracking.

  • Data Analysis: Analyzes credit data, market and industry reports, trendcards, and prepare credit presentations to support underwriting and portfolio management.

  • Risk Management: Supports effective risk management practices, maintaining high standards of credit quality and origination in alignment with Bank's credit risk appetite, and compliance with institutional and regulatory requirements.

  • Collaboration: Works closely with team members to ensure cohesive and effective credit operations. Participate in ad-hoc projects to support the organization's priorities.

  • Learning and Development: Demonstrates a strong desire to learn underwriting and portfolio management skills, actively seeking opportunities for professional growth and development, eventually leading to ownership of a portfolio of credits

WHAT DO YOU NEED TO SUCCEED?

Required Qualifications*

  • Bachelor's Degree or equivalent in Finance, Business, or related field

  • Minimum 2 years of progressively increasing credit underwriting and portfolio management experience in relevant industry/industries Req

Additional Qualifications

  • Intermediate experience in credit management and lending operations, with a strong understanding of risk management principles

  • Desire to build leadership and coaching skills, with the ability to train and develop talent

  • Strong communication and collaboration skills, with the ability to work effectively with senior leadership and cross-functional teams

  • Intermediate analytical skills, with the ability to interpret complex data and make informed decisions

  • Industry-specific knowledge and expertise

WHAT'S IN IT FOR YOU?

CompensationStarting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

Benefits and Perks

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues including:

  • Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date

  • Generous 401(k) company matching contribution

  • Career Development through Tuition Reimbursement and other internal upskilling and training resources

  • Valued Time Away benefits including vacation, sick and volunteer time

  • Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs

  • Career Mobility support from a dedicated recruitment team

  • Colleague Resource Groups to support networking and community engagement

Get a more detailed look at our https://careers.cnb.com/benefits.

ABOUT US

Since day one we've always gone further than the competition to help our clients, colleagues and communities flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's leading diversified financial services companies. To learn more about City National and our dynamic company culture, visit us at https://www.cnb.com/about-us.html.

INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT

City National Bank fosters an inclusive environment where all forms of diversity are valued and leveraged to make us a better company and employer. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status or other basis protected by law.

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment. An employer who violates this law shall be subject to criminal penalties and civil liability.

*Represents basic qualifications for the position. To be considered for this position, you must at least meet the required qualifications. careers.cnb.com accepts applications on an ongoing basis, until filled.

Unless otherwise indicated as fully remote, reporting into a designated City National location is an essential function of the job.