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Credit Director Jobs in Boca Raton, FL (NOW HIRING)

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Credit Director information

See Boca Raton, FL salary details

$80.2K

$148.3K

$286.1K

How much do credit director jobs pay per year?

As of Aug 11, 2026, the average yearly pay for credit director in Boca Raton, FL is $148,338.00, according to ZipRecruiter salary data. Most workers in this role earn between $99,200.00 and $178,400.00 per year, depending on experience, location, and employer.

What does a credit director do?

A credit director determines the strategic direction of a banking or lending institution and is responsible for risk analysis. Their duties are to oversee loan underwriting and collections. Additional responsibilities are to ensure company practices adhere to municipal, state, and federal financial laws and regulations. The academic qualifications necessary to become a credit director often include a bachelor’s or master’s degree in finance, business administration, accounting, or economics as well as extensive experience.

What is a credit director?

Credit Directors are senior financial professionals responsible for overseeing an organization's credit policies, procedures, and risk management strategies. They evaluate and approve credit applications, set credit limits, and monitor outstanding accounts to ensure timely payments and minimize financial risk. Credit Directors also lead teams of credit analysts and collaborate with other departments to support business growth while maintaining healthy credit practices.

What are the key skills and qualifications needed to thrive as a credit director, and why are they important?

To thrive as a Credit Director, you need deep expertise in credit analysis, risk assessment, and financial management, often supported by a degree in finance, accounting, or a related field. Familiarity with credit risk modeling tools, financial statement analysis software, and regulatory compliance systems is crucial. Strong leadership, decision-making, and negotiation skills help you effectively manage teams and stakeholder relationships. These skills are vital to ensure sound credit decisions, minimize risk, and support organizational financial goals.

What is the difference between Credit Director vs Credit Manager?

AspectCredit DirectorCredit Manager
ResponsibilitiesOversees credit policies, strategic credit risk management, and high-level decision-makingManages daily credit operations, evaluates creditworthiness, and approves credit limits
Required CredentialsTypically requires a bachelor’s degree in finance or related field; certifications like CPA or CFA are commonUsually requires a bachelor’s degree in finance, accounting, or business; relevant certifications are advantageous
Work EnvironmentStrategic, executive-level setting within finance or credit departmentsOperational, team-oriented environment focused on credit assessment and approval

The Credit Director focuses on strategic credit risk management and policy development, while the Credit Manager handles daily credit operations and assessments. Both roles require similar educational backgrounds and certifications, but differ in scope and level of responsibility within the credit department.

What are some common challenges faced by a credit director when managing a diverse loan portfolio?

A Credit Director often encounters challenges such as balancing risk across different sectors, ensuring compliance with changing regulations, and responding quickly to market fluctuations. Managing a diverse portfolio requires continuous analysis to identify potential credit risks and implementing strategies to mitigate them. Additionally, collaboration with teams across underwriting, sales, and risk management is essential to maintain portfolio health and meet organizational goals. Adapting to evolving client needs and market conditions can also be demanding but provides valuable opportunities for professional growth.
More about Credit Director jobs
What are the most commonly searched types of Credit jobs in Boca Raton, FL? The most popular types of Credit jobs in Boca Raton, FL are:
What cities near Boca Raton, FL are hiring for Credit Director jobs? Cities near Boca Raton, FL with the most Credit Director job openings:
Credit Director jobs near you
Infographic showing various Credit Director job openings in Boca Raton, FL as of August 2026, with employment types broken down into 1% Internship, 79% Full Time, 19% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $148,338 per year, or $71.3 per hour.

Director of Underwriting - Builder Finance

LendingOne

Boca Raton, FL • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 13 days ago

Job description

At LendingOne, we don’t just lend capital—we fuel opportunity. Headquartered in sunny Boca Raton, FL, with additional offices in Charlotte, NC and Great Neck, NY, we’ve funded over $8 billion in real estate capital and earned recognition as one of the Sun Sentinel’s Top Workplaces—four years running!

As a direct lender—not a broker or a bank—we specialize in loans for real estate investors

Our mission is powered by our values:

  • Speed & Ease – We simplify lending so clients can move fast and seize opportunities.
  • Solutions Driven – We solve problems, not just process paperwork.
  • Loyal Partners – We build trust, not just transactions.
  • Authentic Experience – We stay real, reliable, and respectful—always.

We’re a fully funded, full-service lending partner—and we’re growing fast.

The Opportunity:

As the Director of Underwriting - Builder Finance, you will be the subject matter expert for LendingOne’s Builder Finance platform. In this specialized role, you will underwrite complex builder finance transactions and help establish standards, workflows, credit guidelines and best practices that will allow the division to scale.

While working closely with Sales, Credit, Capital Markets, Closing, and Executive Leadership, you will structure loans, evaluate risk, and ensure consistent credit decisions. In addition, you will provide technical guidance to others within the Builder Finance Underwriting team, ensuring quality and consistency.

The ideal candidate has deep expertise in construction finance related to home builders with a strong understanding of budgeting, draw administration, project timelines, borrower risk evaluation, and construction-specific credit considerations. Successful candidates will have a proven track record underwriting builder finance transactions within fast-paced lending environments, while balancing growth objectives with disciplined credit risk management

This is a full-time, on-site opportunity based at our headquarters in Boca Raton, FL.

What You’ll Do:

  • Act as the resident Underwriting expert for our Builder Finance division by underwriting complex transactions, credit analysis and lending recommendations. You will evaluate borrower financial strength, project feasibility, budget, construction schedules, collateral, guarantors and market risk.
  • Structure transactions to balance risk while supporting business growth.
  • Review exceptions and recommend appropriate credit solutions for various lending scenarios
  • Develop, maintain and refine underwriting guidelines that align with scaling the builder finance product.
  • Monitor market trends, construction risks, and industry best practices to provide reporting, potential issues and solutions to executive leadership
  • Complete periodic loan reviews to ensure underwriting quality and consistency
  • Partner with Sales, Closing, Processing, Draw Administration and Credit to streamline efficiencies in our loan process.
  • Support technology enhancements and underwriting system improvements that increase efficiency and scalability.

Requirements

What You Bring:

To perform this role successfully, an individual must be able to execute each essential duty at a high level. The qualifications below provide an overview of the role; additional responsibilities may be assigned as needed.

  • Bachelor’s degree required; Finance, Business, Economics, Real Estate, or related field preferred.
  • 7+ years of underwriting, credit risk, or real estate lending experience within new construction or builder finance loan types
  • 3+ years of experience within new construction or builder finance, specifically residential single family/town home communities.
  • You have a demonstrated ability to create efficient and scalable operations within the Builder Finance market
  • Exceptional communication skills paired with an analytical mind - you are able to work effectively with various departments company wide to problem solve and achieve initiatives while understanding what it takes to mitigate risk within underwriting and credit for business purpose lending

Benefits

Why LendingOne:

  • Competitive base salary and incentive structure
  • Full medical, dental, and vision benefits
  • Company-matching 401(k) plan
  • Paid time off and 10 company-paid holidays
  • Work-from-home Fridays
  • Career development, training, and internal promotion opportunities
  • Team-building events, company lunches, and swag
  • Collaborative, inclusive, and fun workplace culture

LendingOne is proud to be an Equal Opportunity Employer. We’re committed to building a diverse and inclusive workforce where everyone belongs.