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Credit Card Advisor Jobs (NOW HIRING)

Credit Risk Senior Manager

$180K - $225K/yr

  • Medical

  • Retirement

Collaborate across Banking, Product, Finance, and Capital Markets as an internal strategic resource and external-facing advisor Who you are Experience & Background * 8+ years building credit card ...

Client Advisor - Commercial Card UMB's bottom line is directly impacted by the growth of our ... You have 2 years of credit card program or financial services experience; OR 3 5 years Client ...

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Credit Card Advisor information

See salary details

$56K

$62.1K

$66.5K

How much do credit card advisor jobs pay per year?

As of Aug 19, 2026, the average yearly pay for credit card advisor in the United States is $62,074.00, according to ZipRecruiter salary data. Most workers in this role earn between $59,500.00 and $64,500.00 per year, depending on experience, location, and employer.

What does a credit card advisor do?

A Credit Card Advisor helps clients understand different credit card options, their features, and how to use them responsibly. They provide personalized recommendations based on a client’s financial situation and goals. Advisors also assist with applications, explain terms and conditions, and offer guidance on managing credit card debt and improving credit scores. Their goal is to ensure clients make informed decisions that support their financial well-being.

What skills and qualifications are needed to be a credit card advisor?

To thrive as a Credit Card Advisor, you need strong knowledge of credit products, financial regulations, and customer service, often supported by a background in finance or banking. Familiarity with CRM software, credit analysis tools, and regulatory compliance systems is typically required. Outstanding communication, active listening, and problem-solving skills help advisors build trust and tailor solutions for clients. These skills are crucial for delivering excellent service, ensuring regulatory adherence, and meeting both client and business objectives.

How does a credit card advisor collaborate with other departments within a financial institution?

Credit Card Advisors often work closely with teams such as customer service, underwriting, and fraud prevention to ensure clients receive accurate information and efficient service. Collaboration with the marketing department is also common, particularly when launching new card products or promotions. Advisors may participate in meetings to share customer feedback, helping to improve existing offerings and streamline application processes. This cross-functional teamwork ensures that clients' needs are met while supporting the institution's broader goals.

What is the difference between Credit Card Advisor vs Credit Analyst?

AspectCredit Card AdvisorCredit Analyst
CredentialsTypically requires high school diploma or equivalent; certifications like Certified Credit Counselor can helpRequires bachelor's degree in finance, accounting, or related field; certifications like CFA or CPA are common
Work EnvironmentCustomer-facing roles in banks, credit unions, or financial institutionsOffice-based, analyzing credit data for lending decisions
Employer & IndustryFinancial institutions, credit card companies, banksBanks, lending agencies, financial services firms
Search & Comparison IntentUnderstanding roles related to credit card advice and customer supportAnalyzing creditworthiness and risk assessment for loans

While both roles involve working with credit, a Credit Card Advisor primarily assists customers with credit card options and manages accounts, whereas a Credit Analyst evaluates credit data to determine lending risk. The roles differ in credentials, work environment, and industry focus, but both are essential in the financial services sector.

What are the duties of a credit card advisor?

A credit card advisor assists customers in selecting suitable credit card products, explains terms and benefits, and helps with application processes. They analyze clients' financial situations, provide guidance on credit management, and may promote specific credit card offers, often working in banking or financial services environments. Strong communication skills and knowledge of credit policies are essential for this role.
More about Credit Card Advisor jobs
Infographic showing various Credit Card Advisor job openings in the United States as of August 2026, with employment types broken down into 84% Full Time, and 16% Part Time. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $62,074 per year, or $29.8 per hour.

$180K - $225K/yr

Full-time

Medical, Retirement

Re-posted 15 days ago


Job description

As Marqeta's Credit Risk Senior Manager, you will lead our credit risk and pricing strategy, helping us launch and scale credit programs from the ground up. You will drive innovation to establish best in class credit strategies in partnership with internal stakeholders and external bank partners and customers. You will create something unique in the embedded credit space: a marketplace that enables fintech apps, wallets, and merchants to offer credit products at scale.

Embedded within finance, this role will support Marqeta's evolving managed credit card programs by shaping credit risk strategy across acquisition and account management, pricing, performance and portfolio monitoring, in partnership with cross functional execution teams across product, engineering, sales, operations and other functional areas.

We work Flexible First. This role can be performed remotely in the United States, only in one of our Premium or National locations, which you can review here.

The Impact You'll Have

Credit Strategy & Policy

  • Own end-to-end credit strategy initiatives - from framework design through implementation and ongoing monitoring
  • Build, review, and refine consumer and commercial credit card risk and pricing strategies
  • Proactively adjust credit card policies based on portfolio performance and risk trends
  • Establish strategies that directly drive KPIs: approval rates, new accounts, loss rates, profit margin, and more

Modeling & Data

  • Partner with data scientists to build best-in-class credit risk and cash flow models
  • Work with product to develop modern credit stacks and data strategies leveraging financial, bank, and third-party datasets - enabling underwriting automation at scale

Capital Markets & Partners

  • Partner with capital markets on securitization structures, warehouse lines, and forward flow deals
  • Provide analytical support to co-brand partners, including loss forecasts and profitability analysis

Governance & Reporting

  • Draft underwriting and risk documentation
  • Support bank partners on model validation and governance
  • Report KPIs and risk performance to senior management regularly

Advisory & Cross-Functional Leadership

  • Serve as a risk consultant to bank partners and customers - recommending improvements to credit strategies
  • Collaborate across Banking, Product, Finance, and Capital Markets as an internal strategic resource and external-facing advisor
Who you are

Experience & Background

  • 8+ years building credit card risk and pricing programs, ideally at a fintech - across consumer and/or commercial underwriting
  • Proven ownership across the full credit card lifecycle:
    • Credit policy and risk strategy development, monitoring, and adjustment
    • Approval, line assignment, and pricing strategy design
    • Risk assessments for prospective partners
    • Acquisition strategy across card programs
  • Bachelor's degree in Finance, Business, Accounting, Economics, Statistics, Math, or a related field

Technical Skills

  • Expert in Excel and SQL modeling
  • Comfortable using data to build alignment across stakeholders with competing priorities

Collaboration & Communication

  • Experience working cross-functionally with product, engineering, finance, compliance, bank partners, and capital providers
  • Exceptional communicator - able to translate complex credit concepts for executive, partner, and cross-functional audiences (written and verbal)

Mindset & Adaptability

  • Comfortable in a build environment - moves fluidly between strategy and execution without a large supporting team
  • Thrives in fast-paced, dynamic settings with shifting priorities
  • Demonstrated ability to adapt credit strategies in response to portfolio performance changes or macroeconomic conditions
Your Manager

Neha Nanda, Senior Director, Credit Risk

Our (typical) process:
  1. Application Submission
  2. Recruiter video call
  3. Hiring manager video call
  4. Virtual "Onsite" consisting of 4-5, 45 min calls
  5. Offer!
Compensation and Benefits

Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States:

  • National: A baseline tier that applies to most of the geographic territory of the United States.
  • Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA
  • Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City.

Visit this page or consult with a Recruiter to determine which tier would be applicable to you.

When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is:

  • Premium+: $180,600- $225,800
  • Premium: $166,200 - $207,700
  • National: $153,500 - $191,900

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.

Along with monetary compensation, Marqeta offers

  • Multiple health insurance options
  • Flexible time off - take what you need
  • Retirement savings program with company contribution and after tax contributions
  • Equity in a publicly-traded company and an Employee Stock Purchase Program
  • Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
  • Free therapy sessions, financial and professional coaching, and legal advice
  • Monthly stipend to support our remote work model
  • Annual "development dollars" to support our people growth and development
  • Through Flex First, the freedom to live and work wherever you and your family thrive