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Credit Analyst Jobs in Rochester, NY (NOW HIRING)

Business Analyst

Batavia, NY · Hybrid

$55K - $90K/yr

Farm Credit East (FCE) is the leading provider of loans and farm advisory services to farm, forest ... The Business Analyst provides support to the Product Owners, the Technology Team as well as the ...

Loan Officer

Batavia, NY · On-site

$75K - $105K/yr

Provides functional guidance to credit analysts, loan doc specialists and other roles to ensure customer's requirements are met while conforming to credit policy and requirements * Monitors borrowers ...

Loan Officer

Batavia, NY · Hybrid

$75K - $105K/yr

Provides functional guidance to credit analysts, loan doc specialists and other roles to ensure customer's requirements are met while conforming to credit policy and requirements * Monitors borrowers ...

Loan Officer

Batavia, NY · Hybrid

$75K - $105K/yr

Provides functional guidance to credit analysts, loan doc specialists and other roles to ensure customer's requirements are met while conforming to credit policy and requirements * Monitors borrowers ...

ESL is one of the largest and most successful federal credit unions in the country. We are locally owned and known for valuing people and sharing our success with our employees. ESL offers a very ...

Financial Analyst (Manufacturing) Location: Rochester, NY Duration: Direct Hire Compensation: 80 ... Manage AR follow-ups, credit memos, and RMA processing * Assist with payroll reconciliations ...

Conduct in-depth analysis of financial trends, identify operational inefficiencies, and develop ... Volunteer work and internships for academic credit are not counted. An equivalent combination of ...

Behavioral Analyst

Rochester, NY · On-site

$70K - $90K/yr

Teach the equivalent of four three-credit graduate courses annually (80%). Courses include, but are not limited to: · Professional & Ethical Conduct for Behavior Analysts (Fall) · Performance ...

Behavioral Analyst

Rochester, NY · On-site

$70K - $90K/yr

Teach the equivalent of four three-credit graduate courses annually (80%). Courses include, but are not limited to: · Professional & Ethical Conduct for Behavior Analysts (Fall) · Performance ...

Showing results 21-40

Credit Analyst information

See Rochester, NY salary details

$14

$29

$48

How much do credit analyst jobs pay per hour?

As of Aug 20, 2026, the average hourly pay for credit analyst in Rochester, NY is $29.53, according to ZipRecruiter salary data. Most workers in this role earn between $22.79 and $33.22 per hour, depending on experience, location, and employer.

What does a credit analyst do?

A Credit Analyst evaluates the creditworthiness of individuals or businesses applying for loans or credit. They review financial statements, credit reports, and economic conditions to assess the risk of lending money. Based on their analysis, they make recommendations to approve or deny credit applications and may suggest terms for repayment. Their work helps financial institutions minimize losses and make informed lending decisions.

What does a credit analyst do?

As a credit analyst, you evaluate customer credit history to determine the risk level for giving out loans or lines of credit to clients. You’ll use statistical software to help you decide which clients are eligible for loans and which ones aren’t. Your job duties include analyzing your clients’ financial statements and credit history, establishing credit limits, informing clients of payment policies, and resolving disputes. Your decisions impact whether the bank or financial institution you work for makes money or loses money, so your responsibilities make you a crucial part of the team.

What are the key skills and qualifications needed to thrive as a credit analyst, and why are they important?

To thrive as a Credit Analyst, you need strong analytical skills, financial acumen, and typically a degree in finance, accounting, or a related field. Proficiency in financial modeling, Microsoft Excel, and experience with credit risk assessment software such as Moody’s or S&P Global Market Intelligence are highly valued. Excellent attention to detail, effective communication, and sound judgment are essential soft skills for assessing clients and presenting findings. These abilities ensure accurate credit evaluations, mitigate risk, and support informed lending decisions.

What are the typical challenges a credit analyst faces when evaluating complex loan applications?

Credit Analysts often encounter challenges such as incomplete financial information, inconsistent documentation, and the need to assess risk in rapidly changing market conditions. Evaluating applicants from diverse industries may require specialized knowledge to accurately interpret financial statements and cash flow projections. Strong analytical skills and effective communication with both clients and internal stakeholders are essential to resolve ambiguities and ensure sound credit decisions.

What is the difference between Credit Analyst vs Loan Officer?

AspectCredit AnalystLoan Officer
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, business, or related; often requires mortgage or loan origination licenses
Work EnvironmentOffice setting, analyzing financial data, assessing creditworthinessOffice or branch, meeting clients, processing loan applications
Employer & Industry UsageBanks, credit unions, financial institutionsBanks, mortgage companies, credit unions

While both roles involve financial assessment, a Credit Analyst primarily evaluates credit data to determine risk, whereas a Loan Officer interacts directly with clients to approve and process loan applications. Understanding these differences helps in choosing the right career path or job search focus.

Are credit analysts paid well?

Credit analysts typically earn a competitive salary that varies based on experience, education, and location. According to industry data, the median annual wage for credit analysts is around $70,000, with higher earnings possible for those with advanced certifications or in senior roles. The profession often offers opportunities for bonuses and career advancement.

What qualifications do you need to be a credit analyst?

To become a credit analyst, candidates typically need a bachelor's degree in finance, accounting, economics, or a related field. Strong analytical skills, proficiency with financial analysis tools, and knowledge of credit reporting and risk assessment are also important. Some roles may require relevant certifications such as the Chartered Financial Analyst (CFA) or Credit Risk Certification.

What are the most commonly searched types of Credit Analyst jobs in Rochester, NY?

The most popular types of Credit Analyst jobs in Rochester, NY are:

What are popular job titles related to Credit Analyst jobs in Rochester, NY?

For Credit Analyst jobs in Rochester, NY, the most frequently searched job titles are:

What job categories do people searching Credit Analyst jobs in Rochester, NY look for?

The top searched job categories for Credit Analyst jobs in Rochester, NY are:

What cities near Rochester, NY are hiring for Credit Analyst jobs?

Cities near Rochester, NY with the most Credit Analyst job openings:

Infographic showing various Credit Analyst job openings in Rochester, NY as of August 2026, with employment types broken down into 81% Full Time, 17% Part Time, and 2% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $61,413 per year, or $29.5 per hour.

$55K - $90K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago


Job description

Position Summary:

Join a team focused on the success of our customers, the success of our communities, and the success of each other. Farm Credit East (FCE) is the leading provider of loans and farm advisory services to farm, forest product, fishing, and other agricultural business owners across the northeast with $11.7 billion in total loan volume and $29 million in annual financial services revenue from 18,000 customers across our 8-state territory. We are One Team Working Together with a focus on our five pillars: Outstanding Customer and Employee Experience, Quality Growth, Operational Excellence, Commitment to our Communities, and Protecting Customer Information. 

The Business Analyst provides support to the Product Owners, the Technology Team as well as the greater organization.  They ensure the timely discovery, development, testing and delivery of items associated with the Farm Credit East roadmap.  The Business Analyst will act as Subject Matter Experts for the products they are supporting, assisting with troubleshooting and identifying areas of opportunity for product innovation.

The value drivers for this role are as follows:

  • Bridge the gap between the strategic vision and day-to-day operations, while delivering a consistent message and ensuring stakeholder alignment
  • Evolve and innovate at an accelerated pace while remaining grounded in Farm Credit East experience
  • Works as a collaborative partner that drives transformational initiatives across all lines of business

Come join a collaborative, customer-focused team at Farm Credit East!

Duties and Responsibilities:

Product Development

  • Works closely with product owner(s) to execute on the core business system strategy to meet or exceed customer and user expectations and gain alignment with key stakeholders 
  • Helps execute on the Core Business System Portfolio Management Plan which governs current and future FCE core business systems including performance metrics, identifies risks and opportunities, prioritizes high-value products, optimizes resource allocation across the portfolio and balances the product mix among strategic initiatives

Product Innovation

  • Creates requirements for new/updated existing core business systems ideas within the defined FCE ideation process 
  • Works closely with product owner(s) to determine, monitor and update the plan and methodology to ensure deep user knowledge for each platform to utilize in core business system innovation
  • Works creatively with FPI, core business system vendors and Farm Credit System partners to optimize platform solutions and design

Product Communication

  • Develops a deep understanding of customer, employee and FCE needs within the core business systems 
  • Supports the communication strategy for each new/existing core business system to align with FCE's overall communication plan and enable optimal system adoption and utilization 

Change Enablement

  • Engaged in training and full adoption of FCE's technology platforms to meet association and customer needs
  • Demonstrates a strong commitment to standardized methods to improve efficiency, collaboration, and embodiment of One Team Working Together
  • Support organizational transformation providing guidance in change enablement, communications, and training supporting delivery and adoption of strategic programs within the organization
  • Works cooperatively with the change enablement team to develop the Communication/Change Enablement Plan and associated training for each process, system or technology rollout

Job Qualifications and Requirements:

  • This position requires a Bachelor's degree in business, agriculture or a related field or an equivalent combination of education and experience to perform the essential functions of the job.
  • Experience and expertise in the FISERV DNA, Salesforce, nCINO, CCH Tax or  Encompass LOS Platform preferred.
  • Experience in software Testing and/or Quality Assurance preferred. 
  • Salesforce certifications are a plus.
  • We offer hybrid work options after two weeks of employment with Farm Credit East. Hybrid work options are determined based on job role and balancing the needs of the customers, the team, and individual work performance. This will be reviewed based on manager discretion.

Compensation and Benefits:

  • Salary Range: $55,000 to $90,000 commensurate with experience
  • Short-Term Incentive to reward business results
  •  Retirement Contributions :
    • 401k match up to 6% of salary; or for those unable to take full advantage of the 401(k) match, verified student loan payments may qualify for an employer match in your 401(k) up to 6% of salary
    • Defined Contribution retirement plan funded at 2-9% of salary depending on years of service
  • Time Off:
    • 15-25 days of vacation leave per year, depending on years of service
    • 12 days of holiday leave per year
    • 7.5 days of sick leave in your first year, followed by 12 days of sick leave per year thereafter; unlimited rollover of unused sick leave year to year
  • Health and Insurance:
    • Comprehensive medical, dental, and vision plans, including preventive care and wellness programs to support your overall health and well-being
    • Health Savings Account
    • Life insurance at 2x base pay
    • Accidental Death and Dismemberment insurance at 2x base pay
    • Long-term disability insurance at 2/3 base pay
  • Additional Benefits: 
    • Tuition reimbursement
    • Continuing education and training
    • Employee Assistance Program offering a wide variety of tools and resources

Farm Credit East is an Equal Opportunity Employer. As an Equal Opportunity Employer, we do not discriminate on the basis of race, color, religion, national origin, sex, sexual orientation, gender identity or expression, age, marital status, parental status, political affiliation, disability status, protected veteran status, genetic information or any other status protected by federal, state or local law. It is our goal to make employment decisions that further the principle of equal employment opportunity by utilizing objective standards based upon an individual's qualifications for a specific job opening. In compliance with the Americans with Disabilities Act ("ADA"), if you have a disability and would like a reasonable accommodation in order to apply for a position with Farm Credit East, please call 1-800-562-2235 or e-mail FarmCreditCareers@farmcrediteast.com.