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Credit Analyst I Jobs in Rochester, NY (NOW HIRING)

... i.e., for escaped prisoners, parole and probation, bond defaults, etc.); 3) assisting criminal ... You will receive credit for all qualifying experience, including volunteer experienceEducation: ARE ...

Conduct in-depth analysis of financial trends, identify operational inefficiencies, and develop ... Volunteer work and internships for academic credit are not counted. An equivalent combination of ...

Sr. Middle Market Banker

Webster, NY · On-site

$180K - $210K/yr

Analyze financial statements and related credit material to stay apprised of client performance and ... Comprehensive knowledge and understanding of C & I lending, loan servicing, and credit and non ...

Site Financial Controller

Rochester, NY · On-site

$85K - $120K/yr

... make monthly analysis of standard costs variances * Carries out and checks (i) internal Group ... Manages the credit management of the Site under his/her responsibility. * Protects organizations ...

Manager, Medical Practice

Pavilion, NY

$56K - $75K/yr

Utilizes data analytics, health information systems, and reporting tools to drive process ... Volunteer work and internships for academic credit are not counted. Certifications & Licensures N/A ...

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Credit Analyst I information

See Rochester, NY salary details

$14

$29

$48

How much do credit analyst i jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for credit analyst i in Rochester, NY is $29.54, according to ZipRecruiter salary data. Most workers in this role earn between $22.79 and $33.22 per hour, depending on experience, location, and employer.

What is the difference between Credit Analyst I vs Credit Analyst II?

AspectCredit Analyst ICredit Analyst II
Required CredentialsBachelor's degree in finance, accounting, or related field; some roles may require relevant certificationsSame as Credit Analyst I, often with additional experience or certifications
Work EnvironmentEntry-level, supervised, team-based, in banking or financial institutionsMore independent, handling complex cases, in similar environments
Employer & Industry UsageCommon in banks, credit unions, and lending companiesUsed in similar settings, often as a step up role
Common Search & Comparison IntentYesYes

The main difference between Credit Analyst I and Credit Analyst II lies in experience and complexity of tasks. Credit Analyst II typically handles more complex credit evaluations and requires more experience, but both roles share similar educational backgrounds and work environments. The progression from Credit Analyst I to II involves increased responsibility and expertise within the same industry.

What are popular job titles related to Credit Analyst I jobs in Rochester, NY? For Credit Analyst I jobs in Rochester, NY, the most frequently searched job titles are:
What job categories do people searching Credit Analyst I jobs in Rochester, NY look for? The top searched job categories for Credit Analyst I jobs in Rochester, NY are:
What cities near Rochester, NY are hiring for Credit Analyst I jobs? Cities near Rochester, NY with the most Credit Analyst I job openings:
Infographic showing various Credit Analyst I job openings in Rochester, NY as of August 2026, with employment types broken down into 1% Internship, 81% Full Time, 17% Part Time, and 1% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $61,441 per year, or $29.5 per hour.

$80K - $140K/yr

Full-time

Retirement

Posted 29 days ago


Job description

High performers deserve a high-performance culture and a state-of-the-art headquarters. First American is proud to offer its colleagues outstanding compensation & benefits, including 401(k) match, a free on-site gym, paid parental leave, and subsidized childcare, and a flexible hybrid schedule, among many others.
The Credit Officer plays a key role in evaluating, structuring, and underwriting commercial credit opportunities across a diverse portfolio. This position is responsible for conducting detailed credit and financial analysis - including cash flow modeling, balance sheet evaluation, profitability assessment, liquidity and solvency analysis - and delivering wellsupported credit recommendations.
Credit Officers partner closely with Sales and Operations stakeholders to ensure that credit requests are thoroughly reviewed, properly documented, and aligned with internal risk appetite. This role supports the full credit lifecycle, from initial structuring through final approval, and contributes to ongoing portfolio monitoring to maintain strong credit quality.
Key Responsibilities
  • Perform comprehensive underwriting of commercial credit requests with moderate to advanced complexity, including financial statement analysis, cash flow modeling, collateral evaluation, and risk rating assessments.

  • Prepare clear, concise, and well supported credit recommendations outlining credit structure, risk considerations, and mitigants.

  • Collaborate with Sales and Operations stakeholders to structure credit solutions that balance client needs with prudent risk management.

  • Participate in due diligence activities, including industry research, borrower interviews, and review of legal and supporting documentation.

  • Monitor existing credit relationships for early identification and escalation of potential credit issues to ensure timely resolution and protect portfolio quality.

  • Work cross functionally with Operations, Sales, Finance and other internal teams to support efficient credit processing and ensure alignment throughout the approval workflow.

  • Contribute to continuous improvement of underwriting standards and guidelines, credit processes, and risk management practices.

Qualifications
  • Bachelor's degree in Finance, Accounting, Business, Economics, or related field preferred; equivalent combination of education and experience considered.

  • Three to 10 years of experience underwriting commercial credit, including analysis of increasingly complex borrowers and deal structures, commensurate with experience.

  • Strong analytical skills with the ability to interpret financial statements, assess risk, and form sound credit recommendation.

  • Excellent written and verbal communication skills, with the ability to present credit conclusions clearly and persuasively.

  • Proven ability to manage multiple priorities, meet tight deadlines, and work effectively in a collaborative team environment.

  • High attention to detail, strong organizational skills, and commitment to accuracy and thoroughness.

  • Proficiency with financial analysis tools, credit systems, and Microsoft Office applications.

The role is structured to accommodate a range of experience levels - from Senior Analysts progressing in their careers to seasoned Credit Officers. Final title and compensation will reflect the candidate's background and expertise.
Compensation: The salary range for this position is $80,000 - $140,000. Eligible for annual performance bonus.
We are hiring a limited number of professionals with a can-do attitude, who enjoy camaraderie, believe in excellence, and have an action orientation. If you value being part of a highly empowered team and enjoy an environment that rewards innovation, hard work, and excellence-we would love to talk to you.