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Credit Adjudication Jobs (NOW HIRING)

Wayne Farms LLC

Background Adjudicator

Oakwood, GA

Adjudication & Decisioning * Review criminal, employment, education, MVR, and other screening ... Ensure full compliance with Fair Credit Reporting Act, EEOC guidance, and state/local regulations ...

New

Wayne Farms LLC

Background Adjudicator

Oakwood, GA · On-site

Adjudication & Decisioning * Review criminal, employment, education, MVR, and other screening ... Ensure full compliance with Fair Credit Reporting Act, EEOC guidance, and state/local regulations ...

New

Infinx Healthcare

Credit Balance Specialist

The Credit Balance Resolution Specialist resolves complex credit balance accounts across hospital ... adjudication to prevent inappropriate refunds * Research and resolve unapplied payments by ...

TreviPay

Credit Risk Analyst II

Overland Park, KS

Ability to quickly and accurately evaluate credit applications routed for manual adjudication (grey area) to determine if the credit risk profile is acceptable and to ensure any fraud indicators are ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

Ability to quickly and accurately evaluate credit applications routed for manual adjudication (grey area) to determine if the credit risk profile is acceptable and to ensure any fraud indicators are ...

TreviPay

Credit Risk Analyst II

Overland Park, KS · On-site

Ability to quickly and accurately evaluate credit applications routed for manual adjudication (grey area) to determine if the credit risk profile is acceptable and to ensure any fraud indicators are ...

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How much do credit adjudication jobs pay per hour?

As of Jun 12, 2026, the average hourly pay for credit adjudication in the United States is $25.46, according to ZipRecruiter salary data. Most workers in this role earn between $17.07 and $26.44 per hour, depending on experience, location, and employer.

What are some of the key challenges faced by professionals in Credit Adjudication, and how can they be managed effectively?

One of the primary challenges in Credit Adjudication is balancing the need for thorough risk assessment with the demands of timely decision-making. Adjudicators must analyze complex financial information, assess applicants' creditworthiness, and ensure compliance with regulatory requirements—all while meeting tight deadlines. Staying current with lending policies and leveraging advanced credit analysis tools can help manage workload efficiently. Additionally, effective communication and collaboration with loan officers and risk teams are essential for resolving ambiguous cases and ensuring consistent decision quality.

What is a credit risk analyst's salary?

A credit risk analyst's salary typically ranges from $50,000 to $85,000 annually, depending on experience, education, and location. Entry-level positions may start lower, while experienced analysts or those in senior roles can earn higher compensation, often supplemented with bonuses and benefits.

Is credit analysis a good career?

Credit analysis is a stable career that involves evaluating the creditworthiness of individuals or businesses, often requiring strong analytical skills and knowledge of financial statements. It can lead to roles in banking, finance, or risk management, with opportunities for advancement and certification such as the CFA. The job typically involves working in an office environment with regular hours and the use of financial software tools.

What do credit adjudicators do?

Credit adjudicators evaluate loan applications and credit requests by analyzing financial information, credit reports, and supporting documents to determine creditworthiness. They make approval or denial decisions based on established lending criteria and may use specialized software or credit scoring models as part of their assessment. Strong analytical skills and attention to detail are essential in this role.

What is the difference between Credit Adjudication vs Credit Analyst?

AspectCredit AdjudicationCredit Analyst
Required credentialsTypically a bachelor's degree in finance, accounting, or related fieldUsually a bachelor's degree in finance, economics, or business
Work environmentFinancial institutions, lending companies, banksFinancial institutions, banks, credit agencies
Employer usageDecides on loan approvals based on creditworthinessAnalyzes credit data to assess risk and inform lending decisions

While both roles involve working with credit data, Credit Adjudication focuses on making final approval or denial decisions for loans, whereas Credit Analysts evaluate creditworthiness to support those decisions. Understanding these differences helps clarify career paths and job expectations in the credit industry.

What are the key skills and qualifications needed to thrive in Credit Adjudication, and why are they important?

To excel in Credit Adjudication, you need strong analytical skills, a solid understanding of credit risk principles, and typically a degree in finance, business, or a related field. Familiarity with credit scoring systems, financial analysis software, and regulatory compliance tools is often required. Attention to detail, sound judgment, and effective communication are vital soft skills for making balanced credit decisions and conveying outcomes clearly. These competencies ensure accurate risk assessments and support responsible lending practices that protect both the financial institution and its clients.

What is credit adjudication?

Credit adjudication is the process by which a financial institution evaluates a borrower's creditworthiness and decides whether to approve or deny a loan or credit application. This process involves reviewing the applicant's financial information, credit history, and ability to repay the debt. The goal is to assess the risk involved and ensure responsible lending decisions that protect both the lender and the borrower.

What is the highest paying job in credit?

In credit-related roles, senior positions such as Credit Director or Chief Credit Officer tend to have the highest salaries, often exceeding six figures annually. These roles require extensive experience, leadership skills, and a deep understanding of credit risk management and financial analysis.
More about Credit Adjudication jobs
What states have the most Credit Adjudication jobs? States with the most job openings for Credit Adjudication jobs include:
What job categories do people searching Credit Adjudication jobs look for? The top searched job categories for Credit Adjudication jobs are:
Credit Adjudication jobs near you
Infographic showing various Credit Adjudication job openings in the United States as of June 2026, with employment types broken down into 67% Full Time, and 33% Contract. Highlights an 100% In-person job distribution, with an average salary of $52,957 per year, or $25.5 per hour.
Background Adjudicator

Background Adjudicator

Wayne Farms LLC

Oakwood, GA

Full-time

Posted yesterday

Job description

Job Summary: The Background Adjudicator owns the adjudication of background screening results across the enterprise ensuring guideline and policy adherence to drive consistent, compliant, and timely hiring decisions. This role assists in protecting the company from legal risk by aligning with Legal, HR, and Talent Acquisition to enable speed to start and a strong candidate experience.

Job Responsibilities:

Adjudication & Decisioning

  • Review criminal, employment, education, MVR, and other screening results
  • Apply company adjudication matrix and job-relatedness standards to determine hire eligibility.
  • Assess risk using nature of offense, recency, frequency, and role sensitivity in partnership with leaders from HR and Legal departments.
  • Make determinations based on guidelines escalating cases outside guidelines to Legal leadership for determination

Regulatory Compliance and Documentation:

  • Ensure full compliance with Fair Credit Reporting Act, EEOC guidance, and state/local regulations with guidance from the HR and Legal department.
  • Execute pre-adverse and adverse action processes with accuracy and timeliness.
  • Maintain audit-ready documentation for all decisions.
  • Monitor regulatory changes and update adjudication standards accordingly.

Operational Efficiency and Process Improvement:

  • Meet Service Level Agreements for turnaround time to protect start dates and production continuity.
  • Identify process gaps that slow hiring or create risk; suggest fixes and implement when approved.
  • Partner with Talent Acquisition Operations to streamline workflows in Workday and screening vendor integrations.
  • Track and report key metrics. Time to adjudicate, adverse action rates, overturn rates, and candidate disputes.

Risk Management:

  • Advise Talent Acquisition, HR, and Hiring Leaders on adjudication outcome or escalation to legal and risk posture.
  • Serve as point of contact for complex or sensitive cases.
  • Partner with Legal on policy interpretation and escalations, ensuring clear, compliant communication during adverse action.
  • Balance risk mitigation with fair chance hiring principles and brand reputation.

Experience:

  • 1-3 years in background screening, adjudication, compliance, employment law support, or related fields
  • Demonstrated experience making defensible adjudication decisions based on guidelines/ policies
  • Experience working in high-volume, hourly hiring environments

Knowledge, Skills and Abilities:

  • Knowledge and understanding of FCRA, EEOC guidance, and multi-state compliance.
  • Strong judgment and ability to handle sensitive information with discretion.
  • Analytical mindset with ability to interpret complex records.
  • Experience in manufacturing, food processing, logistics, or similar regulated environments.
  • Familiarity with screening vendors (e.g., HireRight, Sterling) and ATS platforms.
  • Exposure to DOT vs. non-DOT requirements.

Supervisor Responsibilities:

  • None. This is an individual contributor role

Education

  • Bachelor's degree in Legal Studies, HR, Criminal Justice, or related field preferred

Competencies:

  • Risk assessment and decision quality
  • Attention to detail
  • Accountability and speed
  • Communication and Stakeholder influence
  • Ethical judgment
  • Process discipline

Work Environment:

  • While performing the duties of this job, the employee is exposed to typical risks of injury in an office environment.
  • Duties include a typical office setting including extensive computer work, sitting or standing.
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Must adhere to the company's Code of Conduct and all other policies.

Safety Requirements:

  • Follows all departmental and company safety policies and programs.

EQUAL OPPORTUNITY EMPLOYER

As an Equal Opportunity Employer, Wayne-Sanderson does not discriminate on the basis of race, creed, color, religion, gender (sex), sexual orientation, gender identity, marital status, national origin, ancestry, age, disability, citizenship status, a person's veteran status or any other characteristic protected by law or executive order.


 We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

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