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Contract Life Insurance Agent Jobs in Springfield, MA

The Atlantic District

Agent

Hartford, CT · On-site

$220K - $250K/yr

We are currently looking for a thoughtful and driven Agent to join our close-knit team. When you ... Requirements Active Connecticut Life and Health insurance producer license. Minimum of three years ...

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All JobsContract Life Insurance Agent JobsContract Life Insurance Agent Jobs in Springfield, MA

Contract Life Insurance Agent information

See Springfield, MA salary details

$17.9K

$88.7K

$144.5K

How much do contract life insurance agent jobs pay per year?

As of Jul 18, 2026, the average yearly pay for contract life insurance agent in Springfield, MA is $88,657.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,300.00 and $121,600.00 per year, depending on experience, location, and employer.

What is a Contract Life Insurance Agent?

A Contract Life Insurance Agent is a professional who sells life insurance policies on behalf of an insurance company, typically working as an independent contractor rather than as a direct employee. These agents help clients choose appropriate life insurance coverage based on their needs and financial situations. As contractors, they often have flexible schedules and may represent multiple insurance carriers. Their responsibilities include prospecting for new clients, explaining policy options, and assisting with the application and claims process.

What is the difference between Contract Life Insurance Agent vs Full-Time Life Insurance Agent?

AspectContract Life Insurance AgentFull-Time Life Insurance Agent
CredentialsLicensing required, no additional certifications necessarilyLicensing required, may pursue advanced certifications
Work EnvironmentIndependent, flexible schedule, often remote or on commissionOffice-based or field, regular hours, salaried or commission-based
Employer & Industry UsageWorks independently or with agencies on a contract basisEmployed by insurance companies or agencies full-time

Contract Life Insurance Agents typically operate independently with flexible hours and are paid on a commission basis, often working on a contract basis. Full-Time Life Insurance Agents are employed directly by insurance companies or agencies, with regular hours and benefits. Both roles require licensing, but contract agents usually have more flexibility and less job security compared to full-time agents.

What are some common challenges faced by contract life insurance agents, and how can they be overcome?

Contract life insurance agents often face challenges such as building a strong client base from scratch, managing fluctuating income, and staying up-to-date with changing products and regulations. To overcome these challenges, agents can focus on networking, leveraging referrals, and continuing professional education to enhance their knowledge and credibility. Additionally, establishing a consistent routine for prospecting and following up with clients can help maintain steady business growth and income stability.

What are the key skills and qualifications needed to thrive as a Contract Life Insurance Agent, and why are they important?

To thrive as a Contract Life Insurance Agent, you need a strong understanding of insurance products, sales techniques, and state licensing as a basic qualification. Familiarity with customer relationship management (CRM) software, digital quoting platforms, and underwriting systems is typically required. Outstanding interpersonal skills, active listening, and self-motivation help agents build trust and effectively address client needs. These skills ensure agents can navigate complex products, comply with regulations, and achieve sales targets while fostering long-term client relationships.
What are the most commonly searched types of Life Insurance Agent jobs in Springfield, MA? The most popular types of Life Insurance Agent jobs in Springfield, MA are:
What are popular job titles related to Contract Life Insurance Agent jobs in Springfield, MA? For Contract Life Insurance Agent jobs in Springfield, MA, the most frequently searched job titles are:
What job categories do people searching Contract Life Insurance Agent jobs in Springfield, MA look for? The top searched job categories for Contract Life Insurance Agent jobs in Springfield, MA are:
Contract Life Insurance Agent jobs near you
Field Insurance Agent I (58948)

Field Insurance Agent I (58948)

AAA Northeast

Springfield, MA • On-site

$24.75 - $27.40/mo

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

AAA Northeast rating

7.8

Company rating: 7.8 out of 10

Based on 35 frontline employees who took The Breakroom Quiz

158th of 281 rated insurance

Job description

Launch Your Insurance Career with AAA Northeast – Paid Training, Licensing, and Unlimited Growth!

Join our dynamic team at AAA Northeast as a Field Insurance Agent, where you'll inspire and motivate clients, achieve results, and enjoy comprehensive training and support in a fast-paced, rewarding environment with excellent earning potential.

As a Field Insurance Agent, you will acquire the necessary knowledge to achieve licensing in Personal Lines, with all training and costs covered by AAA Northeast. Once licensed, you will sell personal lines insurance products to members who contact us over the phone, online, and in retail branches.


What You’ll Do:  

  • Sell insurance products and services, meeting or exceeding sales goals 
  • Interact with members in person at the branch, over the phone and online 
  • Compile coverage and rating information; confirm insurer underwriting criteria, coverage, and premium data 
  • Provide members with product and premium proposals that best fit their needs 
  • Develop leads and prospects by responding to referrals in a timely manner 
  • Participate in sales programs and maintain prospect files in the CRM system 
  • Develop general knowledge of Life products for referrals to licensed agents 
  • Follow agency processes and procedures in quoting and binding coverage, and processing member payments 
  • Work with Quality Assurance and Underwriting departments to minimize error and omission exposures 
  • Provide AAA Five Diamond service to all current and prospective AAA Insurance clients 
  • Build professional relationships with clients, insurance company representatives, dealerships, real estate agents, etc 
  • Gain knowledge of AAA Northeast membership benefits to offer and sell to clients 

What You'll Need:

Education

  • High School Diploma or GED required; Associate's Degree preferred

Experience

  • 2+ years Sales or customer service experience
  • Insurance sales experience preferred
  • Outbound or cold-calling experience strongly preferred

Licenses and Certifications

  • Must obtain Personal Lines Insurance License within 30 days (training and exam fees covered by AAA Northeast) 
  • Life License preferred or obtained within 1 year


Benefits & Compensation 

  • Competitive base hourly rate + unlimited commission 
  • Paid Time Off: 3 weeks vacation, 12 holidays, 8 sick days annually 
  • Health Coverage: Medical, dental, and vision (AAA covers up to 88%) 
  • Retirement: 401(k) with 6% company match 
  • Free AAA membership, insurance discounts, tuition reimbursement, and more 


This position is eligible for a $2500 sign-on bonus!

Sign-on bonus terms: This bonus will be issued in two installments, the first after successful completion of 3 months of employment and the second after successful completion of 6 months of employment. These bonus terms take effect on your first day of work.

Apply today and start your insurance career with AAA Northeast! 

Why AAA Northeast?  

Trusted Legacy: Over 100 years of service excellence.  

Career growth with a promote-from-within culture 

People-Focused: Rich history of protecting employees, members and the community. 

AAA Northeast is proud of our diverse culture, fostered by the many talents, skills, passions, and expertise of our employees. We are an equal opportunity employer. We do not discriminate in recruiting, hiring, or promotion based on race, color, creed or religion, national origin, sex, age, sexual orientation, veteran’s status, gender identity or expression, disability, genetic information, marital status, pregnancy, or membership in any other protected class. We thrive when our team members bring their whole selves to work.

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