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Construction Defect Adjuster information

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How much do construction defect adjuster jobs pay per hour?

As of Jul 29, 2026, the average hourly pay for construction defect adjuster in the United States is $20.54, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $21.88 per hour, depending on experience, location, and employer.

What is the difference between Construction Defect Adjuster vs Insurance Claims Adjuster?

AspectConstruction Defect AdjusterInsurance Claims Adjuster
CredentialsTypically requires construction knowledge, certifications like CAT or XactimateRequires insurance licenses, adjuster certifications
Work EnvironmentConstruction sites, inspection of defect claimsInsurance offices, claim sites, customer interactions
Employer & IndustryConstruction companies, defect specialists, insurance carriersInsurance companies, third-party claims firms
Search & Comparison IntentFocus on construction defect claims, building issuesFocus on insurance claim processing, damage assessment

Construction Defect Adjusters specialize in evaluating and settling claims related to construction defects, often working directly with builders and homeowners. Insurance Claims Adjusters handle a broader range of insurance claims, including property damage and personal injury, across various industries. While both roles involve damage assessment and claims processing, their focus areas, credentials, and work environments differ significantly.

How does a Construction Defect Adjuster typically collaborate with contractors, engineers, and legal professionals during a claim investigation?

As a Construction Defect Adjuster, you will regularly work alongside contractors, engineers, and legal experts to thoroughly investigate claims. This collaboration often involves coordinating site inspections, reviewing technical reports, and discussing findings to accurately assess liability and extent of damages. Clear communication and the ability to synthesize feedback from multiple parties are essential, as you'll need to present detailed recommendations and negotiate resolutions. Building strong professional relationships and staying organized can help you manage these complex, multi-disciplinary interactions effectively.

What is a Construction Defect Adjuster?

A Construction Defect Adjuster is an insurance professional who investigates and evaluates claims related to defects in construction projects. Their primary role is to assess damage, determine the cause of the defect, and establish liability for the claim. They work closely with contractors, property owners, engineers, and attorneys to gather evidence and negotiate settlements. This position requires knowledge of construction methods, building codes, and insurance policies.

What are the key skills and qualifications needed to thrive as a Construction Defect Adjuster, and why are they important?

To thrive as a Construction Defect Adjuster, you need in-depth knowledge of construction practices, insurance policies, and claims management, usually backed by relevant experience or education in construction or insurance fields. Familiarity with claims management software, estimating tools like Xactimate, and state licensing or certifications are often required. Strong analytical thinking, negotiation abilities, and clear communication skills help in assessing claims and interacting with contractors, clients, and legal professionals. These skills are crucial for accurately evaluating defects, managing claims efficiently, and achieving fair resolutions for all parties involved.
More about Construction Defect Adjuster jobs
What cities are hiring for Construction Defect Adjuster jobs? Cities with the most Construction Defect Adjuster job openings:
What states have the most Construction Defect Adjuster jobs? States with the most job openings for Construction Defect Adjuster jobs include:
What job categories do people searching Construction Defect Adjuster jobs look for? The top searched job categories for Construction Defect Adjuster jobs are:
Construction Defect Adjuster jobs near you
Infographic showing various Construction Defect Adjuster job openings in the United States as of July 2026, with employment types broken down into 4% Internship, 94% Full Time, 1% Part Time, and 1% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $42,717 per year, or $20.5 per hour.
General Liability Construction Defect

General Liability Construction Defect

Reserv, Inc.

Atlanta, GA • On-site, Remote

$17 - $22/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 27 days ago

Job description

About Reserv
Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike.
We have ambitious (but attainable!) goals and need people who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can't wait to meet you.
About the role
Come join an amazing and collaborative team! We are seeking a highly organized and customer-focused General Liability Adjuster with construction defect experience to join our team. The successful candidate will be responsible for speaking to customers on the phone, educating and helping the customer work through their claim to the best possible outcome. Your role will also be responsible for handling an inventory of claims, triaging critical claims, and delivering service to all constituents of the claim.
The ideal candidate has a willingness to work through a design process that supports the quickest claim resolution with the best outcome. In addition, you will collaborate closely with our product and engineering teams to give feedback and identify technology and process improvements. This role will handle GL and Construction Defect claims.
What you'll do
  • Provide prompt, courteous and high-quality customer service to all policyholders and claimants by answering customer calls, filing claims, and resolving customer requests
  • Gather necessary information from customers to initiate the claim and explain policy, coverage, and appropriate course of action
  • Manage an inventory of claims, analyze coverage and identify any potential coverage issues.
  • Establish initial reserves for all potential exposures, and adjust as appropriate throughout the claim
  • Ability to handle all aspects of construction defect claims
  • Ability to handle all aspects of general liability claims including but not limited to Slip and Falls, Habitational, Risk Transfer, Construction, and New York Labor Law
  • Ensure compliance with specific state regulations, policy provisions, and standard operating procedures
  • Communicate with involved parties and negotiate appropriate settlements with claimants, insureds, and attorneys within approved payment authority
  • Provide input for continuous development of claims guidelines, best practices, and process improvements
  • Oversee and direct outside investigative service providers, client counsel and investigative services to resolve the claim while closely with the client.
  • Engage in learning opportunities to build knowledge of personal lines claims, court decisions impacting the claims function, current guidelines in claims function, and policy changes and modifications

Who you are
  • Highly motivated and growth-oriented. You're excited by the prospect of building a tech-driven claims org.
  • Passionate adjuster who cares about the customer and their experience.
  • Empathetic. You exercise empathy and patience towards everyone you interact with.
  • Sense of urgency - at all times. That does not mean working at all hours.
  • Creative. You can find the right exit ramp (pun intended) for the resolution of the claim that is in the insured's best interest.
  • Conflict-enjoyer. Conflict does not have to be adversarial, but it HAS to be conversational.
  • Curious. You have to want to know the whole story so you can make the right decisions early and action them to a prompt resolution.
  • Anti-status quo. You don't just wish things were done differently, you action on it.
  • Communicative. (we'd love to know what this means to you)
  • And did we mention, you have a sense of humor. Claims are hard enough as it is.
  • You are collaborative and a team player.

Requirements
  • Bachelor's degree. JD, Professional insurance designations strongly preferred.
  • Active adjuster license required: resident state license if available, otherwise a Designated Home State (DHS) license
  • Minimum of 5 years of experience ideally with;
    • General Liability (Premise, Habitational, Auto, Garagekeepers, BOP's, Dwelling)
    • Construction Defect is needed.
    • Employers Liability.
    • Liquor Liability/Dram Shop.
    • Complex claims involving litigation.
    • Policy interpretation. Drafting Reservation of Rights letters, coverage declinations.
    • Third-party bodily injury.
    • Third-party litigated bodily injury/property damage.
  • Willing to obtain all licenses within 60 days, including completing state required testing
  • Knowledge of state regulations, policy provisions, and standard operating procedures
  • Ability to analyze and evaluate complex data and make sound decisions based on established guidelines, policies, and procedures
  • Curious and motivated by problem solving and questioning the status quo
  • Desire to engage in learning opportunities and continuous professional development
  • Ability to collaborate with colleagues within and outside your department
  • Willingness to travel for client and claims needs

Benefits
  • Generous health-insurance package with nationwide coverage, vision, & dental
  • 401(k) retirement plan with employer matching
  • Competitive PTO policy - we want our employees fresh, healthy, happy, and energized!
  • Generous family leave policy after 8 months of continuous work
  • Work from anywhere to facilitate your work life balance
  • Apple laptop, large second monitor, and other quality-of-life equipment you may want. Technology is something that should make your life easier, not harder!

Additionally, we will
  • Listen to your feedback to enhance and improve upon the long-standing challenges of an adjuster and the claims role
  • Work toward reducing and eliminating all the administrative work from an adjuster role
  • Foster a culture of empathy, transparency, and empowerment in a remote-first environment

At Reserv, we value diversity in backgrounds, perspectives, and life experiences and believe that diversity in viewpoints and critical thinking drives innovation, first-principles thinking, and success. We welcome applicants from all backgrounds and encourage those from all walks of life to apply. If you believe you are a good fit for this role, we would love to hear from you!

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