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Construction Defect Adjuster Jobs in Florida (NOW HIRING)

Act as a liaison, disseminating information between ODC, attorneys, and claim adjusters involved in the defense of construction defect claims. * Forward Notices received via our Registered Agent to ...

Act as a liaison, disseminating information between ODC, attorneys, and claim adjusters involved in the defense of construction defect claims. * Forward Notices received via our Registered Agent to ...

Act as a liaison, disseminating information between ODC, attorneys, and claim adjusters involved in the defense of construction defect claims.Forward Notices received via our Registered Agent to ...

Claims Major Case Director

Sarasota, FL · On-site +1

$92K - $130K/yr

Maintains resident/nonresident adjuster licenses as required. * Performs other duties as assigned ... Construction Defect claim handling experience Compensation: Please note, that the annual gross ...

Construction Defect Adjuster information

What is a construction defect adjuster?

A Construction Defect Adjuster is an insurance professional who investigates and evaluates claims related to defects in construction projects. Their primary role is to assess damage, determine the cause of the defect, and establish liability for the claim. They work closely with contractors, property owners, engineers, and attorneys to gather evidence and negotiate settlements. This position requires knowledge of construction methods, building codes, and insurance policies.

How does a construction defect adjuster typically collaborate with contractors, engineers, and legal professionals during a claim investigation?

As a Construction Defect Adjuster, you will regularly work alongside contractors, engineers, and legal experts to thoroughly investigate claims. This collaboration often involves coordinating site inspections, reviewing technical reports, and discussing findings to accurately assess liability and extent of damages. Clear communication and the ability to synthesize feedback from multiple parties are essential, as you'll need to present detailed recommendations and negotiate resolutions. Building strong professional relationships and staying organized can help you manage these complex, multi-disciplinary interactions effectively.

What are the key skills and qualifications needed to thrive as a construction defect adjuster, and why are they important?

To thrive as a Construction Defect Adjuster, you need in-depth knowledge of construction practices, insurance policies, and claims management, usually backed by relevant experience or education in construction or insurance fields. Familiarity with claims management software, estimating tools like Xactimate, and state licensing or certifications are often required. Strong analytical thinking, negotiation abilities, and clear communication skills help in assessing claims and interacting with contractors, clients, and legal professionals. These skills are crucial for accurately evaluating defects, managing claims efficiently, and achieving fair resolutions for all parties involved.

What is the difference between Construction Defect Adjuster vs Insurance Claims Adjuster?

AspectConstruction Defect AdjusterInsurance Claims Adjuster
CredentialsTypically requires construction knowledge, certifications like CAT or XactimateRequires insurance licenses, adjuster certifications
Work EnvironmentConstruction sites, inspection of defect claimsInsurance offices, claim sites, customer interactions
Employer & IndustryConstruction companies, defect specialists, insurance carriersInsurance companies, third-party claims firms
Search & Comparison IntentFocus on construction defect claims, building issuesFocus on insurance claim processing, damage assessment

Construction Defect Adjusters specialize in evaluating and settling claims related to construction defects, often working directly with builders and homeowners. Insurance Claims Adjusters handle a broader range of insurance claims, including property damage and personal injury, across various industries. While both roles involve damage assessment and claims processing, their focus areas, credentials, and work environments differ significantly.

What cities in Florida are hiring for Construction Defect Adjuster jobs?

Cities in Florida with the most Construction Defect Adjuster job openings:

Infographic showing various Construction Defect Adjuster job openings in Florida as of August 2026, with employment types broken down into 83% Full Time, and 17% Temporary. Highlights an 33% In-person, 17% Hybrid, and 50% Remote job distribution.

Construction Defect Technical Claims Specialist

Frank Winston Crum Insurance

Clearwater, FL • On-site, Remote

$63K - $75K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 5 days ago


Job description

FrankCrum is a Top Workplace!
Frank Winston Crum Insurance (FWCI) issues Workers' Compensation and General Liability policies by offering flexible coverage and payment options to meet the varied needs of businesses. Over the years, FWCI has grown from a single-state insurance carrier to one that is licensed in 45 states and continues to expand. In addition to regional and product line growth, FWCI has enhanced its value-added services. What has not changed though is the firm's commitment - echoed throughout the family of companies - "always to do the right things for the right reasons!"
Click here to learn more about FrankCrum!
Job Applicant Privacy Policy and CA Notice at Collection
The Role You'll Play to Create Success
We are eager to announce a Construction Defect Technical Claims Specialist position filled with many exciting opportunities! This job contributes to the mission of FrankCrum by adjusting the most complex construction defect claims in the company's inventory and assisting in establishing the best and most cost-effective strategy for handling this claim type.
  1. Investigates, evaluates and brings to timely resolution an inventory of the most complex construction defect claims in the company's inventory of which most are litigated and may involve large projects in accordance with established claim handling standards and applicable state regulations and laws.
  2. Understands construction defect coverage issues and handles complex coverage issues related to sub-contractors, additional insured tenders by General Contractors and developers, Florida Chapter 558 process and issuing reservation of rights letters and denial of coverage letters
  3. Understands and interprets construction contracts and applies risk transfer when appropriate.
  4. Negotiates time on risk and the duty to defend and indemnify with liable insurers when appropriate.
  5. Manages litigation proactively and works well with defense counsel and insureds to reach optimal outcomes.
  6. Demonstrates a strong knowledge and utilization of resolution techniques such as high low agreements, proposals for settlement, offers of judgement to obtain optimal outcomes.
  7. Demonstrates an understanding of how to evaluate and respond timely to time limit demands, consumer complaints and Department of Insurance Complaints including Civil Remedy Notices often filed in construction defect claims.
  8. Demonstrates a strong knowledge of residential and commercial building construction, repair processes, and knows how to review and analyze the accuracy of damage reports prepared by contractors, engineers, and appraisers in order to assess property damage and construction defects damages.
  9. Demonstrates strong negotiations skills in alternative dispute resolution forums such as mediations and assists in finding early resolutions in order to obtain optimal outcomes when appropriate.
  10. Demonstrates an understanding of reserving requirements and philosophies and is able to maintain appropriate reserves on all assigned claim files.
  11. Prepares reports detailing claim status, payments and reserves.
  12. Engages in timely and effective communication with the appropriate parties and documents the claim file throughout the claim adjustment process which includes maintaining timely diaries on each claim.
  13. Effectively assists, trains and mentor's lessor skilled team members in conjunction with management.
  14. Assists managers with identifying trends and opportunities for improvement in processes and procedures and claim resolution to improve overall outcomes.
  15. Collaborates with other departments such underwriting on projects or as needed or performs other duties as assigned.

The Attributes We Seek
Keys to success in this position include knowledge of construction defect claims handling and of applicable insurance policies claims systems and claims handling regulations, procedures, and laws in 48 states. Bachelor's degree in a related field or equivalent experience needed, Juris Doctorate a plus.
Ten (10) years of construction defect claims adjusting experience with exposure to a minimum of $100,000.
Must hold Proper adjuster licenses in Florida and other states with the ability to obtain additional licenses as needed.
Our Competitive Benefits
Along with this great opportunity, FrankCrum also provides exceptional benefits from top carriers including:
  • Health Insurance is zero dollar paycheck cost for employee's coverage and a low cost for family plan.
  • Dental and Vision Insurance
  • Short Term Disability and Term Life Insurance at no cost to the employee
  • Long Term Disability and Voluntary Term Life Insurance
  • Supplemental insurance plans such as Accidental, Critical Illness, Hospital Indemnity, Legal Services and Pet Insurance
  • 401(k) Retirement Plan where FrankCrum matches 100% of the first 4% the employee contributes, and the employee is immediately vested in the employer match
  • Flexible Spending Accounts for Medical and Dependent Care Reimbursement
  • Health Savings Account funded by FrankCrum
  • Paid time off and holiday pay
  • Education Benefit Program at the IRS Maximum allowance
  • PTO cash out
  • Tickets at Work
  • Alero Financial and its robust credit union benefits program
  • Employee and client referral bonus programs
  • Disaster Relief Fund for employees

What's Special About FrankCrum
FrankCrum, a family-owned business-to-business entity since 1981 made of several companies: FrankCrum Corporate (a professional employer organization), FrankCrum Staffing, Frank Winston Crum Insurance Company, and the FrankCrum Insurance Agency - all based in Clearwater, Florida. This "family of employer solutions" employs approximately 500 people who serve over 4,000 clients throughout the United States. FrankCrum employees are trained to deliver high value through exceptional customer service and treat clients and coworkers like family. By living by our Brand Pillars (Integrity, Affinity, and Prosperity) employees are recognized at quarterly events for exceptional customer service and milestones in tenure.
The FrankCrum headquarters spans 14 acres and includes a cafe, subsidized for employees. Menus include made-to-order breakfast, hot lunch options and even dinners that can be ordered to-go, all at very affordable prices. The cafe also plays host to monthly birthday and anniversary celebrations, eating and costume contests, and yearly holiday parties. Through the input of its own employees, The Tampa Bay Times has recognized FrankCrum as a Top Place to Work for more than 10 years in a row! FrankCrum also supports several community efforts through Trinity Cafe, the Homeless Empowerment Program, and Clearwater Free Clinic!
If you want to play this role to positively impact our clients' day-to-day business, then apply now!
This job posting will remain open continuously and qualified applicants will be considered as applications are received.
Pay Data
As required by applicable state and/or local regulations the following pay data provides a reasonable estimate of the compensation range for this position at the time of posting. FrankCrum may ultimately pay more or less than the posted pay range due to many economic and individualized considerations. The pay offered to the selected candidate will be based on factors including, but not limited to qualifications, knowledge, licensure, skills, abilities, work experience, education, budget, training, employment trends, internal wage considerations, market dynamics, certifications, geographical location, assessments, and other business and organizational needs. The annualized pay range at the time of initial posting for this position is $105,000-$125,000. These figures represent the annualized pay for both hourly and salaried types of positions and does not indicate employment is on a yearly basis nor remove the employee's employment at-will status.
Under the California Privacy Rights Act (CPRA), employers are required to provide a Notice at Collection to California job applicants at or before the time their personal information is collected, whether through an applicant tracking system (ATS), application forms, recruiting portals, or other recruiting processes.
the legal requirement is that the notice be provided and readily accessible at or before the point of collection.
From a compliance perspective, the key requirement is ensuring that the notice is readily available before personal information is collected and that the organization can demonstrate that the notice was presented in a compliant manner if requested by regulators or in the event of an audit. Maintaining records of how and where the notice is displayed can help support that demonstration.
FrankCrum is an Equal Opportunity Employer that does not discriminate on the basis of actual or perceived race, color, creed, religion, national origin, ancestry, citizenship status, age, sex or gender (including pregnancy, childbirth and pregnancy-related conditions), gender identity or expression (including transgender status), sexual orientation, marital status, military service and veteran status, physical or mental disability, genetic information, or any other characteristic protected by applicable federal, state or local laws and ordinances.
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