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Construction Defect Adjuster Jobs in Florida (NOW HIRING)

Claims Major Case Director

Sarasota, FL · On-site +1

$92K - $130K/yr

Maintains resident/nonresident adjuster licenses as required. * Performs other duties as assigned ... Construction Defect claim handling experience Compensation: Please note, that the annual gross ...

Construction Defect Adjuster information

What is the difference between Construction Defect Adjuster vs Insurance Claims Adjuster?

AspectConstruction Defect AdjusterInsurance Claims Adjuster
CredentialsTypically requires construction knowledge, certifications like CAT or XactimateRequires insurance licenses, adjuster certifications
Work EnvironmentConstruction sites, inspection of defect claimsInsurance offices, claim sites, customer interactions
Employer & IndustryConstruction companies, defect specialists, insurance carriersInsurance companies, third-party claims firms
Search & Comparison IntentFocus on construction defect claims, building issuesFocus on insurance claim processing, damage assessment

Construction Defect Adjusters specialize in evaluating and settling claims related to construction defects, often working directly with builders and homeowners. Insurance Claims Adjusters handle a broader range of insurance claims, including property damage and personal injury, across various industries. While both roles involve damage assessment and claims processing, their focus areas, credentials, and work environments differ significantly.

How does a Construction Defect Adjuster typically collaborate with contractors, engineers, and legal professionals during a claim investigation?

As a Construction Defect Adjuster, you will regularly work alongside contractors, engineers, and legal experts to thoroughly investigate claims. This collaboration often involves coordinating site inspections, reviewing technical reports, and discussing findings to accurately assess liability and extent of damages. Clear communication and the ability to synthesize feedback from multiple parties are essential, as you'll need to present detailed recommendations and negotiate resolutions. Building strong professional relationships and staying organized can help you manage these complex, multi-disciplinary interactions effectively.

What is a Construction Defect Adjuster?

A Construction Defect Adjuster is an insurance professional who investigates and evaluates claims related to defects in construction projects. Their primary role is to assess damage, determine the cause of the defect, and establish liability for the claim. They work closely with contractors, property owners, engineers, and attorneys to gather evidence and negotiate settlements. This position requires knowledge of construction methods, building codes, and insurance policies.

What are the key skills and qualifications needed to thrive as a Construction Defect Adjuster, and why are they important?

To thrive as a Construction Defect Adjuster, you need in-depth knowledge of construction practices, insurance policies, and claims management, usually backed by relevant experience or education in construction or insurance fields. Familiarity with claims management software, estimating tools like Xactimate, and state licensing or certifications are often required. Strong analytical thinking, negotiation abilities, and clear communication skills help in assessing claims and interacting with contractors, clients, and legal professionals. These skills are crucial for accurately evaluating defects, managing claims efficiently, and achieving fair resolutions for all parties involved.
What cities in Florida are hiring for Construction Defect Adjuster jobs? Cities in Florida with the most Construction Defect Adjuster job openings:
Infographic showing various Construction Defect Adjuster job openings in Florida as of July 2026, with employment types broken down into 82% Full Time, 9% Part Time, and 9% Temporary. Highlights an 46% In-person, 18% Hybrid, and 36% Remote job distribution.
Construction Defect Claims Specialist

Construction Defect Claims Specialist

The Hartford

Lake Mary, FL • On-site, Remote

$107K - $161K/yr

Full-time

Posted 8 days ago


The Hartford rating

8.8

Company rating: 8.8 out of 10

Based on 120 frontline employees who took The Breakroom Quiz

57th of 299 rated insurance


Job description

Specialist Claims - CH07DE

We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals - and to help others accomplish theirs, too. Join our team as we help shape the future.

The Claim Specialist is the highest claim handling designation within the Complex Claims Unit - Construction (CCU-CD) and is a visible and important role. CCU is a highly specialized claim organization responsible for the management of construction defect and construction related claims involving bodily injury and property damage. Claims in CCU are often associated with complex fact patterns requiring contract analysis, and coverage issues that may involve multiple years and types of insurance coverage. CCU claims also commonly involve litigation, require subject matter expertise to manage, and can involve higher exposures.

Responsibilities:
The Claim Specialist must demonstrate the ability to independently and timely manage all aspects of the most complex, high-value claims exhibiting a detailed knowledge of each claim, a well-reasoned analytical focus, and a clear strategy for resolution. The Claim Specialist must also be willing to share their expertise and contribute to broader claim goals by participating in audits, projects and training initiatives.

Other responsibilities include:

  • Provide proactive communications to customers and business partners in the management and resolution of claims

  • Respond to inquiries from customers and provide superior customer service

  • Review and analyze multiple complex policies and coverage parts (including general liability, contractors professional liability and wrap-up policies)

  • Write and articulate clear, concise and accurate coverage positions

  • Conduct investigations regarding claims and/or lawsuits

  • Effectively manage litigation and counsel, inclusive of litigation planning, budgeting, and proactively positioning claims for resolution

  • Develop complex coverage, liability and damage assessments and persuasively articulate them to leadership

  • Provide detailed impactful recommendations to leadership

  • Pursue and finalize coverage and liability risk transfer against other liable parties and insurance carriers

  • Conduct complex negotiations and articulate coverage/liability positions

  • Attend mediations and trials as necessary

  • Proactively manage accurate expense, reserve and financial transactions

  • Consistently maintain up to date claims metrics


Required Qualifications:

  • 5+ years construction defect claim handling experience

  • Experience handling complex construction defect coverage and liability issues on general liability and WRAP policies for general contractor, developer, owner, and construction manager claims

  • Experience in handling affirmative/defensive risk transfer, including tendering and responding to additional insured and contractual indemnity tenders

  • Excellent verbal and written communication skills

  • Excellent analytical and critical thinking ability

  • Ability to present in a roundtable setting with a well-reasoned and analytical evaluation

  • Experience in the creation and delivery of presentations

  • Superior customer service skills and active listening skills

  • Proven track record of prioritizing and managing multiple responsibilities simultaneously

  • Proven track record of effective negotiations/settlement of high-value construction defect liability claims

  • Demonstrated negotiation and conflict resolution skills

  • Proficiency with MS Office, especially Word and Excel

  • Active Property & Casualty State Insurance Adjuster license

Preferred Qualifications:

  • 10+ years construction defect claim handling experience

  • Bachelor's degree preferred. J.D. or CRIS designation a plus

  • Experience in handling contractor professional and protective indemnity policies

  • Knowledge of surety, bond and builders risk policies

  • Active Property & Casualty State Insurance Adjuster license

Other Information:
This role can have a Hybrid or Remote work arrangement.Candidates who live near one of the Hartford home office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).Candidates who do not live near an office will have a remote work arrangement, with the expectation of coming into an office as business needs arise.

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford's total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

$107,600 - $161,400

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age

About Us|Our Culture|What It's Like to Work Here|Perks & Benefits


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About Hartford

Sourced by ZipRecruiter

Hartford Financial Services Group, widely recognized as The Hartford, is a renowned company based in Hartford, CT, US. Established in 1810, it has evolved into an industry leader in the insurance and financial services sector, proudly serving more than one million businesses in the US. The Hartford is committed to offering a gamut of insurance products that include homeowners, automobile, and business insurance as well as employee benefits and mutual funds. The company’s core values revolve around customer-focused innovations, diversity and inclusion, and ethical dealings that have earned them a customer-centric reputation. This shapes their mission which revolves around aiding their clients to overcome unforeseen obstacles and enhancing their wealth over time. Among the company's noted accomplishments is being consistently listed among the World's Most Ethical Companies, a testament to their unwavering commitment towards responsible business practices.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Hartford, CT, US

Year founded

1810

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