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Construction Defect Claims Adjuster information

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How much do construction defect claims adjuster jobs pay per year?

As of Sep 9, 2026, the average yearly pay for construction defect claims adjuster in the United States is $76,039.00, according to ZipRecruiter salary data. Most workers in this role earn between $66,000.00 and $85,500.00 per year, depending on experience, location, and employer.

What is a construction defect claims adjuster?

Construction Defect Claims Adjusters are professionals who investigate, evaluate, and resolve insurance claims related to defects in construction projects. They assess damage, determine liability, and negotiate settlements between property owners, contractors, and insurers. Their work involves reviewing construction documents, inspecting sites, and working with experts to determine the cause and extent of defects. The ultimate goal is to ensure fair compensation and help all parties resolve disputes efficiently.

What are the key skills and qualifications needed to thrive as a construction defect claims adjuster?

To thrive as a Construction Defect Claims Adjuster, you need a solid understanding of construction practices, insurance policies, and claims investigation, often supported by a bachelor’s degree and relevant adjuster licensure. Familiarity with claims management software, legal statutes, and estimating tools like Xactimate is typically required. Strong analytical thinking, negotiation skills, and effective communication set top performers apart in evaluating claims and collaborating with multiple parties. These skills and qualities are crucial for accurately assessing liability, managing complex cases, and ensuring fair resolutions for all stakeholders.

What are some common challenges faced by construction defect claims adjusters when investigating claims?

Construction Defect Claims Adjusters often encounter challenges such as coordinating with multiple stakeholders, including contractors, engineers, and legal teams, to gather accurate information about a defect. Determining liability can be complex due to overlapping responsibilities and long timelines between construction and the appearance of defects. Adjusters must also stay current with construction codes and legal standards, as these can impact claim outcomes. Effective communication and strong analytical skills are essential to navigate these complexities and resolve claims efficiently.

What is the difference between Construction Defect Claims Adjuster vs Property Claims Adjuster?

AspectConstruction Defect Claims Adjuster

The Construction Defect Claims Adjuster specializes in evaluating claims related to construction defects, focusing on building issues, code violations, and structural problems. They often require knowledge of construction practices, building codes, and insurance policies specific to construction defects. The Property Claims Adjuster handles a broader range of property damage claims, including fire, theft, and natural disasters, with a focus on assessing damages to residential or commercial properties. Both roles require claims adjusting certifications and work within insurance companies, but Construction Defect Claims Adjusters have specialized expertise in construction-related issues.

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Construction Defect Claims Adjuster jobs near you
Infographic showing various Construction Defect Claims Adjuster job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 71% In-person, and 29% Hybrid job distribution, with an average salary of $76,039 per year, or $36.6 per hour.

Complex Construction Defect Claims Adjuster - Remote

Plano, TX • On-site

Upland Specialty Insurance
See more jobs at Upland Specialty Insuranceexternal

$100K - $190K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago

Job description

Complex Construction Defect Claims Adjuster - Remote


Upland Capital Group, Inc. is an AM Best rated “A-” VIII specialty property/casualty insurer headquartered in Dallas, Texas. Through its wholly owned insurance carrier, Upland Specialty Insurance Company, the company markets, underwrites and services specialty insurance products in select markets to include excess transportation, construction casualty, excess casualty, primary general liability, excess public entity, professional liability errors and omissions as well as excess cyber liability.  

We focus on “old school” underwriting as a craft, add “new school” analytics and technology, and encourage a gritty, growth mindset among people called “we entrepreneurs.”

As an Excess and Surplus (E&S) carrier, we face unique and interesting challenges every day. We are seeking a Complex Construction Defect Claims Adjuster to join our amazing team.


Primary Function:


Works from home under limited supervision and within given authority, adjudicates to resolution Property & Casualty Claims nationwide of variable severity, complexity. This position will primarily handle Construction Defect claims. Claims handling duties may also include the following primary and excess lines of business: Construction Liability, General Liability, Commercial Auto Liability, Professional Liability, Cyber Liability, and Public Entity liability.


Duties and Responsibilities:


·       Reviews policy language and coverage position letters

·       Reviews, analyzes, and recommends reserves

·       Reviews and leads the investigation of claims within given inventory

·       Reviews and leads litigation management efforts

·       Presents claims for reserve and/or settlement authority

·       Other Essential Duties include but not limited:

·       Works closely with Underwriting

·       Provides guidance and feedback for more junior claims personnel

·       Presents to Sr. Leadership as necessary

·       Travel 10-15% to offsite meetings, seminars, mediations, trials, etc… as necessary

 

Experience, Education, Special Skills Required:


·       5+ years of experience

·       Construction Defect claims handling, coverage analysis, and litigation experience

·       Adjuster licenses as necessary across the United States (preferred)

·       Ability to self-manage in a work-from-home environment

·       Excellent written and oral communication skills

·       Excellent organizational skills

·       Ability to work across multiple business functions

·       Ability to work independently

·       Ability to think critically, strategically, and out of the box


Disclosures:


Pay Estimate: $100,000 - $190,000


Other compensation: annual incentive program


Benefits: health insurance including FSA and HSA options and free access to Teladoc, vision, dental, disability and life insurance, parental leave, responsible time off (unlimited vacation days without an accrual system), paid sick time as required by law, 401(k), tuition reimbursement and employee assistance program.

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