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Commission Insurance Jobs in Kentucky (NOW HIRING)

$60 - $120/hr

Performance-Based Compensation [1099] with a 36-month incentive plan and enhanced commissions ... As an Insurance Producer, you'll be guided by a mentor agent who will support you every step of the ...

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Remote Insurance Agent

Louisville, KY · Remote

$69K - $150K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Showing results 41-60

Commission Insurance information

See Kentucky salary details

$21.7K

$56.5K

$105.5K

How much do commission insurance jobs pay per year?

As of Sep 5, 2026, the average yearly pay for commission insurance in Kentucky is $56,473.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,600.00 and $66,900.00 per year, depending on experience, location, and employer.

What is a commission insurance job?

Commission insurance jobs are positions within the insurance industry where employees, typically agents or brokers, earn their income primarily through commissions based on sales rather than a fixed salary. This means their earnings are tied to the number and value of insurance policies they sell. Such roles often require strong sales skills and knowledge of insurance products. Commission-based insurance jobs can offer high earning potential for successful agents, but income can be unpredictable, especially for newcomers. These positions are common in life, health, property, and casualty insurance sectors.

What skills and qualifications are needed to thrive as a commission insurance agent?

To thrive as a Commission Insurance Agent, you need strong sales acumen, knowledge of insurance products, and usually a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is common, and obtaining certifications like the Life Underwriter Training Council Fellow (LUTCF) can be advantageous. Exceptional interpersonal skills, persistence, and self-motivation help agents build trust and maintain client relationships. These skills and qualities are crucial because success in commission-based insurance roles depends on effectively meeting client needs and consistently generating new business.

What are common challenges faced by commission insurance agents, and how can they be addressed?

Commission insurance agents often face challenges such as building a client base from scratch, dealing with inconsistent income, and staying motivated during slower sales periods. To address these challenges, agents can focus on networking, leveraging referrals, and maintaining strong follow-up routines with prospective clients. Additionally, adopting effective time management strategies and participating in ongoing training can help build confidence and resilience, ultimately leading to a more stable and successful career.

What is the difference between Commission Insurance vs Insurance Agent?

AspectCommission InsuranceInsurance Agent
CredentialsLicensing varies by state, often requires passing a licensing examSame licensing requirements as Commission Insurance, often the same exam
Work EnvironmentTypically works for insurance companies, focusing on policy sales and renewalsWorks for insurance agencies or independently, selling policies to clients
Industry UsageCommonly used in insurance sales, especially for specialized or commercial policiesWidely used term for professionals selling various insurance products

Both Commission Insurance and Insurance Agent roles require similar licensing and work within the insurance industry. The main difference lies in the context: Commission Insurance often refers to the commission-based aspect of insurance sales, while Insurance Agent is a broader term for professionals selling insurance policies. Understanding these distinctions helps clarify career paths and job expectations in the insurance field.

What are the most commonly searched types of Insurance jobs in Kentucky?

The most popular types of Insurance jobs in Kentucky are:

Infographic showing various Commission Insurance job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 20% Part Time, and 4% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $56,473 per year, or $27.2 per hour.

Life and Disability Insurance Advisor (Dental Specialty Focus)

Bowman Insurance & Financial Servic

Louisville, KY • On-site

$60K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 6 days ago


Job description

The Opportunity
Bowman Insurance & Benefit Services is the leading insurance partner to the dental community in Kentucky and Southern Indiana. For over 25 years, we’ve built trusted relationships with dental students, associates, specialists, and practice owners.
We are seeking a high-performing Life & Disability Insurance Advisor to step into an established, referral-driven market and grow a significant book of business.
This is not a cold-calling grind. This is a relationship-based advisory role within a clearly defined niche — with real upside.
If you are entrepreneurial, competitive, and confident advising professionals on complex coverage decisions, this role offers autonomy, strong support, and uncapped income potential.

What You’ll Own
  1. Manage and grow an existing book of dental clients
  2. Drive new production through referrals, warm leads, and industry relationships
  3. Cross-sell life, disability, and complementary insurance solutions
  4. Serve as a trusted advisor to dentists at every stage of their career
  5. Build long-term carrier partnerships and stay ahead of product trends
  6. Represent Bowman at dental society meetings, seminars, and conferences
  7. Document activity and manage pipeline within AMS360
You will have independence in how you build your business — with marketing support, established brand credibility, and deep industry access.

Who Thrives Here
Top performers in this role tend to:
  1. Treat their territory like a business they own
  2. Proactively build referral networks
  3. Communicate complex policies with clarity and authority
  4. Follow up relentlessly
  5. Value long-term client relationships over transactional sales
  6. Want income tied directly to production — not caps

Requirements
  1. 3+ years of Life / Disability / Health insurance production experience
  2. Active Life & Health Insurance License (KY & IN)
  3. Strong CRM or agency management system experience (AMS360 or Gen4 preferred)
  4. Self-directed, organized, and results-oriented
  5. Willingness to travel for client meetings and industry events
Bachelor’s degree or equivalent experience preferred.

Compensation Structure
  1. Base salary plus uncapped commission
  2. No commission caps
  3. Performance bonuses
  4. Commission splits and referral bonuses across other insurance lines
  5. Established book of business + referral-driven niche market
High performers can build significant long-term income through renewal streams and cross-line growth.

Benefits
  1. Company-sponsored Health, Dental, Vision, and Term Life
  2. Short-term and Long-term Disability
  3. Employer-funded SEP Retirement Plan
  4. Paid Time Off
  5. Employer-paid licensing and CE
  6. Mileage reimbursement
  7. Professional development opportunities
Start Date: Spring 2026 (or earlier by mutual agreement)