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Commission Insurance Consultant information

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$40K

$63.9K

$145.5K

How much do commission insurance consultant jobs pay per year?

As of Aug 17, 2026, the average yearly pay for commission insurance consultant in the United States is $63,852.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,000.00 and $63,000.00 per year, depending on experience, location, and employer.

What is a commission insurance consultant?

Commission Insurance Consultants are professionals who advise clients on insurance products and policies, typically earning their income through commissions from the insurance companies when they sell a policy. They assess clients’ needs, recommend suitable coverage options, and help with the application process. Their commission-based compensation means they are motivated to find policies that fit their clients’ requirements, while also meeting sales goals. These consultants often work independently or with insurance agencies, providing expertise in areas like life, health, property, or casualty insurance.

How do commission insurance consultants balance client acquisition with providing ongoing service to existing clients?

Commission Insurance Consultants often find that balancing the pursuit of new clients with servicing existing accounts is key to long-term success. Many consultants allocate specific time blocks each week to prospecting, networking, and follow-ups with potential clients, while also setting aside dedicated time for policy reviews, claims assistance, and relationship management with current clients. Utilizing a robust CRM system and effective time management strategies helps ensure both aspects receive proper attention. This balance not only supports consistent income through commissions but also fosters client loyalty and referrals.

What are the key skills and qualifications needed to thrive as a commission insurance consultant, and why are they important?

To thrive as a Commission Insurance Consultant, you need a solid understanding of insurance products, sales techniques, and relevant industry regulations, often supported by a valid state insurance license. Familiarity with customer relationship management (CRM) software and digital sales platforms is typically required. Excellent interpersonal skills, resilience, and persuasive communication help build trust and close deals with clients. These competencies are critical for meeting sales targets, maintaining client satisfaction, and ensuring ongoing success in a competitive, commission-driven environment.

What is the difference between Commission Insurance Consultant vs Insurance Agent?

AspectCommission Insurance ConsultantInsurance Agent
CredentialsLicenses required in specific states, industry certificationsState licensing, insurance licenses
Work EnvironmentConsulting firms, insurance companies, independentAgency offices, independent or captive agents
Employer & Industry UsageInsurance firms, brokers, consulting agenciesInsurance agencies, brokerages
Primary FocusAdvising clients on insurance options, sales, and policy structuringSelling insurance policies, client acquisition

While both roles involve insurance sales and require licensing, a Commission Insurance Consultant primarily provides expert advice and consulting services to clients, often working with multiple insurers. An Insurance Agent focuses on selling policies directly to clients, earning commissions on sales. The roles overlap in licensing and industry environment but differ in scope and client interaction.

What cities are hiring for Commission Insurance Consultant jobs?

Cities with the most Commission Insurance Consultant job openings:

What are the most commonly searched types of Insurance Consultant jobs?

The most popular types of Insurance Consultant jobs are:

What states have the most Commission Insurance Consultant jobs?

States with the most job openings for Commission Insurance Consultant jobs include:

Commission Insurance Consultant jobs near you

Business Insurance Consultant - Commercial Line

LEGACY PROTECTION GROUP LLC

Livonia, MI • Remote

$75K - $110K/yr

Full-time

Posted 24 days ago

Job description

Benefits:
  • Bonus based on performance
  • Flexible schedule
  • Opportunity for advancement

Position Type: Independent Contractor / Commission-Only
Location: Remote (United States)
About Legacy Benefits Group
Legacy Benefits Group (LBG) as part of Legacy Protection Group helps businesses protect their people, assets, and operations through comprehensive commercial insurance and employee benefits solutions. Working with leading insurance partners and carriers, we provide tailored risk management strategies for organizations ranging from small businesses to large enterprises.
We are seeking driven, entrepreneurial Business Insurance Consultants who enjoy building relationships, generating new business, and helping organizations reduce risk.
Position Summary
The Business Insurance Consultant is responsible for developing new commercial insurance opportunities, building long-term client relationships, and serving as a trusted advisor to business owners and executives.
This is a business development-focused role where success is rewarded through an attractive commission structure with significant earning potential.
Responsibilities
  • Develop new commercial insurance opportunities through prospecting, networking, referrals, and strategic outreach.
  • Meet with business owners, executives, CFOs, HR leaders, and operations teams to evaluate insurance needs.
  • Identify coverage gaps and recommend appropriate commercial insurance solutions.
  • Present proposals and coordinate with carrier and brokerage partners to deliver competitive solutions.
  • Build and maintain a strong pipeline using CRM tools.
  • Maintain regular follow-up with prospects and clients.
  • Develop relationships with referral partners, including:
    • CPAs
    • Commercial bankers
    • Payroll providers
    • HR consultants
    • Business attorneys
    • Chambers of Commerce
    • Industry associations
  • Cross-refer opportunities for employee benefits, executive protection, security consulting, risk assessments, investigations, cybersecurity, and other Legacy Protection Group services when appropriate.
  • Stay informed on commercial insurance products, industry trends, and risk management best practices.
Products You'll Help Clients Obtain
  • General Liability
  • Commercial Property
  • Workers' Compensation
  • Commercial Auto
  • Business Owner's Policies (BOP)
  • Umbrella & Excess Liability
  • Professional Liability (E&O)
  • Directors & Officers (D&O)
  • Employment Practices Liability (EPLI)
  • Cyber Liability
  • Crime & Fidelity
  • Inland Marine
  • Builders Risk
  • Commercial Package Policies
  • Specialty Industry Programs
Ideal Candidate
  • Strong business development and relationship-building skills.
  • Self-motivated with an entrepreneurial mindset.
  • Excellent communication and presentation abilities.
  • Comfortable networking with business owners and executive leadership.
  • Organized and able to manage a sales pipeline independently.
  • Professional, ethical, and client-focused.
  • Previous B2B sales experience is preferred.
  • Commercial insurance experience is preferred but not required.
  • Active Property & Casualty insurance license is preferred or willingness to obtain one, if required for the role.
Compensation
  • Commission-only with uncapped earning potential.
  • Residual commission opportunities, where applicable.
  • Performance-based incentives and bonus opportunities.
  • Flexible schedule and remote work environment.
Why Join Legacy Benefits Group?
  • Work with experienced insurance and business professionals.
  • Access to a broad portfolio of commercial insurance solutions.
  • Ability to cross-sell employee benefits and complementary business services.
  • High-income potential with no earning cap.
  • Entrepreneurial environment with significant growth opportunities.
  • Ongoing training, sales support, and marketing resources.
  • Opportunity to build a long-term book of business and lasting client relationships.
If you're a motivated sales professional who enjoys helping businesses protect what they've built while creating your own unlimited income opportunity, we'd love to hear from you.

This is a remote position.