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Commission Flood Insurance Jobs (NOW HIRING)

Waterstone Mortgage

Mortgage Loan Partner II

Argyle, TX · On-site

$38K - $52K/yr

Order Title Commitments, Appraisal and Flood Insurance on the file. * Responsible for meeting ... However, individuals in this position are not eligible to receive loan officer commission. Equal ...

Swyfft LLC

Director, National Accounts

Dallas, TX · On-site

Negotiate and manage override commission structures, profit-sharing arrangements, and performance ... Familiarity with homeowners, commercial property, and/or flood insurance, ideally with hands-on ...

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Commission Flood Insurance information

See salary details

$23.5K

$59.1K

$97.5K

How much do commission flood insurance jobs pay per year?

As of Jul 15, 2026, the average yearly pay for commission flood insurance in the United States is $59,095.00, according to ZipRecruiter salary data. Most workers in this role earn between $40,500.00 and $77,500.00 per year, depending on experience, location, and employer.

What are commission flood insurance agents?

Commission flood insurance agents are licensed professionals who sell flood insurance policies to individuals or businesses, typically earning a commission from insurance companies for each policy sold. They help clients understand flood risks, explain policy options, and assist with the application process for coverage, often through the National Flood Insurance Program (NFIP) or private insurers. Their expertise ensures that property owners secure the appropriate protection against flood damage and comply with any lender or regulatory requirements.

What are the key skills and qualifications needed to thrive as a Flood Insurance Agent, and why are they important?

To thrive as a Flood Insurance Agent, you need a solid understanding of insurance principles, risk assessment, and knowledge of floodplain mapping, often supported by relevant state licensure. Familiarity with FEMA’s National Flood Insurance Program (NFIP) systems, quoting software, and customer relationship management (CRM) tools is typically required. Strong interpersonal skills, attention to detail, and effective communication are valuable for building client trust and accurately explaining policies. These skills help ensure clients receive appropriate coverage and maintain compliance with regulations, while also supporting business growth in a specialized insurance market.

What is the difference between Commission Flood Insurance vs Insurance Agent?

AspectCommission Flood InsuranceInsurance Agent
CredentialsLicensing required, specialized flood insurance trainingGeneral insurance license, broader training
Work EnvironmentFocus on flood policies, often with insurance companies or brokersSell various insurance products, including flood insurance
Employer & IndustryInsurance companies, brokers specializing in flood coverageInsurance agencies, brokerages across multiple lines
Search & Comparison IntentUnderstanding roles in flood insurance salesGeneral insurance sales roles including flood coverage

Commission Flood Insurance specialists focus specifically on flood policies and typically require specialized training and licensing. Insurance Agents have a broader role, selling multiple types of insurance, including flood coverage. While both work within the insurance industry, their scope and focus differ, making this comparison useful for those exploring careers or services in flood insurance sales.

How does working on commission impact the day-to-day responsibilities of a Flood Insurance Agent?

As a Flood Insurance Agent working primarily on commission, you'll find that your daily activities are strongly focused on client outreach, relationship building, and lead generation. You'll spend a significant portion of your time networking with property owners, real estate professionals, and businesses in flood-prone areas to educate them on the importance of flood insurance. Since your earnings are tied to policy sales, consistently identifying and following up on new leads is essential. This structure encourages proactive time management, self-motivation, and a client-centric approach to succeed in a competitive market.
What cities are hiring for Commission Flood Insurance jobs? Cities with the most Commission Flood Insurance job openings:
What are the most commonly searched types of Flood Insurance jobs? The most popular types of Flood Insurance jobs are:
What states have the most Commission Flood Insurance jobs? States with the most job openings for Commission Flood Insurance jobs include:
Commission Flood Insurance jobs near you
Mortgage Loan Partner II

Mortgage Loan Partner II

Waterstone Mortgage

Argyle, TX • On-site

$38K - $52K/yr

Full-time

Posted 6 days ago

Job description

SUMMARY:
If you're an experienced Loan Processor or Underwriter with strong VA lending knowledge and enjoy taking ownership of the mortgage process, this may be the opportunity for you. As a dedicated partner to a Loan Originator, you'll play a key role in reviewing and structuring loan applications, preparing accurate preapprovals, and managing the loan pipeline through closing. Success in this role requires strong communication, attention to detail, sound loan knowledge, and a commitment to delivering an exceptional experience for borrowers and business partners.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
  • Function as the primary contact and liaison between clients and the Branch Manager/Loan Originator.
  • Serve as the primary operational partner to a dedicated Loan Originator, helping manage the business from application through closing.
  • Leverage strong knowledge of VA lending guidelines to structure and support VA loan transactions.
  • Review, structure, and submit complete loan applications, analyzing income, assets, credit, and cash flow to prepare high-quality preapprovals.
  • As part of the sales team, this individual is responsible for requesting/obtaining referrals from all WMC clients, current and potential along with sales partners.
  • Partner closely with the Loan Originator and Loan Processor to proactively manage the loan pipeline from application through closing, ensuring milestones and deadlines are met.
  • Responsible for submitting complete loan applications for each customer file. By completing all items on the checklist before submission.
  • Prepare accurate preapprovals, quote rates, and lock loans in accordance with company guidelines.
  • Track all requested documents in Encompass
  • Review documentation received within 24 hours of receipt for discrepancies, omitted data, verified income calculation, asset verification and Encompass updates based on verified information.
  • Respond to customer inquiries and other related parties on a transaction as needed in a timely fashion.
  • Run Automated Underwriting (DU/LP), review findings, identify required documentation, and ensure loan data accurately reflects underwriting results.
  • Order Title Commitments, Appraisal and Flood Insurance on the file.
  • Responsible for meeting deadline dates on the loan contracts along with rate lock expiration dates.
  • Partner with Loan Originators in resolving problems on files/documents.
  • Ensure files are complete and set up in accordance with WMC policy and procedures.
  • Manage the full pipeline for a dedicated Loan Originator, ensuring an exceptional borrower experience from application through closing.
  • Reviews approved mortgage loans to determine conditions that must be met prior to closing. This includes but is not limited to all documentation that pertains to the loan file private mortgage insurance, title, hazard insurance and flood determination and other underwriting conditions as outlined by the Underwriter. Ensures that all items are cleared and proper documentation is in each file prior to completing the closed package.
  • Verify accuracy and consistency of information in file to ensure "closing" documents are prepared according to investor/product guidelines and work closely with the Loan Processor to assure the file is ready for closing.
  • Knowledge of current state's mortgage lending laws
  • Must be able to work under pressure.
  • Must possess excellent organizational skills.
  • Maintain strict confidentiality regarding customer account and other information.

EDUCATION and/or EXPERIENCE: A high school diploma or general education degree (GED) is required. A minimum of four years of experience in a Loan Partner, Loan Processing, or Mortgage Underwriting role is preferred. Previous experience with VA home loans is required. Experience reviewing and structuring loan files, preparing preapprovals, and managing loans from application through closing is strongly preferred.
COMPUTER SKILLS: Proficient knowledge in Microsoft Office is required. Prior experience on Encompass LOS system or other mortgage processing software is required, DU, LP and other automated engine submissions experience is preferred.
CERTIFICATES, LICENSES, REGISTRATIONS: A federal registration through Nationwide Mortgage Licensing System (NMLS) is required. However, individuals in this position are not eligible to receive loan officer commission.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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