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Commission Debt Collection Agency Jobs (NOW HIRING)

Debt Collector

Crofton, MD · On-site

$16.25 - $21/hr

Experienced Third-Party Debt Collector Join our nationwide collection agency, proudly serving over 400 credit unions nationwide since 1979. We're seeking an Experienced First or Third-Party Debt ...

As a Debt Collection Professional, your mission is to motivate consumers to resolve their debts ... Strong desire for uncapped earning potential through high commissions * Superior energy level ...

As a Debt Collection Professional, your mission is to motivate consumers to resolve their debts ... Strong desire for uncapped earning potential through high commissions * Superior energy level ...

As a Debt Collection Professional, your mission is to motivate consumers to resolve their debts ... Strong desire for uncapped earning potential through high commissions * Superior energy level ...

We offer a base salary, uncapped commission and a $4,000 sign-on bonus! More about ProCollect: As one of the nation's premier debt collection agencies, our goal is to achieve the best possible ...

Job Summary We are seeking an experienced Attorney to join our team and represent consumers in actions brought by original creditors, debt buyers, and collection agencies involving credit card ...

Job Summary We are seeking an experienced Attorney to join our team and represent consumers in actions brought by original creditors, debt buyers, and collection agencies involving credit card ...

Associate Attorney

Tustin, CA · On-site

$100K - $125K/yr

Health insurance Job Summary We are seeking an experienced Attorney to join our team and represent consumers in actions brought by original creditors, debt buyers, and collection agencies involving ...

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Commission Debt Collection Agency information

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$11

$18

$28

How much do commission debt collection agency jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for commission debt collection agency in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What is the 7 7 7 rule for debt collectors?

The 7 7 7 rule for debt collectors refers to a guideline that they should not contact a debtor more than seven times within seven days or over a period of seven consecutive days. This rule aims to prevent harassment and ensure compliance with the Fair Debt Collection Practices Act (FDCPA). Debt collection agencies must follow these regulations while attempting to recover debts, often using communication skills and legal knowledge to stay within legal limits.

What are the key skills and qualifications needed to thrive as a Commission Debt Collection Agent, and why are they important?

To excel as a Commission Debt Collection Agent, strong negotiation skills, knowledge of finance or accounting principles, and a high school diploma or equivalent are generally required. Familiarity with customer relationship management (CRM) software, debt collection systems, and relevant legal regulations is essential. Exceptional communication, resilience, and problem-solving abilities help agents effectively engage with debtors and manage challenging conversations. These skills and qualities are crucial for maximizing collections, maintaining compliance, and fostering positive client relationships.

How much commission do debt collectors make?

Commission debt collection agencies typically pay their collectors a percentage of the amount recovered, often ranging from 10% to 50%. The exact commission rate depends on the agency, the type of debt, and the collector's experience, with some collectors earning additional bonuses for high recovery rates.

What is the difference between Commission Debt Collection Agency vs Commission Debt Collector?

AspectCommission Debt Collection AgencyCommission Debt Collector
CredentialsBusiness licenses, industry certificationsNone typically required, but may have certifications
Work EnvironmentOffice-based, team management, client interactionsFieldwork, phone calls, direct debtor contact
Employer & Industry UsageEmploys multiple collectors, operates as a companyIndividual role within agencies or independently
Search & Comparison IntentUnderstanding agency services vs individual rolesClarifying roles of collectors vs agencies

The main difference is that a Commission Debt Collection Agency is a company that manages multiple collectors and offers debt recovery services, while a Commission Debt Collector is an individual who contacts debtors to recover debts, often working for an agency. Agencies oversee operations and client relationships, whereas collectors focus on debtor interactions. Both roles require knowledge of debt collection laws, but agencies typically have more formal credentials and structured environments.

What is a commission debt collection agency?

A commission debt collection agency is a company hired by creditors to recover unpaid debts from individuals or businesses. These agencies typically work on a commission basis, meaning they receive a percentage of the money they successfully collect. Their services include contacting debtors, negotiating payment plans, and sometimes taking legal action if necessary. Using a commission-based model incentivizes the agency to recover as much debt as possible for their clients.

What are some common challenges faced by commission debt collection agents, and how can they be overcome?

Commission debt collection agents often encounter challenges such as handling difficult conversations with debtors, managing high rejection rates, and meeting monthly collection targets. Success in this role requires strong communication skills, resilience, and the ability to remain professional under pressure. Building rapport with debtors, staying organized with account information, and working collaboratively with teammates can help agents stay motivated and effective. Regular training and support from supervisors also play a key role in overcoming these challenges.

What qualifications do I need to be a debt collector?

To work as a debt collector, candidates typically need a high school diploma or equivalent. Strong communication, negotiation skills, and knowledge of relevant laws such as the Fair Debt Collection Practices Act are important; some employers may also require training or certification in debt collection practices.

How to become a debt collection agent?

To become a debt collection agent, individuals typically need a high school diploma or equivalent and must complete training on debt collection laws and procedures. Licensing requirements vary by state or country, and strong communication and negotiation skills are essential for success in this role.
What cities are hiring for Commission Debt Collection Agency jobs? Cities with the most Commission Debt Collection Agency job openings:
What are the most commonly searched types of Debt Collection Agency jobs? The most popular types of Debt Collection Agency jobs are:
What states have the most Commission Debt Collection Agency jobs? States with the most job openings for Commission Debt Collection Agency jobs include:

Sr Debt Counselor / Collection Representative Hybrid 2458 121825

CONTINENTAL SERVICE GROUP LLC

Fairport, NY • On-site

$23 - $26/hr

Full-time

Re-posted 27 days ago


Job description

**Please note, this is a hybrid work opportunity handling Student Loan collections. You must be able to work onsite in our Fairport, New York Office three (3) days per week.

For 40 years, ConServe has been a leading provider of accounts receivable management and collection services specializing in customized solutions for colleges and universities, guaranty agencies, private lenders, credit unions and government contracts.

We are based on the simple principle that helping people fulfill their obligations, in ways that preserve their dignity, enhances self-confidence and empowers them with a sense of control. At ConServe, we call it Fostering Financial Freedom®. We take great pride in being a team of the right people, doing the right thing, at the right time, the right way.

Why join us?

· Performance-based monthly bonus opportunity

· Award-winning benefits packages

· Flexible schedules

· Growth opportunities

· Repeatedly named one of the Best Places to Work in Collections

· Two-time recipient of the Better Business Bureau’s Torch Award for Ethics

O*NET: 43-3011.00, 13-2071.00, 43-4051.00, 41-3031.02


Position Summary:

The Sr. Debt Counselor role manages and collects delinquent business and consumer accounts. Our consultative approach helps identify the most suitable way to resolve a balance in the best interest of all parties. Due to the competitive nature of these contracts, it is imperative ConServe locates experienced, professional individuals who are customer-focused, enthusiastic, detail-oriented and able to work in a fast-paced environment or remote work environment.

Essential Duties & Responsibilities:

  • The Sr. Debt Counselor provides financial, clerical and administrative services to ensure efficient, timely and accurate repayment of accounts within their scope of work
  • The Sr. Debt Counselor will address collection/accounts receivable issues and assist with special projects based on departmental goals and objectives.
  • Ensure effective decisions are made in the best interest of the client requirements and expectations.
  • Demonstrates the right judgment that is within authority and scope of work
  • Capable of reviewing Secretary of State, P & Ls and various financial documents to ensure resolution is supportable
  • Resolve complex issues
  • Demonstrate a positive working relationship with departments to accomplish the goals and objectives of the client and ConServe.
  • Skip-Tracing – to assist in locating & contacting consumers and businesses
  • Meet daily, weekly and monthly goals as set by management at ConServe.
  • Daily Productivity – Work a specified number of accounts/cases daily and maintain an acceptable level of daily metrics as assigned to the position by Management.
  • Achieve a high level of resolution with a compliant and customer centric approach
  • Record Maintenance – proper management & updating of system to maximize contacts
  • Adherence to ConServe’s Blueprint Quality Management System, Code of Conduct, and Compliance Program


Non-Essential Duties & Responsibilities:

  • Other duties as assigned


Education Requirement:

  • High School Diploma or GED
  • Associates or Bachelor’s Degree preferred


Skills/ Requirements:

  • One (1) year of ConServe collections experience or five (5) years of relevant 3rd party debt collection experience in Higher Education, Financial Services or Government debt collection.
  • Consistent, proven twelve-month performance history.
    • Documented successful debt collection performance records
  • The ability to work onsite three days per week and can work remotely the remaining two days.
  • Current or recent student loan debt collection experience preferred.
  • Business to Business asset recovery, sales, marketing or other B2B related skills preferred
  • Strong organizational and time management skills.
  • Attention to detail.
  • Ability to act independently to resolve problems.
  • The ability to work the required scheduled shift.
  • Fluent in conversational English and ability to proficiently read and write English
  • Strong verbal communication skills with the ability to listen, persuade, negotiate and obtain resolution
  • Intermediate Computer skills to document calls and navigate software packages, databases and the internet.
  • Ability to work in a positive, collaborative manner with coworkers
  • Ability and history of maintaining confidentiality and high level of trustworthiness.
  • Ability and history of interacting well with team members and customers in a professional. manner while maintaining a safe work environment.
  • Ability to obtain and maintain Government Security Clearance.
  • Ability to obtain and maintain State Collections Licensure
  • U.S. Citizenship or lawful Permanent Resident alien with three or more years as a permanent resident in the United States.
  • No conflicts of interest with ConServe or our Clients.

Physical Demands:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job except for periodic breaks pursuant to applicable law.

  • Occasionally lift and/or move up to 25 pounds.
  • Ability to sit or remain sedentary for your entire work shift (8-, 9-, or 10-hour shift)
  • Ability to talk and listen on a phone for your entire work shift (8-, 9-, or 10-hour shift)
  • Ability to type on a computer for your entire work shift (8-, 9-, or 10-hour shift)

Reasonable accommodations may be made to the extent required under applicable law to enable individuals with disabilities to perform the essential functions of this position.

MISSION STATEMENT:


ConServe is dedicated to satisfying the needs of our Clients in a manner consistent with improving the human condition, and that will foster the development of long term mutually beneficial relationships with our Clients, our Employees, our Suppliers and Business Partners and the Community as a whole.

Disclaimer: The above job description is not a contractual or binding document; it is provided as a guide to the types of duties required to be undertaken. Duties may vary from time to time and this description is subject to review. Modifications will be made as needed to support changes in the business climate and requirements.

Continental Service Group, LLC, d/b/a ConServe endeavors to make www.conserve-arm.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact our Recruiting Department at: 585-421-1000, extension: 7 or by emailing: jobs@conserve-arm.com.

Qualified applicants will receive consideration for employment regardless of age, race, color, religion, national origin, sex, sexual orientation, gender, gender identity/expression, genetic disposition, genetic markers/carrier status, disability, creed, veteran status, military status, status as a victim of domestic violence, marital status, familial status, pregnancy, childbirth and related medical conditions, and disability, conviction (limited) or other legally protected status.

ConServe is a Drug Free Workplace


Monday through Friday
Two shifts noon - 9:00 pm are required and the remaining three days are day shifts hours.
Hybrid work - must be able to work up to 3 days per week onsite