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Commission Debt Collection Agency Jobs (NOW HIRING)

D & A Services, LLC

Bilingual Collectors

Houston, TX · On-site

$17 - $23/hr

Houston, TX $17 ‒ $23 Hourly 100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established ...

D & A Services, LLC

Bilingual Collectors

Houston, TX · On-site

$17 - $23/hr

Houston, TX $17 - $23 Hourly 100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established ...

D & A Services, LLC

Bilingual Collectors

Houston, TX · On-site

$17 - $23/hr

Houston, TX $17 $23 Hourly 100 % On-Site Role D & A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in ...

Mbandw

Collection Representative I

Middleburg Heights, OH · On-site

$15/hr

About the Organization McCarthy, Burgess and Wolff (MB&W) is one of the largest collection agencies ... Description Debt Collection agents earn $15/hour plus commission! GENEROUS COMMISSION STRUCTURE ...

ProCollect

Collection Specialist

Dallas, TX · On-site

$2.0K/wk

We offer a base salary, uncapped commission and a $2,000 sign-on bonus! We offer a full benefits ... As one of the nation's premier debt collection agencies, our goal is to achieve the best possible ...

Mbandw

Collection Representative I

Cleveland, OH · On-site

$15/hr

About the Organization McCarthy, Burgess and Wolff (MB&W) is one of the largest collection agencies ... Description Debt Collection agents earn $15/hour plus commission! GENEROUS COMMISSION STRUCTURE ...

Bounce AI

Collection Manager

Rochester, NY · On-site

$65K - $75K/yr

Stay up-to-date with industry trends, best practices, and regulatory changes related to debt collection, ensuring the agency's compliance and alignment with evolving requirements. Requirements:

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Commission Debt Collection Agency information

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How much do commission debt collection agency jobs pay per hour?

As of Jul 14, 2026, the average hourly pay for commission debt collection agency in the United States is $18.06, according to ZipRecruiter salary data. Most workers in this role earn between $14.42 and $20.43 per hour, depending on experience, location, and employer.

What is the 7 7 7 rule for debt collectors?

The 7 7 7 rule for debt collectors refers to a guideline that they should not contact a debtor more than seven times within seven days or over a period of seven consecutive days. This rule aims to prevent harassment and ensure compliance with the Fair Debt Collection Practices Act (FDCPA). Debt collection agencies must follow these regulations while attempting to recover debts, often using communication skills and legal knowledge to stay within legal limits.

What are the key skills and qualifications needed to thrive as a Commission Debt Collection Agent, and why are they important?

To excel as a Commission Debt Collection Agent, strong negotiation skills, knowledge of finance or accounting principles, and a high school diploma or equivalent are generally required. Familiarity with customer relationship management (CRM) software, debt collection systems, and relevant legal regulations is essential. Exceptional communication, resilience, and problem-solving abilities help agents effectively engage with debtors and manage challenging conversations. These skills and qualities are crucial for maximizing collections, maintaining compliance, and fostering positive client relationships.

How much commission do debt collectors make?

Commission debt collection agencies typically pay their collectors a percentage of the amount recovered, often ranging from 10% to 50%. The exact commission rate depends on the agency, the type of debt, and the collector's experience, with some collectors earning additional bonuses for high recovery rates.

What is the difference between Commission Debt Collection Agency vs Commission Debt Collector?

AspectCommission Debt Collection AgencyCommission Debt Collector
CredentialsBusiness licenses, industry certificationsNone typically required, but may have certifications
Work EnvironmentOffice-based, team management, client interactionsFieldwork, phone calls, direct debtor contact
Employer & Industry UsageEmploys multiple collectors, operates as a companyIndividual role within agencies or independently
Search & Comparison IntentUnderstanding agency services vs individual rolesClarifying roles of collectors vs agencies

The main difference is that a Commission Debt Collection Agency is a company that manages multiple collectors and offers debt recovery services, while a Commission Debt Collector is an individual who contacts debtors to recover debts, often working for an agency. Agencies oversee operations and client relationships, whereas collectors focus on debtor interactions. Both roles require knowledge of debt collection laws, but agencies typically have more formal credentials and structured environments.

What is a commission debt collection agency?

A commission debt collection agency is a company hired by creditors to recover unpaid debts from individuals or businesses. These agencies typically work on a commission basis, meaning they receive a percentage of the money they successfully collect. Their services include contacting debtors, negotiating payment plans, and sometimes taking legal action if necessary. Using a commission-based model incentivizes the agency to recover as much debt as possible for their clients.

What are some common challenges faced by commission debt collection agents, and how can they be overcome?

Commission debt collection agents often encounter challenges such as handling difficult conversations with debtors, managing high rejection rates, and meeting monthly collection targets. Success in this role requires strong communication skills, resilience, and the ability to remain professional under pressure. Building rapport with debtors, staying organized with account information, and working collaboratively with teammates can help agents stay motivated and effective. Regular training and support from supervisors also play a key role in overcoming these challenges.

What qualifications do I need to be a debt collector?

To work as a debt collector, candidates typically need a high school diploma or equivalent. Strong communication, negotiation skills, and knowledge of relevant laws such as the Fair Debt Collection Practices Act are important; some employers may also require training or certification in debt collection practices.

How to become a debt collection agent?

To become a debt collection agent, individuals typically need a high school diploma or equivalent and must complete training on debt collection laws and procedures. Licensing requirements vary by state or country, and strong communication and negotiation skills are essential for success in this role.
What cities are hiring for Commission Debt Collection Agency jobs? Cities with the most Commission Debt Collection Agency job openings:
What are the most commonly searched types of Debt Collection Agency jobs? The most popular types of Debt Collection Agency jobs are:
What states have the most Commission Debt Collection Agency jobs? States with the most job openings for Commission Debt Collection Agency jobs include:
Commission Debt Collection Agency jobs near you
Collection Specialist -Experienced

Collection Specialist -Experienced

D&A Services

Saint Petersburg, FL • On-site, Remote

$15 - $18/hr

Full-time

Medical, Dental, Vision, Retirement

Re-posted 21 days ago

Job description

D amp; A Services is an experienced debt collection agency that services the largest debt purchasers as well as direct bank issuers. We were established in 2010 and we pride ourselves in delivering great service to our clients and customers
Are you goal-oriented, have a positive attitude, looking to achieve excellence, and like working in a fast-paced environment? Our base pay is between $15.00 and $18.00 per hour, along with a benefits package that includes a 401(k) contribution, medical, dental, vision, CASUAL DRESS CODE and more! We have an uncapped bonus structure which rewards Debt Collectors for generating revenue.
Third party debt collection experience with credit cards is required!
NO late nights or weekends.
This position will train at our office with the potential option to transition to remote or hybrid after (90) ninety days.
Job responsibilities include:
  • Make a high volume of outbound calls and take inbound calls for debt collections
  • Assist customers with solving issues and inquiries, with a focus on negotiating payment arrangements while adhering to FDCPA, along with internal policies and procedures
  • Manage account maintenance and accurately document all customer activity
  • Adhere to all local, state, and federal laws governing the debt collection industry
Requirements:
  • 3 years third party experience collecting on credit cards, preferably at the same employer
  • Solid, consistent, stable work history
  • Listening Skills
  • Excellent Customer Service
  • Enjoy talking on the phone – Use your Call Center skills.
  • Make a High Volume of calls – use your sales and closing skills.
  • Work with scripts
  • Adhere to compliance – use your previous Call Center or Debt Collection talents
  • Goal oriented – use your sales experience.
  • Metrics driven
  • Money oriented – Can you close the deal or generate revenue?
  • Collect $$$ as a Debt Collector
We look forward to hearing from you!
#DebtCollector #closing #CallCenter #Customer Service #sales #collecitons#remote#hybrid#onsite
D amp; A Services is an Equal Opportunity Employer and does not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or genetic information.

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