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Commercial Insurance Broker Jobs (NOW HIRING)

Seeking an Insurance Broker/Underwriter professional to support commercial property insurance placements by working closely with independent agencies and carrier partners. This role focuses on ...

Strong knowledge of commercial insurance programs, claims management, and risk * Experience working with insurance brokers, carriers, attorneys, auditors, and * Ability to analyze loss data and ...

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Commercial Insurance Associate Position Overview We are seeking a detail-oriented and highly ... property management, legal teams, brokers, and tenants to minimize risk exposure. Key ...

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Commercial Insurance Broker information

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$39K

$87.2K

$119K

How much do commercial insurance broker jobs pay per year?

As of Jun 11, 2026, the average yearly pay for commercial insurance broker in the United States is $87,223.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What do commercial insurance brokers do?

Commercial insurance brokers assess the insurance needs of businesses and help them find appropriate coverage options. They analyze policies, negotiate terms, and assist clients with claims, often using industry tools and maintaining licensing requirements. Their role involves understanding various business risks and providing tailored insurance solutions.

What are the key skills and qualifications needed to thrive as a Commercial Insurance Broker, and why are they important?

To thrive as a Commercial Insurance Broker, you need expertise in risk assessment, insurance products, and regulatory compliance, often supported by industry certifications such as a state insurance license. Familiarity with CRM software, quoting platforms, and underwriting systems is crucial for managing client accounts and policy documentation. Excellent negotiation, relationship-building, and problem-solving skills set top brokers apart in client interactions and complex deal-making. These competencies ensure you can effectively match clients with the right coverage, build trust, and maintain a competitive edge in the insurance market.

Why do so many insurance agents quit?

Commercial insurance brokers often leave the profession due to high workload, commission-based pay structures, and the pressure to meet sales targets. The job requires strong sales skills, ongoing education, and resilience, which can lead to burnout and turnover if expectations are not managed well.

What does a Commercial Insurance Broker do?

A Commercial Insurance Broker acts as an intermediary between businesses and insurance companies, helping clients find the most suitable insurance policies for their specific needs. They assess risks, compare coverage options, negotiate terms, and provide advice to ensure businesses are adequately protected against potential losses. Brokers also assist clients with claims and policy renewals, making sure their coverage remains up to date. Their main goal is to secure comprehensive coverage at competitive rates for their clients.

What is the difference between Commercial Insurance Broker vs Insurance Agent?

AspectCommercial Insurance BrokerInsurance Agent
CredentialsLicenses vary by state, often required to hold a broker licenseLicensed insurance agent, often with state-specific licenses
Work EnvironmentWorks independently or with multiple insurers, advising clients on commercial policiesRepresents specific insurance companies, selling their policies
Employer & Industry UsageIndependent or brokerage firms, commercial insurance sectorInsurance companies, agencies, retail insurance offices
Comparison IntentSeeking advice on commercial insurance options and coverageLooking to purchase or compare insurance policies from specific providers

In summary, Commercial Insurance Brokers act independently or through brokerages, advising clients on a variety of commercial insurance options across multiple insurers. Insurance Agents typically represent specific insurance companies, focusing on selling their policies. Both roles require licensing, but their work environment and client interactions differ significantly.

What are some common challenges faced by commercial insurance brokers when managing client portfolios?

Commercial insurance brokers often navigate complex client needs, balancing coverage requirements with budget constraints while keeping up-to-date with evolving insurance products and regulations. They must regularly reassess client portfolios to ensure coverage remains adequate as businesses grow or change. Additionally, brokers frequently coordinate with underwriters, claims adjusters, and risk management professionals, requiring strong communication and organizational skills to advocate for their clients and resolve any issues promptly.

How much does an insurance broker earn?

Insurance brokers typically earn a median annual salary of around $50,000 to $70,000, with top earners making over $100,000, depending on experience, location, and client base. Compensation often includes commissions and bonuses based on sales performance, and strong communication and sales skills are essential for success in this role.

How much do top commercial insurance brokers make?

Top commercial insurance brokers can earn between $100,000 and $200,000 or more annually, often including commissions and bonuses based on sales performance. Earnings vary depending on experience, client portfolio, and the size of the accounts managed.
More about Commercial Insurance Broker jobs
What cities are hiring for Commercial Insurance Broker jobs? Cities with the most Commercial Insurance Broker job openings:
What states have the most Commercial Insurance Broker jobs? States with the most job openings for Commercial Insurance Broker jobs include:
Infographic showing various Commercial Insurance Broker job openings in the United States as of June 2026, with employment types broken down into 40% Full Time, 50% Part Time, and 10% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $87,223 per year, or $41.9 per hour.

Lia Insurance Agency- Commercial Lines Producer

The Lia Group

Albany, NY • On-site

$75K - $100K/yr

Full-time

Posted 10 days ago


Job description

About Us
Lia Insurance Agency is an independent insurance agency and part of a family owned business, Lia Auto Group. Our agency continues to grow and we are now looking to add a dedicated Commercial Lines Producer to our team. This is a remote position, but must be able to attend occasional meetings in the Albany area in person
We are seeking a highly motivated Commercial Insurance Broker who thrives on building relationships, creating opportunities, and driving new business. This role is ideal for a self-starter who enjoys networking, prospecting, and developing a pipeline from the ground up. The successful candidate will be expected to generate their own leads, cultivate referral sources, and become a visible presence in the local business community.
Responsibilities
  • Prospect, network, and generate new commercial insurance opportunities.
  • Build and maintain relationships with business owners, referral partners, and centers of influence.
  • Attend networking events, business functions, trade associations, and community events.
  • Develop and execute strategies to consistently create qualified leads.
  • Conduct insurance reviews and risk assessments for prospective clients.
  • Prepare and present commercial insurance proposals.
  • Negotiate coverage and pricing with insurance carriers.
  • Manage the sales process from initial contact through policy issuance.
  • Maintain accurate records of sales activities and client interactions.
  • Collaborate with agency staff to ensure a seamless client experience.

Qualifications
  • Property & Casualty Insurance License
  • Proven sales, networking, or business development experience preferred.
  • Strong communication and relationship-building skills.
  • Self-motivated with an entrepreneurial mindset.
  • Comfortable making cold calls, asking for referrals, and pursuing new opportunities.
  • Ability to work independently while contributing to a team environment.
  • Strong organizational and time-management skills.

What We're Looking For
The ideal candidate is someone who:
  • Walks into a room and leaves with three new business contacts.
  • Enjoys meeting business owners and building long-term relationships.
  • Understands that consistent networking creates consistent results.
  • Is competitive, goal-oriented, and motivated by income potential.
  • Takes ownership of their success and actively creates opportunities rather than waiting for them.

What We Offer
  • Competitive compensation structure with significant earning potential.
  • Access to top-rated commercial insurance carriers.
  • Ongoing training and professional development.
  • Marketing and operational support.
  • Opportunities for career growth within a growing agency.
  • A team-oriented culture focused on success and client service.

If you're the type of person who treats every conversation as an opportunity, enjoys building a book of business, and wants to be rewarded for your efforts, we'd love to hear from you.