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Commercial Insurance Broker Jobs (NOW HIRING)

Cano Molina Insurance Broker LLC

$75K/yr

Cano Molina Insurance Broker LLC is an insurance brokerage offering property, casualty, auto, life, homeowners, renters, commercial auto, general liability, and builders risk insurance for ...

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Commercial Insurance Broker information

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$39K

$87.2K

$119K

How much do commercial insurance broker jobs pay per year?

As of Sep 10, 2026, the average yearly pay for commercial insurance broker in the United States is $87,223.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What does a commercial insurance broker do?

A Commercial Insurance Broker acts as an intermediary between businesses and insurance companies, helping clients find the most suitable insurance policies for their specific needs. They assess risks, compare coverage options, negotiate terms, and provide advice to ensure businesses are adequately protected against potential losses. Brokers also assist clients with claims and policy renewals, making sure their coverage remains up to date. Their main goal is to secure comprehensive coverage at competitive rates for their clients.

What are some common challenges faced by commercial insurance brokers when managing client portfolios?

Commercial insurance brokers often navigate complex client needs, balancing coverage requirements with budget constraints while keeping up-to-date with evolving insurance products and regulations. They must regularly reassess client portfolios to ensure coverage remains adequate as businesses grow or change. Additionally, brokers frequently coordinate with underwriters, claims adjusters, and risk management professionals, requiring strong communication and organizational skills to advocate for their clients and resolve any issues promptly.

What are the key skills and qualifications needed to thrive as a commercial insurance broker, and why are they important?

To thrive as a Commercial Insurance Broker, you need expertise in risk assessment, insurance products, and regulatory compliance, often supported by industry certifications such as a state insurance license. Familiarity with CRM software, quoting platforms, and underwriting systems is crucial for managing client accounts and policy documentation. Excellent negotiation, relationship-building, and problem-solving skills set top brokers apart in client interactions and complex deal-making. These competencies ensure you can effectively match clients with the right coverage, build trust, and maintain a competitive edge in the insurance market.

What is the difference between Commercial Insurance Broker vs Insurance Agent?

AspectCommercial Insurance BrokerInsurance Agent
CredentialsLicenses vary by state, often required to hold a broker licenseLicensed insurance agent, often with state-specific licenses
Work EnvironmentWorks independently or with multiple insurers, advising clients on commercial policiesRepresents specific insurance companies, selling their policies
Employer & Industry UsageIndependent or brokerage firms, commercial insurance sectorInsurance companies, agencies, retail insurance offices
Comparison IntentSeeking advice on commercial insurance options and coverageLooking to purchase or compare insurance policies from specific providers

In summary, Commercial Insurance Brokers act independently or through brokerages, advising clients on a variety of commercial insurance options across multiple insurers. Insurance Agents typically represent specific insurance companies, focusing on selling their policies. Both roles require licensing, but their work environment and client interactions differ significantly.

How do commercial insurance brokers make money?

Commercial insurance brokers earn commissions from insurance companies for selling policies to clients, which are typically a percentage of the premium. They may also charge fees for consulting or risk assessment services, but commissions are their primary income source. Brokers often need licensing and industry knowledge to effectively advise clients and negotiate policies.

How much do top commercial insurance brokers make?

Top commercial insurance brokers can earn between $100,000 and $200,000 or more annually, often including commissions and bonuses based on sales performance. Earnings vary depending on experience, client portfolio, and the size of the accounts managed.

Is there a demand for commercial insurance brokers?

There is steady demand for commercial insurance brokers due to ongoing needs for business coverage and risk management. Brokers with strong sales skills, industry knowledge, and licensing are often sought after in the insurance market.
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Cities with the most Commercial Insurance Broker job openings:

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What states have the most Commercial Insurance Broker jobs?

States with the most job openings for Commercial Insurance Broker jobs include:

What are popular job titles related to Commercial Insurance Broker jobs?

For Commercial Insurance Broker jobs, the most frequently searched job titles are:

Commercial Insurance Broker jobs near you
Infographic showing various Commercial Insurance Broker job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $87,223 per year, or $41.9 per hour.

Commercial Insurance Agent

Hialeah, FL • On-site

Skylake Insurance
Insurance Services • 11 - 50 employees
Learn more about Skylake Insuranceexternal

Other

This job post has expired 1 day ago. Applications are no longer accepted.

Job description

Company Description: Skylake Insurance is a trusted insurance agency dedicated to providing clients with clear, reliable coverage options. The team focuses on thorough assessments to help individuals and businesses select insurance solutions that match their specific needs. Agents prioritize transparency, personalized service, and long-term relationships with clients. Skylake Insurance offers a professional environment where team members can grow their expertise while helping customers feel confident in their protection choices.


Role Description: The Commercial Insurance Agent is a full-time, on-site role based in Hialeah, FL. This position is responsible for prospecting and managing commercial clients, assessing their risk profiles, and recommending appropriate insurance solutions across property, casualty, and other commercial lines. Daily tasks include conducting coverage reviews, preparing quotes, presenting proposals, and processing policy changes and renewals. The agent will respond to client inquiries, provide ongoing customer service, and collaborate with underwriters and carriers to secure competitive terms. The role also involves meeting sales targets, maintaining accurate records in agency systems, and staying current on insurance products and industry regulations.


Qualifications

  • Strong skills in Insurance Brokerage and Insurance, with experience handling commercial policies.
  • Expertise in Casualty Insurance and a solid understanding of risk assessment for business clients.
  • Excellent Customer Service skills, including clear communication and relationship management.
  • Proven Sales skills, with the ability to identify opportunities, close deals, and meet revenue goals.
  • State insurance licensing is required for commercial lines.
  • Prior experience as a commercial insurance agent or in a related insurance role is strongly preferred.
  • Strong organizational and time-management abilities, with attention to detail in documentation and compliance.
  • Proficiency with insurance agency management systems and basic office software (e.g., CRM tools, spreadsheets, email).
  • Ability to work collaboratively in an on-site team environment and communicate effectively with diverse clients.

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