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Commercial Insurance Agent Jobs in Raleigh, NC (NOW HIRING)

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All JobsCommercial Insurance Agent JobsCommercial Insurance Agent Jobs in Raleigh, NC

Commercial Insurance Agent information

See Raleigh, NC salary details

$30.1K

$56.6K

$84.1K

How much do commercial insurance agent jobs pay per year?

As of Jul 14, 2026, the average yearly pay for commercial insurance agent in Raleigh, NC is $56,573.00, according to ZipRecruiter salary data. Most workers in this role earn between $46,700.00 and $64,600.00 per year, depending on experience, location, and employer.

How much does an insurance agent make on a commercial policy?

Commercial insurance agents typically earn commissions that range from 10% to 20% of the policy premium, with total earnings varying based on sales volume, experience, and the complexity of policies sold. In addition to commissions, some agents receive bonuses or fees for servicing accounts, and income can range from $50,000 to over $100,000 annually for experienced agents. Success in this role often depends on strong sales skills, industry knowledge, and client relationships.

What is the difference between Commercial Insurance Agent vs Personal Insurance Agent?

AspectCommercial Insurance AgentPersonal Insurance Agent
CredentialsLicenses vary by state, often similar to personal agentsSame licensing requirements as commercial agents
Work EnvironmentBusiness offices, insurance agencies, client meetings with companiesRetail locations, insurance agencies, client homes or offices
Employer & IndustryInsurance companies, brokers serving businessesInsurance companies, brokers serving individuals
Search & Comparison IntentClients seeking coverage for businesses, commercial policiesClients seeking personal coverage like auto, home, life

Commercial Insurance Agents focus on providing coverage for businesses, including property, liability, and workers' compensation. Personal Insurance Agents primarily serve individual clients with policies for auto, home, and personal life. While both roles require similar licenses and work in insurance agencies, their target clients and policy types differ significantly.

What jobs pay 500,000 a year in the US?

In the US, high-paying roles such as senior corporate executives, specialized surgeons, and successful entrepreneurs can earn $500,000 or more annually. Certain sales positions, investment bankers, and top-tier insurance agents with large portfolios and commissions may also reach this level, especially with experience and advanced certifications. These roles often require extensive experience, advanced skills, and sometimes a combination of base salary and performance-based incentives.

What are the key skills and qualifications needed to thrive as a Commercial Insurance Agent, and why are they important?

To thrive as a Commercial Insurance Agent, you need a strong understanding of insurance products, risk assessment, and sales techniques, typically supported by a state insurance license. Familiarity with client management software (CRM), quoting platforms, and industry regulations is essential. Excellent interpersonal skills, negotiation abilities, and attention to detail help agents build trust and close deals with clients. These competencies are crucial for effectively meeting client needs, ensuring regulatory compliance, and achieving business growth in a competitive industry.

What are commercial insurance agents?

Commercial insurance agents are professionals who help businesses find and purchase insurance policies that protect against various risks, such as property damage, liability, and employee-related issues. They assess a company's unique needs, recommend appropriate coverage options, and act as intermediaries between the business and insurance providers. These agents also assist with policy renewals, claims, and provide ongoing risk management advice to ensure that the business remains adequately protected as it grows.

What are some common challenges Commercial Insurance Agents face when building and maintaining a client portfolio?

Commercial Insurance Agents often encounter challenges such as intense competition from other agencies, keeping up with evolving insurance products, and understanding the unique risks of each client's business. Building trust with new clients requires active listening and tailored policy recommendations. Additionally, maintaining long-term relationships involves consistent communication, proactive policy reviews, and staying informed about industry changes that could impact clients' coverage needs.

What kind of insurance agent gets paid the most?

Commercial insurance agents who specialize in high-value or complex policies, such as large business or industrial coverage, tend to earn higher commissions and salaries. Agents with advanced certifications, strong client networks, and experience in niche markets often have higher earning potential compared to those selling personal lines insurance like auto or home coverage.

Why do so many insurance agents quit?

Commercial insurance agents often leave the profession due to high competition, challenging sales targets, and the need for strong interpersonal skills. The job can involve irregular hours, rejection, and the pressure to meet sales quotas, which can lead to burnout and turnover.
What are popular job titles related to Commercial Insurance Agent jobs in Raleigh, NC? For Commercial Insurance Agent jobs in Raleigh, NC, the most frequently searched job titles are:
What job categories do people searching Commercial Insurance Agent jobs in Raleigh, NC look for? The top searched job categories for Commercial Insurance Agent jobs in Raleigh, NC are:
What cities near Raleigh, NC are hiring for Commercial Insurance Agent jobs? Cities near Raleigh, NC with the most Commercial Insurance Agent job openings:
Commercial Insurance Agent jobs near you
Infographic showing various Commercial Insurance Agent job openings in Raleigh, NC as of July 2026, with employment types broken down into 87% Full Time, 9% Part Time, 1% Temporary, and 3% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $56,573 per year, or $27.2 per hour.
Insurance Agent

Insurance Agent

Diversified Insurance Solutions

Durham, NC • On-site

$50K - $150K/yr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 19 days ago

Job description

The agent/producer at Diversified Insurance Solutions is responsible for maintaining and maximizing profitable relationships with commercial and personal lines clients and growing the book of business through new client sales.


Benefits

Annual Base Salary + Commission + Bonus Opportunities

Paid Time Off (PTO)

Flexible Schedule

Health Insurance

Dental Insurance

Life Insurance

Hands on Training

Retirement Plan


Responsibilities

Identify, qualify and develop commercial and personal insurance opportunities with existing and new clients in person, on the phone and through written communication.

Foster and maintain excellent relationships with clients and prospects through regular follow-ups. Provide accurate and timely quotations of insurance as well as provide general account support.

Work with clients in preparation of policy renewals.


Review client audits as needed and facilitate any corrections.


Maintain CE and participate in ongoing education and product knowledge.


Requirements

Obtain or hold a NC insurance license.

A minimum of 2 years of experience in the insurance industry is desired by not required.

Bachelor's Degree or comparable work experience.


Be people oriented and customer focused.


Have ability to solve problems and make sound business decisions.


Possess above average written and verbal communication skills as well as some technology/computer skills.