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Commercial Auto Underwriter Jobs (NOW HIRING)

$80 - $100/hr

... underwriting guidelines and make recommendations to originate dealer commercial loans.* Services ... Auto) Finance Underwriting Experience* 5+ years Commercial (Auto) Sales Experience* Bachelor ...

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Commercial Auto Underwriter information

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$35.5K

$70.3K

$110.5K

How much do commercial auto underwriter jobs pay per year?

As of Sep 8, 2026, the average yearly pay for commercial auto underwriter in the United States is $70,317.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $83,000.00 per year, depending on experience, location, and employer.

What is a commercial auto underwriter?

A Commercial Auto Underwriter is an insurance professional who evaluates the risks associated with providing auto insurance coverage to businesses. They review applications, analyze driving records, assess the types of vehicles and their usage, and determine appropriate coverage and premiums for companies. Their main goal is to ensure that the insurance company offers policies that are both competitive and profitable, while minimizing risk. Commercial Auto Underwriters work closely with insurance agents, brokers, and clients to gather necessary information and make informed decisions.

What are the key skills and qualifications needed to thrive as a commercial auto underwriter?

To thrive as a Commercial Auto Underwriter, you need strong analytical skills, a solid understanding of risk assessment, and typically a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, insurance rating systems, and relevant certifications such as CPCU or AINS are commonly required. Excellent attention to detail, negotiation abilities, and effective communication skills help build strong relationships with brokers and clients. These competencies are essential to accurately evaluate risks, set appropriate premiums, and maintain profitability for the insurer.

What are the common challenges faced by commercial auto underwriters when assessing risk for new clients?

Commercial Auto Underwriters often encounter challenges such as evaluating businesses with limited loss history, understanding the nuances of specialized fleets, and staying updated with evolving commercial vehicle regulations. Balancing competitive pricing with accurate risk assessment requires careful analysis of factors like driver records, vehicle types, and usage patterns. Collaboration with brokers, agents, and claims teams is essential to gather all necessary information and make informed decisions that protect both the insurer and the client.
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What cities are hiring for Commercial Auto Underwriter jobs?

Cities with the most Commercial Auto Underwriter job openings:

What states have the most Commercial Auto Underwriter jobs?

States with the most job openings for Commercial Auto Underwriter jobs include:

Infographic showing various Commercial Auto Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 76% In-person, 4% Hybrid, and 20% Remote job distribution, with an average salary of $70,317 per year, or $33.8 per hour.

Underwriter - eFinancialCareers

eFinancialCareers

Stamford, CT โ€ข On-site

Full-time

Posted 19 days ago


Job description


Commercial Lines Underwriter

A growing insurance organization is seeking a Commercial Lines Underwriter to join its underwriting team. This individual will play a key role in evaluating risks, supporting policy servicing activities, and helping drive profitable growth across a diversified small business portfolio.

This position is ideal for an underwriting professional who enjoys a fast-paced environment, values collaboration, and is comfortable balancing risk assessment with customer and broker support responsibilities.

Responsibilities

* Review and evaluate commercial risks to ensure alignment with underwriting guidelines and profitability objectives

* Handle underwriting referrals, post-bind reviews, endorsements, policy rewrites, cancellations, and other servicing requests

* Analyze risk exposures and make underwriting decisions consistent with company appetite

* Partner with internal stakeholders to deliver a high-quality customer experience throughout the policy lifecycle

* Respond to inquiries and assist with policy-related issues, billing discrepancies, and reporting needs

* Support ongoing process improvements and adapt to evolving underwriting guidelines, technology platforms, and business priorities

* Participate in premium audit-related activities, including written correspondence with policyholders and other stakeholders

Qualifications

* 3+ years of commercial property & casualty underwriting experience

* Experience underwriting small commercial accounts is strongly preferred

* Knowledge of one or more of the following lines: General Liability, Commercial Property, Workers Compensation, and Commercial Auto

* Strong analytical and decision-making skills

* Ability to prioritize multiple tasks and work effectively in a dynamic environment

* Excellent written and verbal communication skills

* Strong attention to detail and organizational abilities

* Proficiency with Microsoft Office applications, including Excel, Word, and Outlook

* Bachelor's degree preferred

What's Offered

* Opportunity to join a growing and collaborative underwriting organization

* Exposure to a broad range of commercial risks and underwriting decisions

* Competitive compensation package and benefits

* Hybrid work flexibility, with regular in-office collaboration