Cfa Manager Jobs in Colorado (NOW HIRING)

Position Summary

The Senior Commercial Portfolio Manager will manage a portfolio of commercial credits and partner closely with Commercial Bankers to deliver outstanding solutions to our clients. This individual is not required to source new business opportunities, but rather will focus on converting commercial loan opportunities generated by Bankers and will support the teams in client meetings.

Responsibilities

• Partner with Commercial Bankers on new deals in the pipeline as well as existing loans that mature, structuring commercial credits based upon bank guidelines and client needs.
• Manage loans through to the approval processes, continuously interacting with prospective and existing clients while owning the underwriting process on each specific loan.
• Work with the Credit Analysts to review spreads and complete credit presentations.
• Partner with the Commercial Loan Administration team to generate loan documents and closing packages.
• Maintain a strong understanding of cash flow analysis, collateral evaluation, and financial analysis.
• Identify risks in proposed new transactions, introducing controls to mitigate risks.
• Ensure the quality, integrity and soundness of all analysis, underwriting, client satisfaction and credit approval process for assigned portfolio.
• Conduct monthly, quarterly, and/or annual reviews of loan covenants and financial data for all loans within assigned portfolio.
• Continuously monitor portfolio and visits clients to understand client’s business performance, identifying early warning signs of changes in risk and credit quality.
• Prepare detailed annual reviews of existing credits as designated.
• Provide an ongoing review of credit quality, changes in risk, compliance with loan covenants and compliance with the bank’s credit policy.
• Proactively manage credit risk and exposure for assigned portfolio, monitor collateral, initiate changes in risk ratings and manage any modifications of loan terms or covenants.
• Ensure a clean and strong portfolio, working directly with clients to obtain most recent financial documentation.

Minimum Qualifications

• 7-10+ years of credit portfolio management experience, including (a) being able to take the lead on proposing appropriate terms and financial covenants based on identified key risks, and (b) underwriting a broad range of C&I transactions in various industries.
• Bachelor’s degree in Finance or Accounting strongly preferred; MBA, CPA or CFA strongly preferred.
• Strong working knowledge of financial statements and accounting standards required.
• Robust experience with credit policies, with competition of a formal commercial credit training program.
• Experience spreading financials and completing financial projections using Moody’s RiskAnalyst software.
• Experience with projecting financial performance and using discounted cash flow analysis to determine enterprise value is preferred.
• Must be comfortable working with complex computer operating systems (nCino experience a plus).
• Strong organizational time management skills, problem solving skills, and the ability to quickly grasp concepts and processes with limited guidance from management.
• Must be able to work in a team environment with the ability to interact well, and in a positive manner, with co-workers, external clients, and management.

About Fortis

At Fortis, we take great pride in providing our clients with a holistic and sophisticated banking experience. Our people enjoy being empowered with the ability to make a tangible impact in a progressive and less bureaucratic work culture that can often be a struggle for larger institutions.

We strongly believe in hiring people greater than ourselves. We recognize, reward, and develop those individuals who make an outsized impact to the business. Our combined passion, hard work, and proactive thinking allows us to simultaneously empower our clients and each other.

Established in May 1997 and rebranded in 2016, Fortis is a high growth commercial bank located in Colorado and Utah. Our flagship office is in Denver, Colorado, and was designed as a place for our clients to relax while our banking teams offer solutions to exceed their goals. Each of our hand-selected and exceptionally talented teammates contribute to the heart of our company culture that combines banking expertise and personalized services to create an unparalleled level of client experience.

We have over $1 billion in total assets and are insured by the Federal Deposit Insurance Corporation (the “FDIC”). We are ranked the 10th largest bank in the state of Colorado, the 859th largest bank in the nation, and we have four (4) locations and approximately 80 employees.

Learn more today at www.fortisprivatebank.com/careers.