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Cat Adjuster Jobs in Indiana (NOW HIRING)

Cat Adjuster information

See Indiana salary details

$30K

$61.8K

$93.3K

How much do cat adjuster jobs pay per year?

As of Jul 28, 2026, the average yearly pay for cat adjuster in Indiana is $61,797.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,600.00 and $71,400.00 per year, depending on experience, location, and employer.

What are Cat Adjusters?

Cat Adjusters, short for catastrophe adjusters, are insurance professionals who assess property damage and process claims following large-scale disasters like hurricanes, floods, or wildfires. They travel to affected areas to inspect damage, interview policyholders, and determine the amount of compensation owed under insurance policies. Cat Adjusters play a crucial role in helping individuals and businesses recover after catastrophic events by ensuring claims are handled efficiently and fairly. Their work often involves long hours and deployment to disaster zones for weeks or months at a time.

What kind of adjuster makes the most money?

In the insurance industry, catastrophe adjusters typically earn the highest salaries due to handling large-scale claims after major disasters. These adjusters often work long hours in challenging environments and may receive higher pay rates or bonuses compared to staff or desk adjusters. Specialized skills, certifications, and experience in handling complex claims contribute to higher earning potential for catastrophe adjusters.

How much do independent CAT adjusters make?

Independent CAT adjusters typically earn between $20 and $50 per hour, with annual incomes ranging from $50,000 to over $100,000 depending on experience, workload, and the number of claims handled. Their income can vary significantly based on the severity of disasters and the volume of claims they process, often requiring certifications and strong knowledge of insurance policies and damage assessment tools.

What is the difference between Cat Adjuster vs Property Claims Adjuster?

AspectCat AdjusterProperty Claims Adjuster
CredentialsAdjuster license, certifications in catastrophe claimsAdjuster license, certifications in property claims
Work EnvironmentField work at disaster sites, travel-intensiveOffice-based or field work, regular hours
Employer & IndustryInsurance companies, catastrophe response teamsInsurance companies, property insurers
Search & Comparison IntentYesYes

Both roles involve assessing property damage for insurance claims, but Cat Adjusters specialize in large-scale disaster sites and catastrophe claims, often requiring specialized certifications and extensive travel. Property Claims Adjusters handle a broader range of property claims, typically within regular working environments. Understanding these differences helps job seekers identify the right career path in the insurance industry.

What Does a Cat Adjuster Do?

A cat adjuster or catastrophe adjuster is an insurance claims specialist who is sent to survey property damage from a tornado, hurricane, flood, wildfire, or earthquake. Their responsibilities are to survey or assess the extent of the damage, determine if an insurance policy covers the damage, and submit a report. A catastrophe adjuster may be required to travel for work. Licensing requirements vary by state.

What are the key skills and qualifications needed to thrive as a Cat Adjuster, and why are they important?

To thrive as a Cat Adjuster (Catastrophe Adjuster), you need a solid understanding of insurance policies, property damage assessment, and typically a state adjuster license. Familiarity with claims management software, digital estimating tools like Xactimate, and sometimes drone technology is crucial for efficient inspections. Strong organizational skills, effective communication, and the ability to remain calm under pressure help Cat Adjusters excel during high-stress disaster situations. These skills and tools are essential for providing accurate, timely claims resolutions to policyholders affected by catastrophic events.

How do I become a catastrophe adjuster?

To become a catastrophe adjuster, you typically need a high school diploma or equivalent, relevant insurance licensing, and experience in property or casualty adjusting. Many employers prefer candidates with strong communication skills, knowledge of claims processing, and the ability to work in challenging environments during disaster response efforts.

Are catastrophe adjusters in demand?

Catastrophe adjusters are in high demand during natural disasters such as hurricanes, floods, and wildfires, as insurance companies require their expertise to assess damages quickly. The job often involves seasonal work, certifications, and the ability to work in challenging environments, making it a stable field during disaster events.

What are some common challenges Cat Adjusters face during catastrophe deployments, and how can they prepare for them?

Cat Adjusters often face challenges such as long hours, high claim volumes, and rapidly changing work environments during catastrophe deployments. Adjusters must be prepared to work in disaster-affected areas, sometimes with limited access to resources or accommodations. Effective organization, adaptability, and strong communication skills are essential for managing stress and maintaining accuracy under pressure. To prepare, many adjusters invest in portable technology, ensure all necessary licenses and certifications are current, and stay physically and mentally ready for extended field assignments.
What are the most commonly searched types of Cat Adjuster jobs in Indiana? The most popular types of Cat Adjuster jobs in Indiana are:
What cities in Indiana are hiring for Cat Adjuster jobs? Cities in Indiana with the most Cat Adjuster job openings:
Infographic showing various Cat Adjuster job openings in Indiana as of July 2026, with employment types broken down into 92% Full Time, 5% Part Time, and 3% Contract. Highlights an 82% Physical, 7% Hybrid, and 11% Remote job distribution, with an average salary of $61,797 per year, or $29.7 per hour.
Adjusters - Join Our National Roster

Adjusters - Join Our National Roster

Alacrity Solutions

Fishers, IN • On-site, Remote

Contractor

Posted 11 days ago


Alacrity Solutions rating

9.0

Company rating: 9.0 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

37th of 299 rated insurance


Job description

Description
About the Opportunity
Alacrity Solutions partners with leading insurance carriers to provide claims handling services on both a daily and catastrophe basis. We maintain one of the largest rosters of independent adjusters nationwide - and we're looking for qualified professionals to join our network.
This is not a posting for a single immediate role. Instead, by joining our roster, you'll be eligible for assignments as they arise.
Why Join the Alacrity Roster?
• Steady opportunities: Daily claim handling + catastrophe deployments
• Nationwide reach: Assignments across the U.S., both virtual and in the field
• Support network: Training, certifications, and dedicated resource management teams
• Visibility with carriers: Increase your chances of being "first call" when assignments are available
Who We're Looking For
We welcome adjusters with a variety of backgrounds:
• Licensed adjusters (multi-state preferred)
• Adjusters actively pursuing licensure (you can apply to join our roster before you're fully licensed)
• Desk, field, property, auto, and specialty adjusters
• Flood-certified and experienced CAT adjusters
Requirements to Join
• Current or in-progress adjuster license(s)
• Ability to travel for CAT deployments or work remotely on daily claims
• Reliable technology and adjusting software proficiency
• Commitment to professional, customer-focused claims handling
How It Works
1. Apply now to join our roster.
2. Get vetted through our onboarding and credentialing process.
3. Stay ready - keep your profile up to date with licenses, availability, and specialties.
4. Get the call - when assignments arise, our Resource Management team will contact you based on carrier need, location, and experience.
Ready to Join?
Submit your application today to be part of Alacrity's adjuster roster and gain access to future assignments.
Apply Here - Join Our Roster - {Insert UKG app link}
Assignment-Specific Requirements
Skills & Requirements / Licensure:
• Independent adjusting license in your home state (area of work), or a designated home state license if residing in a non-licensing state.
• Experienced in wind, hail, theft, fire, water losses and other perils preferred.
• Have reliable transportation, computer, digital camera, ladder, and other miscellaneous items necessary to perform adjuster responsibilities.
• Willing and able to climb roofs.
Computer and Phone System Requirements:
• Smart Cell Phone able to access to internet.
• Xactimate and/or Symbility proficient with current subscription.
• Working Laptop computer with reliable high-speed internet.
• Digital camera and other miscellaneous items necessary to perform adjuster responsibilities.
Working Conditions / Physical & Mental Demands:
The physical demands described here may vary by assignment and must be met by the independent contractor to successfully perform certain jobs.
• 100% travel is required within designated working territory based on the location of assignments received.
• Normal office or field claims environment.
• Ability to operate a motor vehicle for up to 8 hours daily, repeatedly entering and exiting the vehicle.
• Must be able to make physical inspections of damaged property.
• Must be able to work outdoors in all types of weather.
• Available to work catastrophic loss events.
• A willingness to work irregular hours and to travel.

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