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Banking Technology Jobs (NOW HIRING)

CityFirst Bank

Core Banking Specialist

$110K - $120K/yr

Partner with IT, Data and PMO to execute digital-core transformation, interface analysis, and data-migration projects. * Support User Acceptance Testing (UAT), data validation, and production ...

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Banking Technology information

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$11K

$81.6K

$120.5K

How much do banking technology jobs pay per year?

As of May 31, 2026, the average yearly pay for banking technology in the United States is $81,630.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,500.00 and $120,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in Banking Technology, and why are they important?

To thrive in Banking Technology, you need strong analytical skills, a solid background in computer science or information technology, and knowledge of banking operations. Familiarity with core banking systems, cybersecurity tools, and certifications such as CISSP or AWS are highly valued. Excellent problem-solving, adaptability, and teamwork set top performers apart in this field. These skills are critical for ensuring secure, efficient, and innovative technological solutions that support the evolving needs of the banking sector.

What are some typical challenges faced by professionals in Banking Technology, and how can they be addressed?

Professionals in Banking Technology often navigate challenges such as integrating legacy systems with modern digital solutions, ensuring robust cybersecurity, and staying compliant with evolving financial regulations. These challenges can be addressed by fostering close collaboration between IT, compliance, and business teams, investing in ongoing training on new technologies, and adopting agile methodologies to respond quickly to changes. Open communication and a culture of continuous improvement are key to overcoming these common hurdles.

What is banking technology?

Banking technology refers to the use of digital tools, software, and systems to automate, enhance, and secure banking operations and services. This includes online and mobile banking platforms, ATM networks, cybersecurity solutions, payment processing, and core banking systems. The goal of banking technology is to improve customer experience, increase operational efficiency, and ensure the safety of financial transactions. With advancements like artificial intelligence, blockchain, and cloud computing, the banking sector continues to evolve rapidly to meet changing customer needs and regulatory requirements.

What is the difference between Banking Technology vs Banking IT Support?

AspectBanking TechnologyBanking IT Support
Primary FocusDeveloping, implementing, and managing banking software and systemsProviding technical assistance and troubleshooting for banking IT systems
Required SkillsSoftware development, system integration, cybersecurityTroubleshooting, hardware/software support, user assistance
Work EnvironmentProject teams, software development labs, banking institutionsHelp desks, IT departments, banking branches
CertificationsIT certifications (e.g., CompTIA, Cisco), banking software trainingIT support certifications (e.g., CompTIA A+, HDI Support)

Banking Technology focuses on creating and managing banking software and systems, while Banking IT Support centers on maintaining and troubleshooting these systems to ensure smooth operations. Both roles require technical skills but differ in their core responsibilities and work environments.

More about Banking Technology jobs
What cities are hiring for Banking Technology jobs? Cities with the most Banking Technology job openings:
What states have the most Banking Technology jobs? States with the most job openings for Banking Technology jobs include:
What job categories do people searching Banking Technology jobs look for? The top searched job categories for Banking Technology jobs are:
Banking Technology jobs near you
Infographic showing various Banking Technology job openings in the United States as of May 2026, with employment types broken down into 93% Full Time, 3% Part Time, and 4% Contract. Highlights an 43% Physical, 11% Hybrid, and 46% Remote job distribution, with an average salary of $81,630 per year, or $39.2 per hour.
AI Product Engineer for Banking Technology

AI Product Engineer for Banking Technology

Citigroup, Inc.

New York, NY • On-site

$176.72K - $265.08K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Job description

AI Product Engineer, Banking Technology - Senior Vice President (Hybrid)
Job Description
We are seeking a visionary and hands-on AI Product Engineer to join our Banking Technology group. This is a senior-level, strategic role designed for a leader who thrives at the intersection of product management, artificial intelligence, and software engineering. You will be responsible for shaping the future of our financial products by identifying high-impact opportunities for AI and leading the end-to-end lifecycle from concept to scaled production.
This is not a traditional development role. We are looking for a product-minded technologist who can bridge the gap between complex business challenges and cutting-edge AI solutions. You will be heavier on the "product" side-defining the vision, strategy, and roadmap-while maintaining the deep technical expertise to guide a cross-functional team in building and shipping world-class, AI-powered applications.
Responsibilities
  • Define the Vision: Own the product strategy for AI initiatives within Banking Technology. Analyze market trends, internal business processes, and user pain points to identify and champion new opportunities for AI-driven innovation.
  • Drive the Roadmap: Translate the product vision into a clear, actionable roadmap. Develop and prioritize features, epics, and user stories to guide the engineering team.
  • Lead from the Front: Act as the key technical and product leader for a dedicated team of engineers. Mentor team members, establish modern engineering best practices and foster a culture of excellence and rapid iteration.
  • Bridge Business and Tech: Serve as the primary liaison between business stakeholders, end-users, and the development team. Articulate complex technical concepts to non-technical audiences and translate business requirements into robust technical designs.
  • Hands-On Prototyping and Architecture: Be prepared to get hands-on with building proofs-of-concept and initial prototypes to validate ideas quickly.
  • Champion and Influence: Influence and negotiate with senior leadership to secure buy-in and resources for your product vision. Communicate progress, challenges, and outcomes effectively across all levels of the organization.
  • Manage Risk and Compliance: Uphold the firm's commitment to risk management and compliance. Ensure that all product decisions and technical implementations adhere to the highest standards of security, ethics, and regulatory requirements, safeguarding the firm and its clients.

Qualification:
  • Experience: 10+ years of experience in technology, with a proven track record of shipping products from concept to launch in a product-centric or entrepreneurial role.
  • Product & Engineering Hybrid: Demonstrated experience in a role that blends product management (defining the "what" and "why") with software engineering (defining the "how").
  • AI/ML Expertise: Deep subject matter expertise in applying modern AI/ML techniques to solve real-world business problems. Experience with NLP, predictive modeling, or generative AI is highly desirable.
  • Domain Knowledge: A strong understanding of core banking and financial technology domains (e.g., commercial banking, risk, transaction services, capital markets).
  • Leadership: Proven ability to lead, mentor, and inspire cross-functional teams in a fast-paced, agile environment. Experience with project management and influencing without direct authority.
  • Stakeholder Management: Exceptional communication and relationship-building skills, with the ability to build consensus and drive decisions among senior leaders and diverse stakeholders.
  • Technical Acumen: While this is a product-heavy role, you should have a strong foundation in software engineering principles and be comfortable discussing architecture and code with your team.

Education:
  • Bachelor's degree/University degree or equivalent experience
  • Master's degree preferred

Job Family Group:
Technology
Job Family:
Applications Development
Time Type:
Full time
Primary Location:
New York New York United States
Primary Location Full Time Salary Range:
$176,720.00 - $265,080.00
In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.
Most Relevant Skills
Please see the requirements listed above.
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
Anticipated Posting Close Date:
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi's EEO Policy Statement and the Know Your Rights poster.

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