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Bank Secrecy Act Officer Jobs (NOW HIRING)

Jobtailor

Bank Secrecy Act, Manager

Washington, DC · On-site

$120 - $165/hr

... with the Bank Secrecy Act, USA PATRIOT Act, FinCEN guidance, and other applicable laws and ... Understanding of Anti-Money Laundering systems such as Patriot Officer, Bridger, LexisNexis * Basic ...

Network Temp Inc

Fraud Officer

Stamford, CT · On-site

$175K - $225K/yr

Description Job Title: VP, BANK SECREACY ACT (BSA) & FRAUD OFFICER Reports To: SVP, Chief Compliance Officer The BSA Officer is responsible for overseeing the Bank Secrecy Act (BSA), Anti-Money ...

Network Temp Inc

Fraud Officer

Stamford, CT · On-site

Job Title: VP, BANK SECREACY ACT (BSA) & FRAUD OFFICER Reports To: SVP, Chief Compliance Officer The BSA Officer is responsible for overseeing the Bank Secrecy Act (BSA), Anti-Money Laundering (AML ...

Hancock Whitney Bank

The Bank Secrecy Act Analyst 2 (BSA Analyst 2) is responsible for analyzing customer and account information to assess risks or money laundering and terrorist financing red flags and recommend ...

Savers Bank

BSA & Fraud Officer

Southbridge, MA · On-site

$75K - $95K/yr

Ensures compliance with the Bank Secrecy Act, USA PATRIOT Act, OFAC, and other applicable laws and ... Collaborates with the Compliance Officer to address examination findings and implement corrective ...

Savers Bank

BSA & Fraud Officer

Southbridge, MA · On-site

$75K - $95K/yr

Ensures compliance with the Bank Secrecy Act, USA PATRIOT Act, OFAC, and other applicable laws and ... Collaborates with the Compliance Officer to address examination findings and implement corrective ...

SmartBank

BSA Officer

Sevierville, TN

BSA Officer Reports to: Compliance Officer, CFO Supervises: BSA Assistant Position Summary: This ... of the Bank Secrecy Act compliance program. Major Duties and Responsibilities: Adheres to and ...

Smartbank

BSA Officer

Sevierville, TN · On-site

... the Bank Secrecy Act compliance program. Major Duties and Responsibilities: * Adheres to and ... Officer, Senior Management, and Bank personnel of emerging compliance issues and consults and ...

BANK OF MARIN

BSA Specialist

Novato, CA · On-site

$89K/yr

Supports the BSA Officer in the planning, organizing, and conducting all aspects of monitoring activities related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and OFAC compliance. In the ...

BANK OF MARIN

BSA Specialist

Rancho Cordova, CA · On-site

$89K/yr

Supports the BSA Officer in the planning, organizing, and conducting all aspects of monitoring activities related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and OFAC compliance. In the ...

BANK OF MARIN

BSA Specialist

Rancho Cordova, CA · On-site

$89.37 - $125.12/hr

Supports the BSA Officer in the planning, organizing, and conducting all aspects of monitoring activities related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and OFAC compliance. In the ...

Hancock Whitney Bank

Minimum of 2 years of banking experience required; BSA/AML, financial crime, risk management, or compliance experience preferred. * Certified Anti-money Laundering Specialist (CAMS) is preferred.

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Bank Secrecy Act Officer information

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$29.5K

$90.6K

$153K

How much do bank secrecy act officer jobs pay per year?

As of Aug 27, 2026, the average yearly pay for bank secrecy act officer in the United States is $90,567.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,000.00 and $110,000.00 per year, depending on experience, location, and employer.

What is a Bank Secrecy Act officer?

Bank Secrecy Act Officers are professionals responsible for ensuring that financial institutions comply with the Bank Secrecy Act (BSA) and related anti-money laundering (AML) laws. Their primary duties include developing and implementing compliance programs, monitoring transactions for suspicious activity, filing required reports, and training staff on regulatory requirements. They serve as the main point of contact between the institution and regulatory agencies, helping to prevent financial crimes such as money laundering and terrorist financing.

What does a Bank Secrecy Act officer do?

A bank secrecy act officer is an employee of a bank, credit union, or financial institution that reviews the policies and actions of the financial institution to ensure that it is in compliance with applicable laws and regulations, particularly the Bank Secrecy Act (BSA). Your duties as a bank secrecy act officer are crucial to the operation of the bank. The bank secrecy act, instilled in 1970, requires financial institutions to assist the government in investigations of financial crimes, particularly money laundering. The creation of a BSA officer is one of the requirements of the act. Your responsibilities include monitoring the activities of the bank, and you must report any occurrences that do not adhere to state and federal statutes and regulations to governmental agencies.

What are the key skills and qualifications needed to thrive as a Bank Secrecy Act officer, and why are they important?

To thrive as a Bank Secrecy Act (BSA) Officer, you need a thorough understanding of anti-money laundering (AML) regulations, risk assessment, and compliance procedures, typically supported by a bachelor's degree in finance, law, or a related field. Familiarity with AML software, transaction monitoring systems, and professional certifications such as the Certified Anti-Money Laundering Specialist (CAMS) are highly valued. Strong analytical thinking, attention to detail, and effective communication skills set outstanding BSA Officers apart. These competencies are vital to ensure regulatory compliance, prevent financial crimes, and protect the institution from legal and reputational risks.

What are some common challenges faced by a Bank Secrecy Act officer in maintaining compliance?

A Bank Secrecy Act Officer often faces challenges such as keeping up with evolving regulatory requirements, managing complex anti-money laundering (AML) systems, and ensuring all staff are adequately trained. Coordinating with multiple departments to gather necessary data and documentation can also be demanding, especially during audits or examinations. Additionally, identifying suspicious activities in large volumes of transactions requires strong analytical skills, attention to detail, and the ability to adapt to new compliance technologies.

What is the difference between Bank Secrecy Act Officer vs Compliance Analyst?

AspectBank Secrecy Act OfficerCompliance Analyst
CertificationsFinCEN certifications, AML certificationsCompliance certifications, AML certifications
Work EnvironmentFinancial institutions, banks, credit unionsFinancial firms, corporations, regulatory agencies
Employer & Industry UsagePrimarily in banking and financial sectorsBroader across various industries with regulatory needs

The Bank Secrecy Act Officer focuses specifically on AML and BSA compliance within financial institutions, ensuring adherence to regulations and preventing financial crimes. Compliance Analysts may handle broader compliance tasks across industries but often share similar certifications and work environments. While both roles require knowledge of AML regulations, the BSA Officer's role is more specialized in anti-money laundering efforts within banking institutions.

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Bank Secrecy Act Officer jobs near you
Infographic showing various Bank Secrecy Act Officer job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 16% Part Time, and 1% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $90,567 per year, or $43.5 per hour.

Bank Secrecy Act Specialist

Newport News, VA • On-site

BayPort Credit Union
Commercial Banking • 201 - 500 employees

7.4

Company rating: 7.4 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

Great coworkers

Good employer

Respectful managers

Learn more about BayPort Credit Unionexternal

$28.53 - $42.80/hr

Full-time

Re-posted 4 days ago

Job description

POSITION SUMMARY:
The Bank Secrecy Act Specialist plays a critical role in supporting the Bank Secrecy Act/Anti-Money Laundering (BSA/AML) and Office of Foreign Assets Controls (OFAC) compliance programs alongside the institution's broader fraud prevention and compliance strategy. This position is responsible for conducting customer due diligence (CDD) and enhanced due diligence (EDD) on high-risk accounts, and identifying suspicious activity that may indicate fraud, money laundering, or other financial crimes. By leveraging internal systems, regulatory tools, and investigative techniques, the BSA Analyst ensures timely and accurate reporting, supports regulatory compliance, and contributes to the ongoing development of a robust fraud risk management framework.
ESSENTIAL FUNCTIONS AND SUPPORTING DUTIES:
  • Fraud Detection and Investigation:
    • Conduct in-depth investigations of high-risk members and suspicious transactions.
    • Monitor and analyze Alerts (BSA/CDD/EDD) and assist in threshold testing to ensure fraud/BSA detection systems remain effective and aligned with evolving risks.
    • Collaborate with the fraud mitigation team to identify fraud trends and support the implementation of proactive countermeasures.
    • Utilize internal and external data sources to detect and investigate potential fraud schemes, contributing to the institution's fraud intelligence.
  • Regulatory Compliance and Reporting:
    • Prepare, perform quality reviews and queue Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs), ensuring accuracy and regulatory compliance.
    • Support the Fraud Manager/BSA Officer in maintaining the BSA/AML and OFAC compliance programs by performing quality control reviews and monitoring activities.
    • Assist in the development and maintenance of the BSA/AML and OFAC risk assessments by providing data and insights from ongoing monitoring and investigations.
    • Participate in regulatory audits and examinations by gathering documentation and presenting findings in coordination with the Fraud Manager/BSA Officer.
    • Conduct daily OFAC and 314(a) checks, investigate potential matches, and document findings to support enterprise-wide compliance.
    • Collaborate with internal departments and financial institutions via 314(b) to ensure a unified approach to fraud prevention and regulatory compliance.
  • Training, Policy, and Program Development:
    • Contributes to the creation and delivery of institution-wide compliance training programs, reinforcing fraud awareness and regulatory responsibilities.
    • Assist in updating BSA/AML and OFAC policies and procedures to reflect current regulatory expectations and fraud prevention strategies.
    • Provide feedback to the fraud management team on procedural gaps or training needs identified during investigations or quality control reviews.
    • Participate in BSA/AML and OFAC and/or Fraud-related training that may include webinars, periodicals and self-study to stay abreast of any related changing laws and regulations.

QUALIFICATIONS AND REQUIREMENTS:
Required Education: Bachelor's degree in criminal justice or a related field, or equivalent work experience within a financial institution.
Required Certification: Certified Anti-Money Laundering Specialist (CAMS) designation or must obtain within 24 months of employment.
Required Experience: 1 - 3 years' experience of similar or related experience
Preferred Experience: Prior experience working within a fraud, BSA/AML/OFAC function.
Preferred Knowledge: Knowledge of financial institutions and products and services offered.
Skills and Abilities:
  • Ability to adhere to BayPort Credit Union's Core Values: Integrity, Be Bold, Compassion, Diversity, Innovation, It's On Me, and One Team.
  • General knowledge of fraud investigation, risk management, and risk assessment is required. Strong understanding of BSA/AML and OFAC regulations and their application in fraud prevention.
  • Experience with fraud detection systems and investigative tools.
  • Analytical mindset with the ability to detect patterns, assess risk, and communicate findings effectively.
  • Commitment to confidentiality, integrity, and regulatory excellence.
  • Computer proficient, especially with Microsoft Word and Excel.
  • Strong member service, writing, and organizational skills.
  • Attention to detail and the ability to work independently.
  • Strong investigative, analytical, and critical thinking skills.
  • Strong work prioritization and time management skills.
  • Ability to maintain current knowledge of the credit union's changes, processes, and procedures.

This job description is not an all-inclusive list of the responsibilities, skills, working conditions or essential functions of this job. Management reserves the right to modify, add or remove essential functions as business needs warrant.
We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and reserve the right to perform pre-employment substance abuse testing.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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