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Auto Subrogation Jobs in Texas (NOW HIRING)

Multi-Line Claim Adjuster I (Auto/Property)

Dallas, TX ยท On-site

$49K - $63K/yr

Identify and pursue subrogation opportunities where applicable * Manage claims across multiple ... Foundational understanding of commercial auto coverage * Experience or training in liability ...

Six (6) years of multi-jurisdictional liability (general liability, auto liability, products), subrogation and/or workers compensation claims handling experience or equivalent combination of ...

Six (6) years of multi-jurisdictional liability (general liability, auto liability, products), subrogation and/or workers compensation claims handling experience or equivalent combination of ...

Claims Representative, Auto

Dallas, TX ยท On-site

$50K - $55K/yr

Processes auto property damage and lower level injury claims; assesses damage, makes payments, and ... Identifies and pursues subrogation opportunities; secures and disposes of salvage. * Communicates ...

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Auto Subrogation information

See Texas salary details

$36.3K

$63.3K

$92.7K

How much do auto subrogation jobs pay per year?

As of Jul 14, 2026, the average yearly pay for auto subrogation in Texas is $63,333.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,100.00 and $70,800.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an Auto Subrogation Specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What cities in Texas are hiring for Auto Subrogation jobs? Cities in Texas with the most Auto Subrogation job openings:

General Liability and Auto Liability Adjuster II

AvonRisk

Houston, TX โ€ข On-site

$70K - $75K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 5 days ago


Job description

Description

We have an excellent opportunity available for an Experienced Liability Adjuster. This position is for an in-house desk adjuster located in Arlington Texas. The ideal candidate will have a proven track record in managing claims from initial investigation through settlement, with strong skills in subrogation and recovery.


General Liability and Auto Liability Adjuster

ESSENTIAL FUNCTIONS and RESPONSIBILITIES

  • Investigate and process a variety of Auto, Bodily Injury, Property Damage and General Liability Claims.
  • Consult police and hospital records, examine photographs and statements, take recorded statements as needed to render a ย ย ย ย ย sound liability position.ย 
  • Evaluate and review bodily injury demands and negotiate to settlement.
  • Evaluate and calculate automobile total loss settlements and diminishment of value claims.
  • Evaluate and calculate non vehicle property damage supports and create subrogation demands to seek subrogation recovery.ย 
  • Maintain accurate, timely, and organized diary management for all assigned files.
  • Strong experience with subrogation claims and activities associated with subrogation recovery and proactive file handling.ย 

ADDITIONAL FUNCTIONS and RESPONSIBILITIES

Governmental Immunity experience a plus but not required.


QUALIFICATIONS

Education & Licensing

Must have a current Texas Adjuster License.

Bachelor's degree from an accredited college or university preferred but not required. Will consider work experience.


Experience

A minimum of five (5) years of experience in adjusting auto and general liability claims.


Skills & Knowledge

  • Excellent oral and written communication, including presentation skills
  • Must have the ability to negotiate settlements
  • Must have strong subrogation/recovery skills
  • PC literate, including Microsoft Office products
  • Analytical and interpretive skills
  • Strong organizational skills
  • Excellent interpersonal skills
  • Excellent negotiation skills
  • Ability to work in a team environment
  • Ability to meet or exceed Service Expectations

Job Type: Full-time


Pay: $70,000.00 - $75,000.00 per year


Experience:

  • adjusting auto: 5 years (Required)

Education:

  • Bachelor's (Preferred)

Location:

  • Arlington, TX or Dallas, TX ย ย ย ย ย (Preferred)

License:

  • Casualty Adjuster License (Required)

Language:

  • English (Required)

Work authorization:

  • United States (Required)

Required travel:

  • 10% (Required)

Requirements

Competency:

To perform the job successfully, an individual should demonstrate the following competencies:ย 

  • Problem Solving - Identifies and resolves problems in a timely manner; Gathers and analyzes information skillfully; Develops alternative solutions; Uses reason even when dealing with emotional topics.ย 
  • Customer Service - Manages difficult or emotional customer situations; Responds promptly to customer needs; Responds to requests for service and assistance; Meets commitments.ย 
  • Interpersonal - Focuses on solving conflict, not blaming; Maintains confidentiality; Listens to others without interrupting; Keeps emotions under control; Remains open to others' ideas and tries new things.ย 
  • Team Work - Supports everyone's efforts to succeed.

Qualification Requirements:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


Education and/or Experience:

Bachelor's degree (B. A.) or equivalent from four-year college or; or 3-5years related experience& training, 5 years without a SIP certificate, or equivalent combination of education and experience.


The salary range listed is an estimate. Actual compensation will be determined based on several factors such as a candidate's experience, qualifications, skill set, and work location.ย 


Benefits:

We take care of our people so they can take care of their work and their teams. AvonRisk offers a competitive, people first benefits package designed to support your health, financial security, and career growth, including:ย 

  • Comprehensive medical, dental, and vision benefitsย 
  • Company contributions to HSA and FSA plansย 
  • Employer paid life and disability insurance
  • 401(k) with company matchย 
  • Paid time off (PTO) and company paid holidaysย 
  • Learning and development opportunities that support real career advancementย 
  • Employee assistance resources and a supportive culture that values balance and wellbeingย 

We're an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.ย