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Auto Subrogation Jobs in Texas (NOW HIRING)

The Auto Damage Claims Manager drives workflow, coaching, and technical excellence to ensure fair ... subrogation * Ensures team is setting accurate initial reserves in a timely manner and is ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Determines subrogation or fraud potential and how to handle * Demonstrates broad understanding of ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Determines subrogation or fraud potential and how to handle * Demonstrates broad understanding of ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Determines subrogation or fraud potential and how to handle * Demonstrates broad understanding of ...

We offer home, auto and accident and health insurance, as well as other specialty niche insurance ... Determines subrogation or fraud potential and how to handle * Demonstrates broad understanding of ...

Showing results 41-60

Auto Subrogation information

See Texas salary details

$36.3K

$63.3K

$92.7K

How much do auto subrogation jobs pay per year?

As of Aug 7, 2026, the average yearly pay for auto subrogation in Texas is $63,333.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,100.00 and $70,800.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What cities in Texas are hiring for Auto Subrogation jobs? Cities in Texas with the most Auto Subrogation job openings:
Infographic showing various Auto Subrogation job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, and 4% Contract. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $63,333 per year, or $30.4 per hour.

Auto Liability Specialist II

First Acceptance Corporation

Addison, TX • On-site, Remote

Full-time

Re-posted 26 days ago


Job description

Auto Liability Specialist II
This Auto Liability Specialist II position reports into either Tampa, FL or Nashville, TN, with the potential to work remotely full time. As an Auto Liability Specialist II, you will be responsible for the investigation, evaluation, negotiation, disposition, and settlement of Auto Liability claims to determine coverage and legal liability and resolve damages. Assigned claims may involve Single-vehicle or multiple-vehicle losses, uninsured/underinsured PD motorist claims, and complex coverage issues requiring direct involvement in property damage claim handling with minimal supervision. Exceptional evaluation and judgment skills are required to develop all potential exposures in the file and to properly set expense and indemnity reserves. Protecting our Insured and the Company's financial exposures is critical.
Essential Job Functions
  • Plan and conduct investigations (including but not limited to interviewing parties involved, collecting and evaluating documentation and securing evidence and protecting the chain-of-custody, determining inspection needs, ordering police reports, scene investigation, taking witness statements, reviewing material damage photos, etc.) to analyze coverage, determine liability, compensability, and extent of damages
  • Assume responsibility for property damage claims, including attorney-represented and non-represented parties, for both first- and third-party claimants
  • Demonstrates high investigation, analysis, evaluation, and negotiation skills. This includes accurately reviewing and interpreting auto policy provisions to resolve complex coverage investigations appropriately.
  • Adherence to proper procedures related to the inspection and evaluation of property damage claims and the ability to make recommendations for the disposition of claims beyond an individual's settlement authority
  • Evaluate policy coverage contact insureds, claimants, attorneys, and body shops while determining and establishing reserve requirements
  • Compile information for decision-making with a discussion of the claims committee where appropriate
  • Respond timely and appropriately to all settlement demands
  • Keep internal and external customers advised of file status and other matters, as required
  • Evaluate claims for potential fraud and work with Special Investigations Unit, as required
  • Assess actual damages associated with claims and conduct negotiations to settle claims
  • Determine if subrogation exists and take steps necessary to initiate recovery efforts
  • Performs other duties as assigned

Desired Qualifications
  • Possesses strong customer service skills and behaviors
  • Makes decisions in an informed, confident, and timely manner
  • Possesses strong organizational and time management skills
  • Ability to negotiate skillfully in difficult situations with both internal and external groups
  • Demonstrates strong written and verbal communication skills, promotes and facilitates free and open communication
  • Thinks critically and anticipates, recognizes, identifies, and develops solutions to problems promptly
  • Easily adapts to new or different changing situations, requirements, or priorities
  • Cultivates an environment of teamwork and collaboration
  • Must have or secure and maintain appropriate state adjuster license(s) and continuing education credits

  • Minimum of two (2) years of property claims handling experience

  • High school diploma or equivalent
  • College Degree preferred or equivalent experience

PHYSICAL DEMANDS:
The physical demands described here represent those that an employee must meet to perform the essential functions of this job successfully. Reasonable accommodations may be made to enable individuals with disabilities to perform these functions.
While performing the duties of this job, the employee is regularly required to do manual tasks, which may include using hands to finger and handling controls. Tasks may also require the ability to talk or hear. The employee will frequently sit, bend, and reach with hands and arms and is occasionally required to stand and walk. The employee must frequently lift and/or move up to ten pounds. Specific vision abilities required by this job include close vision, color vision, and the ability to adjust focus. Other abilities include breathing, protecting oneself, and possessing the capacity to learn, concentrate, think, and read. Oftentimes, the employee communicates and interacts with others while working.
To perform this job successfully, an individual must be able to satisfactorily perform each essential duty. The requirements listed represent the required knowledge, skill, and/or ability. Reasonable accommodation may be made to enable individuals with disabilities to perform essential functions.
This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employee(s) will be required to follow any other job-related instructions and perform any other job-related duties requested by anyone authorized to give instructions or assignments.
#LI-REMOTE
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.