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Auto Insurance Agent Jobs in Kentucky (NOW HIRING)

We are seeking an exceptional entrepreneur to make a difference in Hopkinsville, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

We are seeking an exceptional entrepreneur to make a difference in Florence, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

We are seeking an exceptional entrepreneur to make a difference in Owensboro, KY and become our newest Shelter Insurance Agent. Do you have a desire to meet new people, develop new contacts, and ...

Sales Agent (Insurance)

Louisville, KY · On-site

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Sales Agent (Insurance)

Louisville, KY · On-site +1

$70K - $100K/yr

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Position Overview The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect ...

Showing results 21-40

Auto Insurance Agent information

See Kentucky salary details

$21.7K

$56.5K

$105.5K

How much do auto insurance agent jobs pay per year?

As of Aug 19, 2026, the average yearly pay for auto insurance agent in Kentucky is $56,473.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,600.00 and $66,900.00 per year, depending on experience, location, and employer.

What does an auto insurance agent do?

An auto insurance agent helps clients find and purchase the right car insurance coverage for their needs. They assess clients’ risk profiles, explain different policy options, provide quotes, and assist with filing claims if an accident occurs. Agents also answer questions about coverage, discounts, and state requirements, ensuring customers have adequate protection while meeting legal obligations.

What are the key skills and qualifications needed to thrive as an auto insurance agent, and why are they important?

To thrive as an Auto Insurance Agent, you need a solid understanding of insurance products, state regulations, and sales techniques, typically supported by a high school diploma and a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is crucial for managing client information and generating policy quotes. Strong interpersonal skills, active listening, and problem-solving abilities help agents build trust and effectively address client needs. These skills are vital for meeting sales targets, ensuring customer satisfaction, and maintaining compliance within a competitive industry.

What are some common challenges auto insurance agents face when meeting sales targets, and how can they overcome them?

Auto Insurance Agents often encounter challenges such as increased competition, clients' price sensitivity, and rapidly changing industry regulations. To overcome these, agents benefit from building strong relationships with clients, staying updated on policy changes, and developing consultative sales skills to tailor coverage to individual needs. Leveraging technology, such as CRM systems, can also help agents track leads and efficiently manage renewals. Collaboration with underwriters and claims adjusters further ensures agents can provide comprehensive support, strengthening client trust and retention.

What is the difference between Auto Insurance Agent vs Insurance Broker?

AspectAuto Insurance AgentInsurance Broker
CredentialsState licensing, insurance agent licenseState licensing, insurance broker license
Work EnvironmentWorks for insurance companies or agenciesWorks independently or for brokerage firms
Employer & Industry UsageInsurance companies, agenciesBrokerage firms, independent agencies
Primary RoleSell auto insurance policies directly to clientsFind and recommend auto insurance policies from multiple providers

Auto Insurance Agents typically work for specific insurance companies, selling policies directly to customers, while Insurance Brokers act independently or for brokerages, offering clients a variety of policies from different providers. Both roles require licensing and involve client consultation, but their employer structures and scope of product offerings differ.

Why do most auto insurance agents quit?

Auto insurance agents often leave the profession due to high competition, commission-based pay structures, and the pressure to meet sales targets. The job requires strong sales skills, persistence, and the ability to handle rejection, which can lead to burnout and high turnover rates.
Infographic showing various Auto Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $56,473 per year, or $27.2 per hour.

Insurance Account Representative - State Farm Agent Team Member

Sarah Curtsinger - State Farm Agent

Bardstown, KY • On-site

$45K - $85K/yr

Full-time

PTO

Re-posted 22 days ago


Job description

Position Overview
State Farm Insurance Agent located in Bardstown, KY is seeking an outgoing, career-oriented professional to join their team. As a State Farm team member for Sarah Curtsinger - State Farm Agent, you will build and develop customer relationships within the community to promote State Farm products including auto, home and life insurance.
Responsibilities
  • Establish customer relationships and follow up with customers, as needed.
  • Develop leads, schedule appointments, identify customer needs, and market appropriate products and services.
  • Maintain a strong work ethic with a total commitment to success each and every day.
As an Agent Team Member, you will receive...
  • Salary plus commission/bonus
  • Paid time off (vacation and personal/sick days)
  • Valuable experience
  • Growth potential/Opportunity for advancement within my agency
Requirements
  • Successful track record of meeting sales goals/quotas preferred
  • Excellent interpersonal skills
  • Excellent communication skills - written, verbal and listening
  • Enthusiastic about the role insurance and financial products play in helping people manage the risks of everyday life, recover from the unexpected, and realize their dreams
  • People-oriented
  • Self-motivated
  • Detail oriented
  • Proactive in problem solving
  • Pride in getting work done accurately and timely
  • Ability to work in a team environment
  • Ability to multi-task
  • Achieve mutually agreed upon marketing goals
  • Provide timely and thorough activity reports to agent
  • Property and Casualty license (must be able to obtain)
  • Property and Casualty license (must have currently)
  • Life and Health license (must be able to obtain)
If you are motivated to succeed and can see yourself in this role, please complete our application. We will follow up with you on the next steps in the interview process.
This position is with a State Farm independent contractor agent, not with State Farm Insurance Companies. Employees of State Farm agents must be able to successfully complete any applicable licensing requirements and training programs. State Farm agents are independent contractors who hire their own employees. State Farm agents’ employees are not employees of State Farm.