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Auto Finance Jobs in Florida (NOW HIRING)

Huntington

Auto Finance Market Manager 3

Winter Park, FL · On-site +1

$125K - $255K/yr

Description The Auto Finance Market Manager III is responsible for indirect retail & commercial business within the applicable markets. Duties & Responsibilities * Develops indirect and commercial ...

JP Morgan Chase

Auto - Underwriter III

Tampa, FL · On-site

As an Underwriter III in Auto Finance, you will play a crucial role in reviewing policy and pricing exceptions and supporting daily operations. Your responsibilities will include structuring ...

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All JobsAuto Finance JobsAuto Finance Jobs in Florida

Auto Finance information

See Florida salary details

$20.9K

$108.1K

$177.9K

How much do auto finance jobs pay per year?

As of Sep 5, 2026, the average yearly pay for auto finance in Florida is $108,094.00, according to ZipRecruiter salary data. Most workers in this role earn between $79,600.00 and $130,000.00 per year, depending on experience, location, and employer.

What is auto finance?

Auto finance refers to the process of obtaining funds to purchase a vehicle, usually through a loan or a lease. In auto finance, a lender provides the money needed to buy a car, which the borrower then repays over time with interest. This can be arranged through banks, credit unions, car dealerships, or specialized auto finance companies. Auto financing options can vary based on credit history, down payment, loan term, and interest rates, making it important to compare offers before making a decision.

What are the key skills and qualifications needed to thrive in auto finance, and why are they important?

To thrive in Auto Finance, you need a solid grasp of financial analysis, credit evaluation, and industry regulations, often supported by a degree in finance, accounting, or business. Familiarity with loan origination systems, credit scoring tools, and relevant certifications such as NAF Association certifications are typically required. Strong negotiation, attention to detail, and customer service skills help professionals excel in client interactions and problem-solving. These abilities are vital for accurately assessing creditworthiness, managing risk, and maintaining customer satisfaction in a competitive market.

How does an auto finance professional typically collaborate with car dealerships and lending institutions?

Auto Finance professionals frequently act as intermediaries between car buyers, dealerships, and lenders. They work closely with dealership sales teams to structure financing options that fit customers' needs while ensuring compliance with lending regulations. Additionally, they communicate with banks and credit unions to negotiate interest rates, secure loan approvals, and clarify terms, making strong relationship management and negotiation skills essential for success in this role.

What is the difference between Auto Finance vs Auto Loan Specialist?

AspectAuto FinanceAuto Loan Specialist
CredentialsKnowledge of financing options, credit analysisKnowledge of loan products, credit checks
Work EnvironmentDealerships, finance companiesDealerships, banks, credit unions
Industry UsageInvolved in structuring and approving auto loansAssists customers with loan applications and approvals

Auto Finance professionals focus on structuring and managing auto loan financing, including credit analysis and loan approval processes. Auto Loan Specialists primarily assist customers in applying for and securing auto loans, often working directly with clients at dealerships. While both roles require knowledge of credit and loan products, Auto Finance roles tend to involve more financial analysis and deal structuring, whereas Auto Loan Specialists focus on customer service and application assistance.

How to get into auto finance?

To enter auto finance, candidates typically need a high school diploma or equivalent, with some roles preferring a bachelor's degree in finance, business, or related fields. Relevant skills include customer service, sales, and knowledge of financing products; obtaining industry certifications can also improve prospects. Entry-level positions often require sales experience and familiarity with financial software or tools used in the industry.

What are the most commonly searched types of Auto Finance jobs in Florida?

The most popular types of Auto Finance jobs in Florida are:

What are popular job titles related to Auto Finance jobs in Florida?

For Auto Finance jobs in Florida, the most frequently searched job titles are:

What job categories do people searching Auto Finance jobs in Florida look for?

The top searched job categories for Auto Finance jobs in Florida are:

What cities in Florida are hiring for Auto Finance jobs?

Cities in Florida with the most Auto Finance job openings:

Auto Finance jobs near you
Infographic showing various Auto Finance job openings in Florida as of August 2026, with employment types broken down into 60% Full Time, and 40% Contract. Highlights an 100% In-person job distribution, with an average salary of $108,094 per year, or $52 per hour.

Skip Tracer/Deficiency Collector - Auto Finance

Southern Auto Finance Company, LLC

Pompano Beach, FL • Hybrid

Full-time

Posted 8 days ago

Job description

Skip Tracer/Deficiency Collector – Auto Finance
Pompano Beach, Florida | Onsite
Find Solutions. Drive Recoveries. Build Your Future.
Are you an experienced auto finance skip tracer who knows how to locate hard-to-find customers, negotiate effective resolutions, and deliver measurable recoveries?
SAFCO is seeking a resourceful and results-driven Skip Tracer / Deficiency Collector to work complex accounts within our non-prime auto finance portfolio. This role requires more than making calls—you’ll investigate, build customer engagement, negotiate solutions, and resolve accounts others cannot.
This position is based at our Pompano Beach, Florida-area headquarters and requires onsite attendance five days per week. Hybrid and remote arrangements are not available.
What You’ll Do
  • Locate difficult-to-find customers using advanced skip-tracing tools and investigative techniques
  • Manage delinquent and deficiency accounts through inbound and outbound communication
  • Negotiate repayment arrangements, settlements, and voluntary surrenders
  • Coordinate with direct recovery agents and national forwarding companies
  • Manage repossession and recovery activity with outside vendors
  • Meet established outbound-call, recovery, and other performance expectations
  • Maintain complete, accurate, and timely account documentation
  • Follow all applicable FDCPA requirements and company compliance standards
  • Develop solutions for complex accounts that have resisted previous recovery efforts
What You’ll Bring
  • Previous auto finance collections or skip-tracing experience required
  • Experience working non-prime portfolios and complex recovery accounts
  • Strong understanding of repossession, deficiency, and recovery processes
  • Demonstrated ability to locate and engage difficult-to-reach customers
  • Effective communication, negotiation, and problem-solving skills
  • Experience using skip-tracing systems, dialers, and loan-servicing platforms
  • Ability to work in a goal-driven environment with established performance standards
  • Bilingual English/Spanish skills are a plus
Potential. Opportunity. Prosperity.
At SAFCO, we believe talented people should have the opportunity to build meaningful careers and share in the results they help create.
Potential
Bring your investigative instincts, persistence, and recovery experience to a role where those strengths are recognized and valued.
Opportunity
Take ownership of challenging, high-value accounts and make a visible impact on team and company performance.
Prosperity
Earn competitive base pay plus a performance-driven incentive plan. Your ability to locate customers, resolve accounts, and generate recoveries can directly increase your earning potential.
Are You Ready?
This opportunity is best suited for an experienced skip tracer or deficiency collector who understands non-prime auto finance and does not give up when an account becomes difficult.
If you know how to investigate, engage, negotiate, and recover, we encourage you to apply and discover what your future could look like at SAFCO. We are an EOE/drug-free workplace.
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