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How much do auto collection specialist jobs pay per hour?

As of Jul 22, 2026, the average hourly pay for auto collection specialist in the United States is $21.46, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $24.04 per hour, depending on experience, location, and employer.

What are Auto Collection Specialists?

Auto Collection Specialists are professionals responsible for contacting customers who have overdue payments on their auto loans or leases. They work to recover outstanding debts by negotiating payment plans, resolving disputes, and ensuring compliance with legal and company policies. Their role often involves maintaining accurate records, providing excellent customer service, and sometimes collaborating with repossession agents if necessary. Auto Collection Specialists play a key role in minimizing financial losses for lending institutions while helping customers find manageable solutions.

Is collection specialist a stressful job?

A collection specialist role can be stressful due to the need to handle difficult conversations with debtors and meet collection targets. The job often requires strong communication skills, patience, and the ability to manage pressure in a fast-paced environment.

What is the difference between Auto Collection Specialist vs Auto Finance Assistant?

Auto Collection SpecialistAuto Finance Assistant
Focuses on collecting payments and managing overdue accounts for auto loansAssists with processing auto loan applications and supporting finance department tasks
Requires knowledge of debt collection laws and customer service skillsRequires understanding of auto financing processes and customer support
Work environment often includes collections departments or finance officesWork environment typically involves finance or sales departments

The Auto Collection Specialist primarily handles overdue accounts and debt recovery, while the Auto Finance Assistant supports loan processing and customer service related to auto financing. Both roles require familiarity with auto finance procedures, but their core responsibilities differ in focus and daily tasks.

What are some common challenges faced by Auto Collection Specialists, and how can they be managed effectively?

Auto Collection Specialists often encounter challenges such as handling difficult customer interactions, meeting collection targets, and staying updated with compliance regulations. Successfully managing these challenges involves strong communication skills, empathy, and persistence when negotiating repayment plans with customers. Utilizing up-to-date account management software and participating in regular training sessions can help specialists stay organized and compliant. Additionally, collaborating with team members and supervisors provides valuable support and insights for handling complex cases.

What are the key skills and qualifications needed to thrive as an Auto Collection Specialist, and why are they important?

To thrive as an Auto Collection Specialist, you need strong knowledge of credit and collections processes, negotiation skills, and typically a high school diploma or equivalent. Familiarity with collections management software, CRM systems, and basic office applications is important for efficiently tracking accounts and processing payments. Excellent communication, problem-solving, and resilience are vital soft skills for handling sensitive customer interactions and overcoming objections. These competencies ensure timely debt recovery while maintaining positive customer relationships and adhering to regulatory guidelines.

What jobs in the US pay 300,000 a year?

Auto Collection Specialists typically do not earn $300,000 annually; such high salaries are more common in executive, medical, legal, or specialized tech roles. High-paying automotive careers may include dealership owners or executive positions in automotive companies, often requiring extensive experience, sales skills, and industry knowledge. Most jobs paying $300,000 or more involve leadership, advanced expertise, or ownership responsibilities.

What is the highest paid position at a car dealership?

At a car dealership, the highest paid position is typically the General Manager or Dealer Principal, who oversees all operations and sales. These roles often earn high salaries plus bonuses based on dealership performance, with compensation varying by location and dealership size.

What does a collection specialist do?

A collection specialist is responsible for managing overdue accounts by contacting customers to recover unpaid debts, verifying account information, and negotiating payment plans. They often use collection software and must adhere to legal and company policies while maintaining professional communication. The role requires strong communication skills and attention to detail.
More about Auto Collection Specialist jobs
What job categories do people searching Auto Collection Specialist jobs look for? The top searched job categories for Auto Collection Specialist jobs are:
Auto Collection Specialist jobs near you
Infographic showing various Auto Collection Specialist job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $44,646 per year, or $21.5 per hour.
Part Time Nightly Trash Porter - $800 per month! *TRUCK/TRAILER REQUIRED!*

Part Time Nightly Trash Porter - $800 per month! *TRUCK/TRAILER REQUIRED!*

Impact Trash Solutions

Wilmington, NC

$800/wk

Other

Re-posted 22 days ago

Job description

Description

Are you interested in making great, extra income in the evenings? Impact Trash Solutions is searching for a part time valet trash collection specialist in the Wilmington, NC area.


Compensation: $800.

Job Type: Contract Job, Part-time.

Start Date: Immediately

Schedule: Sunday-Thursday, 8pm start time (1-2 hours per night); NO FRIDAYS AND NO SATURDAYS.

Job Description: As a part time collection specialist, you will be responsible for nightly door to door collection of residents trash within assigned apartment community. This position requires a moderate level of labor but boasts a consistent schedule and flexible work pace.

Requirements

Reliable transportation; pickup truck or trailer is required.

Valid Auto Insurance

Valid Driver's License 

Ability to follow policies and safety procedures

Smartphone with internet access

Ability to lift and transport up to 50 lbs.

Ability to climb stairs.

Ability to pass a background check

Apply