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Associate Underwriter Jobs in Texas (NOW HIRING)

HUB

Underwriter Associate

Garland, TX

$19 - $28/hr

  • Dental

  • Vision

  • Life

  • Retirement

Responsibilities of Underwriting Assistant: * Bind/invoice placement of coverage, rate and process endorsements with invoicing, audits, and other documents according to established departmental ...

The Hartford

Captives Underwriter

Houston, TX · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

The Hartford

Captives Underwriter

Frisco, TX · Hybrid

$124K - $199K/yr

Demonstrates excellent working relationships with all internal business associates leading to a ... Construction underwriting experience desirable * Experience with Captive insurance programs is ...

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Showing results 21-40

All JobsAssociate Underwriter JobsAssociate Underwriter Jobs in Texas

Associate Underwriter information

See Texas salary details

$30.3K

$73.5K

$130K

How much do associate underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for associate underwriter in Texas is $73,487.00, according to ZipRecruiter salary data. Most workers in this role earn between $56,800.00 and $81,100.00 per year, depending on experience, location, and employer.

How much do associate underwriters make?

Associate underwriters typically earn between $55,000 and $75,000 annually, depending on experience, industry, and company size. Entry-level positions may start lower, while experienced associates with specialized skills can earn higher salaries, often with opportunities for bonuses and career advancement.

Is it hard to get a job in associate underwriting?

Getting an associate underwriting position typically requires relevant education, such as a degree in finance or insurance, and some entry-level experience or internships. The role is competitive, but candidates with strong analytical skills, attention to detail, and knowledge of underwriting software have good prospects. Certification programs like the Associate in Commercial Underwriting (ACU) can also improve chances.

What is the difference between Associate Underwriter vs Underwriting Assistant?

AspectAssociate UnderwriterUnderwriting Assistant
CredentialsBachelor's degree often required; industry certifications beneficialHigh school diploma or equivalent; some roles prefer associate's degree
Work EnvironmentAnalyzing risk, making underwriting decisions, collaborating with underwritersSupporting underwriting team, data entry, document management
Employer & Industry UsageInsurance companies, brokers, and underwriting firmsInsurance companies, underwriting departments, administrative support

The Associate Underwriter typically handles risk analysis and decision-making, requiring more specialized knowledge and certifications. In contrast, the Underwriting Assistant provides administrative support, focusing on data management and assisting underwriters. Both roles are essential in the underwriting process but differ in responsibilities and required qualifications.

What are the key skills and qualifications needed to thrive as an associate underwriter?

To thrive as an Associate Underwriter, you need a strong understanding of risk assessment, analytical abilities, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, statistical analysis tools, and knowledge of industry regulations are commonly required. Attention to detail, effective communication, and time management are vital soft skills for excelling in this position. These skills are important for making sound risk decisions, ensuring compliance, and supporting the overall profitability of the organization.

Is it hard to get a job in underwriting?

Getting a job as an associate underwriter can be competitive, often requiring relevant education such as a degree in finance or risk management, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the CPCU, but higher-level roles typically demand experience and industry knowledge.

What is an associate in underwriting?

An associate in underwriting is an entry- or mid-level professional responsible for evaluating insurance applications, assessing risk, and determining policy terms. They often work under the supervision of senior underwriters and use tools like underwriting guidelines and software to support decision-making. Strong analytical skills and knowledge of insurance policies are essential for this role.

What are some common challenges faced by associate underwriters, and how can they be addressed?

Associate Underwriters often encounter challenges such as balancing workload during peak periods, ensuring accuracy in risk assessments, and adapting to evolving underwriting guidelines. Effective time management and strong organizational skills can help manage a high volume of applications. Additionally, staying current with industry regulations and seeking guidance from senior underwriters or mentors can enhance decision-making skills and confidence in evaluating complex cases.

Is it hard to get a job in associate underwriter?

Securing an associate underwriter position typically requires relevant education, such as a degree in finance or insurance, and some industry experience or internships. Strong analytical skills, attention to detail, and knowledge of underwriting software can improve chances, but competition varies by location and employer requirements.

What does an associate underwriter do?

An Associate Underwriter assists in evaluating and analyzing the risks involved in insuring people and assets. They typically review applications, examine supporting documents, and help determine the appropriate coverage and premiums under the supervision of a senior underwriter. This role often involves data entry, risk assessment, and communication with agents or brokers. Associate Underwriters are essential in ensuring that insurance policies are issued in accordance with company guidelines and industry regulations.

What are the most commonly searched types of Underwriter jobs in Texas?

The most popular types of Underwriter jobs in Texas are:

What are popular job titles related to Associate Underwriter jobs in Texas?

For Associate Underwriter jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Associate Underwriter jobs in Texas look for?

The top searched job categories for Associate Underwriter jobs in Texas are:

What cities in Texas are hiring for Associate Underwriter jobs?

Cities in Texas with the most Associate Underwriter job openings:

Associate Underwriter jobs near you
Infographic showing various Associate Underwriter job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 80% In-person, and 20% Hybrid job distribution, with an average salary of $73,487 per year, or $35.3 per hour.

Executive Underwriter - Energy Property

Zurich Insurance Company Ltd.

Houston, TX • On-site

$79K - $172K/yr

Full-time

Re-posted 20 days ago

Job description

Zurich is currently looking to hire a Underwriting Specialist or Executive Property Underwriter to join the team in Houston, TX. 
 

The Energy Property Underwriter will analyze and underwrite highly complex new and renewal business, under minimal direction, utilizing The Zurich Way of Underwriting Framework as a subject matter expert, ensuring a high-level service to customers. As a Senior Underwriter you will serve as a leader and mentor to the team offering technical guidance on key coverage issues and forms. In this role you will handle Texas and will be tasked with building strong broker relationships. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with Select Brokers across the regions. 

Zurich’s Energy group provides comprehensive energy risk solutions, risk engineering services and claims support tailored to the individual needs of oil and gas, petrochemical, natural resources, mining and power generation customers virtually worldwide.

Responsibilities include: 
 

  • Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.
  • Using a disciplined approach to exposure evaluation, risk assessment and pricing
  • Using risk insights, data and models to drive informed decisions at point of sale
  • Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules
  • Working within broad limits and authorities on highly complex assignments 
  • Develop, maintain & collaborate with Line of Business representatives on referrals and other business-related needs, as appropriate.
  • May provide guidance to lower-level associates.
  • Supports the sales culture by being a Help Point for agents, brokers, and customers.
  • Proactively seek renewal and new account opportunities.
  • Complete detailed opportunity assessment with key distributors to identify growth opportunities
  • Qualify accounts to meet with the organization's appetite, balanced with sound business opportunity.
  • Make broker/customer and on-sight calls with a planned and well-prepared purpose

This role will be filled at either the Underwriting Specialist or Executive Underwriter level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

Underwriting Specialist Basic Qualifications:

  • High School Diploma or Equivalent and 3 or more years of experience in the Underwriting, or market facing area including brokerage experience in the Energy and Property Insurance industry.
    OR
  • High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area
    OR
  • Zurich approved Apprenticeship program including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area
    OR
  • Zurich approved Apprenticeship program including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area
    AND
  • Knowledge of line/s of business and the legal and regulatory guidelines
  • Knowledge of time restraints for quotes on new and renewal business 

OR

Executive Underwriter Basic Qualifications:
 

  • High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area
    OR 
  • High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area
    OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area 
    AND
  • Knowledge of Microsoft Office
  • Experience working on time restraints for quotes on new and renewal business
  • Experience working in a team environment
     

Preferred Qualifications both levels:

 

  • Bachelor’s Degree
  • Knowledge of Energy, Power Generation, and Oil/Gas/Chemical operations are preferred.
  • Established broker relationships in the energy space
  • Superior skills in relationship building, active listening, needs analysis, and win-win negotiating.
  • Sales execution mindset

Your pay at Zurich is based on your role, location, skills, and experience. We follow local laws to ensure fair compensation. You may also be eligible for bonuses and merit increases. If your expectations are above the listed range, we still encourage you to apply—your unique background matters to us. The pay range shown is a national average and may vary by location. The combined salary range for this position is $79,600.00 - $172,400.00. The proposed salary range for the Underwriting Specialist is $79,600.00 - $130,400.00, with short-term incentive bonus eligibility set at 10%. The proposed salary range for the Executive Underwriter is $105,300.00 - $172,400.00, with Global Specialty Incentive Plan bonus eligibility set at 30%.

We offer competitive pay and comprehensive benefits for employees and their families. [Learn more about Total Rewards here.]

 

Why Zurich?

At Zurich, we value your ideas and experience. We offer growth, inclusion, and a supportive environment—so you can help shape the future of insurance. Zurich North America is a leader in risk management, with over 150 years of expertise and coverage across 25+ industries, including 90% of the Fortune 500®.

Join us for a brighter future—for yourself and our customers.

Zurich in North America does not discriminate based on race, ethnicity, color, religion, national origin, sex, gender expression, gender identity, genetic information, age, disability, protected veteran status, marital status, sexual orientation, pregnancy or other characteristics protected by applicable law. Equal Opportunity Employer disability/vets.

Zurich complies with 18 U.S. Code § 1033.

 

Please note: Zurich does not accept unsolicited CVs from agencies. Preferred vendors should use our Recruiting Agency Portal.

Location(s): AM - Houston
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No  
 
Linkedin Recruiter Tag: #LI-JJ1 #LI-ASSOCIATE #LI-HYBRID 

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