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Associate Risk Analyst Jobs in California (NOW HIRING)

Our Value and Risk Advisory platform is part of a global network comprised of experienced, licensed ... Partner with (coach) analyst i's, senior analysts and/or associates to complete assignments Our ...

Insurance Risk Specialist

Irvine, CA · On-site

$112.15K - $140K/yr

Analyze claims financials, premiums, exposures, and loss trends * Support the onboarding ... Associate in Risk Management (ARM) Designation preferred * Experience in building dashboards and ...

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Associate Risk Analyst information

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$65

How much do associate risk analyst jobs pay per hour?

As of May 30, 2026, the average hourly pay for associate risk analyst in California is $39.96, according to ZipRecruiter salary data. Most workers in this role earn between $29.42 and $48.65 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Associate Risk Analyst, and why are they important?

To thrive as an Associate Risk Analyst, you need strong analytical abilities, attention to detail, and a background in finance, economics, or a related field—often supported by a bachelor’s degree. Familiarity with risk assessment software, data analysis tools like Excel or SAS, and knowledge of regulatory frameworks are typically required. Effective communication, problem-solving, and teamwork are vital soft skills that help you convey findings and collaborate across departments. These skills ensure accurate risk evaluation, compliance, and informed decision-making to protect organizational interests.

What are some common challenges an Associate Risk Analyst faces during the first year on the job?

New Associate Risk Analysts often encounter challenges such as adapting to fast-paced environments, understanding complex risk models, and learning to interpret large volumes of data accurately. Balancing multiple projects and meeting deadlines while maintaining attention to detail can also be demanding. Additionally, collaborating effectively with team members from different departments, such as compliance and finance, requires strong communication skills and a willingness to learn from experienced colleagues.

What does an Associate Risk Analyst do?

An Associate Risk Analyst helps organizations identify, assess, and manage potential risks that could affect their operations or financial stability. Their daily tasks often include analyzing data, preparing risk reports, evaluating risk management policies, and supporting senior analysts in developing strategies to mitigate potential threats. They typically work in industries such as finance, insurance, or consulting, and use various analytical tools to detect and evaluate risks. Strong analytical, communication, and problem-solving skills are important for success in this role.

What is the difference between Associate Risk Analyst vs Risk Analyst?

AspectAssociate Risk AnalystRisk Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some certifications like FRM or CRMBachelor's or master's degree; often holds certifications like FRM, CRM, or CRC
Work EnvironmentEntry-level position in finance, insurance, or banking firms; supervised environmentMore experienced role; involved in complex risk assessments and decision-making
Employer & Industry UsageCommon in banking, insurance, and financial servicesUsed across similar industries, often with more responsibility

The main difference between an Associate Risk Analyst and a Risk Analyst lies in experience and responsibility. The Associate Risk Analyst is an entry-level role focusing on supporting risk assessments, while the Risk Analyst handles more complex analysis and decision-making. Both roles require similar educational backgrounds and certifications, but the Risk Analyst typically has more experience and autonomy in their work.

What are the most commonly searched types of Risk Analyst jobs in California? The most popular types of Risk Analyst jobs in California are:
What cities in California are hiring for Associate Risk Analyst jobs? Cities in California with the most Associate Risk Analyst job openings:
Infographic showing various Associate Risk Analyst job openings in California as of May 2026, with employment types broken down into 2% As Needed, 71% Full Time, 21% Part Time, and 6% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $83,107 per year, or $40 per hour.
Sr Risk Management Associate

Sr Risk Management Associate

Lendingclub Corporation

San Francisco, CA

Full-time

Medical, Dental, Vision, Retirement

Posted 15 days ago


Job description

Current Employees of LendingClub: Please apply via your internal Workday Account

LendingClub(soon to be Happen Bank)is built around a simple purpose: to clear the way to help people turn intention into action, and action intofinancial progress. That means offering focused products, a frictionless mobile-first experience, and clear terms with no gotchas. Respect and fairness is part of our DNA, and that ideal shapes how we work, how we treat each other, and how we invest in our employees and our community. Join us in using data, bold thinking, and a commitment to innovation to help clear the way for millions of Americans to achieve more.

About the RoleAs a Sr Risk Management Associate on the Marketplace team, you will own contract risk review and enforcement while serving as the liaison between the business unit and Legal, Risk, and Internal Audit functions. This role exists to ensure the Bank's Marketplace operates within the Bank's established risk appetite - catching issues early, driving remediation, and building a stronger risk culture across the team.What You'll Do
  • Review and assess investor contracts to identify material risk exposures, flag gaps against risk appetite
  • Own contract enforcement activity - tracking obligations (standard and non-standard), identifying breaches, and coordinating remediation plans with relevant stakeholders
  • Act as the primary risk point of contact for the Marketplace business unit, ensuring risks are identified, escalated, managed, and closed in a timely manner
  • Represent the business unit during internal and external audits, supporting risk owners with documentation, evidence, and root cause analysis
  • Maintain policies, procedures, and standards relevant to Marketplace risk, working with appropriate committees for review and approval as necessary
  • Deliver regular reporting to Marketplace leadership on open risk issues, action plan status, and contract compliance posture
  • Identify opportunities to improve risk monitoring workflows, including the use of AI tools where appropriate, to increase accuracy, coverage, and efficiency
  • Look for opportunities to use AI tools to improve how you research, track, and organize risk-related work - and share what works with the team
About You
  • 2+ years of experience in risk management, compliance, or a related field within financial services
  • Hands-on experience with contract review and risk assessment - proficient in reading agreements, identifying where exposure lives, and applying appropriate mitigation strategies
  • Working familiarity with financial products and regulatory expectations in a lending or marketplace environment
  • You take ownership of your work and follow issues through to resolution - you don't hand things off and assume they're handled
  • You communicate clearly across levels - equally comfortable in a conversation with a business unit lead, or a regulator
  • You actively look for ways AI can improve your work - from accelerating analysis to thinking through problems from a different angle - and you're thoughtful about accuracy and data sensitivity when doing so
  • You're organized and detail-oriented, and you take tracking and documentation seriously rather than treating it as overhead

Nice to Have

  • Experience working with Salesforce, or similar Governance, Risk, and Compliance (GRC) or contract management platforms
  • Experience to second-line risk functions and/or third-line audit support in a regulated financial environment
  • Familiarity with marketplace lending, fintech partnerships, and/or vendor risk management frameworks

Work Location
San Francisco
The above locations are eligible offices for this role.The locations have been determined to foster in-person collaboration with this role's team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role's success, and remote placement will not be considered.LendingClub offers relocation, based on actual job level.
Time Zone Requirements
Primarily PT
While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
Travel Requirements
As needed travel to LendingClub offices and/or other locations, as needed.
Compensation
The target base salary range for this position is 88,000-103,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of LendingClub's Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).
We're creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.
#LI-Hybrid
#LI-AH1


LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.