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Associate Risk Analyst Jobs in Santee, CA (NOW HIRING)

As a Money Movement Associate, you'll be a primary contact for our clients and internal partners ... Due to nature of risk with responsibilities, attention to detail and accuracy are required

... risk-adjusted returns. Since 1971, our people have shaped our organization through a high ... Reporting to the New Accounts Manager, the Client Service Analyst/Associate will primarily be ...

AML Onboarding Associate

Del Mar, CA · On-site

$95K - $110K/yr

Gather and analyze information collected at account onboarding in accordance with the Firm ... Identify high risk customers and escalate cases that required Enhanced Due Diligence (EDD)

Business Analyst II

San Diego, CA · On-site

$74K - $94K/yr

Insurance certifications Chartered Property Casualty Underwriter (CPCU) and/or Associate in Risk Management (ARM) preferred. KNOWLEDGE AND SKILLS Knowledge of insurance preferred. Strong analytical ...

Business Analyst II

San Diego, CA · On-site

$74K - $94K/yr

Insurance certifications Chartered Property Casualty Underwriter (CPCU) and/or Associate in Risk Management (ARM) preferred. KNOWLEDGE AND SKILLS Knowledge of insurance preferred. Strong analytical ...

Business Analyst II

San Diego, CA · On-site

$74K - $94K/yr

Insurance certifications Chartered Property Casualty Underwriter (CPCU) and/or Associate in Risk Management (ARM) preferred. KNOWLEDGE AND SKILLS Knowledge of insurance preferred. Strong analytical ...

About This Job The Sr. Portfolio Associate is responsible for active portfolio management and ... Ability to analyze financial statements and assess credit risk independently * Strong ...

Sr. Portfolio Associate

San Diego, CA · On-site

$75K - $87K/yr

About This Job The Sr. Portfolio Associate is responsible for active portfolio management and ... Ability to analyze financial statements and assess credit risk independently * Strong ...

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Associate Risk Analyst information

See Santee, CA salary details

$15

$41

$66

How much do associate risk analyst jobs pay per hour?

As of Jul 16, 2026, the average hourly pay for associate risk analyst in Santee, CA is $41.04, according to ZipRecruiter salary data. Most workers in this role earn between $30.19 and $49.95 per hour, depending on experience, location, and employer.

What are some common challenges an Associate Risk Analyst faces during the first year on the job?

New Associate Risk Analysts often encounter challenges such as adapting to fast-paced environments, understanding complex risk models, and learning to interpret large volumes of data accurately. Balancing multiple projects and meeting deadlines while maintaining attention to detail can also be demanding. Additionally, collaborating effectively with team members from different departments, such as compliance and finance, requires strong communication skills and a willingness to learn from experienced colleagues.

What does an Associate Risk Analyst do?

An Associate Risk Analyst helps organizations identify, assess, and manage potential risks that could affect their operations or financial stability. Their daily tasks often include analyzing data, preparing risk reports, evaluating risk management policies, and supporting senior analysts in developing strategies to mitigate potential threats. They typically work in industries such as finance, insurance, or consulting, and use various analytical tools to detect and evaluate risks. Strong analytical, communication, and problem-solving skills are important for success in this role.

What are the key skills and qualifications needed to thrive as an Associate Risk Analyst, and why are they important?

To thrive as an Associate Risk Analyst, you need strong analytical abilities, attention to detail, and a background in finance, economics, or a related field—often supported by a bachelor’s degree. Familiarity with risk assessment software, data analysis tools like Excel or SAS, and knowledge of regulatory frameworks are typically required. Effective communication, problem-solving, and teamwork are vital soft skills that help you convey findings and collaborate across departments. These skills ensure accurate risk evaluation, compliance, and informed decision-making to protect organizational interests.

What qualifications do I need to be a risk analyst?

To become an associate risk analyst, candidates typically need a bachelor's degree in finance, economics, statistics, or a related field. Strong analytical skills, proficiency in data analysis tools like Excel or SQL, and knowledge of risk management principles are also important. Certifications such as the Financial Risk Manager (FRM) or Professional Risk Manager (PRM) can enhance job prospects.

How much do risk analysts get paid?

Risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, education, and location. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

What jobs in the US pay 300,000 a year?

For an Associate Risk Analyst, earning $300,000 annually is uncommon; such high salaries are typically associated with executive-level roles, senior risk management positions, or specialized financial roles like chief risk officer or senior quantitative analyst. These positions often require extensive experience, advanced certifications, and leadership responsibilities within financial institutions or large corporations.

What is the difference between Associate Risk Analyst vs Risk Analyst?

AspectAssociate Risk AnalystRisk Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some certifications like FRM or CRMBachelor's or master's degree; often holds certifications like FRM, CRM, or CRC
Work EnvironmentEntry-level position in finance, insurance, or banking firms; supervised environmentMore experienced role; involved in complex risk assessments and decision-making
Employer & Industry UsageCommon in banking, insurance, and financial servicesUsed across similar industries, often with more responsibility

The main difference between an Associate Risk Analyst and a Risk Analyst lies in experience and responsibility. The Associate Risk Analyst is an entry-level role focusing on supporting risk assessments, while the Risk Analyst handles more complex analysis and decision-making. Both roles require similar educational backgrounds and certifications, but the Risk Analyst typically has more experience and autonomy in their work.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require experience, depending on the company and industry. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training with basic analytical tools. More advanced roles may require several years of experience or specialized certifications such as FRM or CRM.
What are the most commonly searched types of Risk Analyst jobs in Santee, CA? The most popular types of Risk Analyst jobs in Santee, CA are:
What cities near Santee, CA are hiring for Associate Risk Analyst jobs? Cities near Santee, CA with the most Associate Risk Analyst job openings:
Senior Risk Analyst

$100K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 days ago

New


Job description

Salary : $100,400.30 - $150,512.96 Annually
Location : Main Office, Encinitas, CA
Job Type: Full-Time
Department: Human Resources
Opening Date: 07/09/2026
Closing Date: 8/5/2026 5:00 PM Pacific
FLSA: Exempt
DETAILED DUTIES AND RESPONSIBILITIES
ESSENTIAL FUNCTIONS
This at will position's responsibilities include planning, developing, and organizing the District's risk management programs. Coordinates risk programs to minimize losses, ensure loss recovery, maintain insurance coverage, oversee insurance claims against the District, and maintain records for all related programs. Participates in the development and administration of departmental goals, objectives and procedures. Collects facts regarding claims against the District including property, liability and vehicle accidents and conducts investigations. Responds to emergency situations and exercises sound judgment. Develops effective resolutions to conflicts. Performs successfully within a team environment; supports the District Strategic Plan and Mission Statement; and an ability to work independently with a clear understanding of goals and objectives are essential. Must effectively utilize District resources. Acts as a positive role model. Professionally represent the District in a variety of meetings. Stable, reliable attendance is required.
The following tasks are typical for this classification. Incumbents may not regularly perform all of the listed duties and/or may be required to perform additional or different duties from those set forth below to address business or staffing needs and changing business practices as defined by the General Manager.
% TIME TASKS
70% Organizes and maintains the District Risk Management Programs by:
  • Administers the District's risk programs; plans and organizes the District's operations and activities related to liability, loss control, property costs recovery, development and maintenance of related insurance programs.
  • Provides consultation to the District's management team concerning risk, claims status; insurance programs and related functions; responds to inquiries; provides detailed and technical information concerning related claims, practices, standards, coverage, laws, codes, regulations, policies and procedures.
  • Investigates and follows up on issues including auto accidents, District property, and customer property incidents.
  • Conducts field investigations, documents conditions, collects evidence, and coordinates with internal staff and third parties as needed to support claims resolution and risk management.
  • Coordinates, investigates, and responds to claims and litigation filed against the District; evaluates claims and recommends settlement or rejection based on the California Tort Claims Act and investigative results; works collaboratively with the District's General Manager and General Counsel when necessary; complies and analyzes related information; audits and makes adjustments to claim files as needed.
  • Coordinates District liability, property, cybersecurity and related insurance programs; reviews, interprets and assures adequate insurance coverage; negotiates, establishes and maintains related insurance policies; obtains quotes; researches and analyzes insurance information to assure optimal and cost-effective rates and policies.
  • Communicates with District staff and outside organizations to coordinate activities and programs, exchange information, and resolve issues or concerns; serves as a liaison between the District and third-party insurance providers.
  • Administers loss prevention programs and addresses problem areas for general liability.
  • Conducts periodic risk audits of various District policies and procedures as necessary.
  • May present to the Board of Directors on risk management issues, insurance, and claims.
20% Supports various aspects of Risk Program Management by:
  • Reviews subpoenas and public records requests for information prior to release of any information.
  • Assists the General Manager with litigation preparation efforts.
  • Staying abreast of new trends and innovations in the field of risk management.
  • Making policy recommendations regarding risk operations and procedures.
  • Monitoring programs for compliance with existing and new laws; analyzing and reviewing policies and programs and coordinating changes with management.
  • Participates in the preparation and maintenance of related records, reports and files related to insurance programs, claims, settlements and other assigned duties.
  • Organizing and maintaining the department's record retention requirements for data management.
NON-ESSENTIAL FUNCTIONS
10% Performs all related duties as assigned.
MINIMUM QUALIFICATION REQUIREMENTS
Unless required by law, experience and education may be substituted for each other upon approval by the General Manager or their designee.
EDUCATION: Associate's degree with an emphasis in risk management, occupational safety, or related field or equivalent. Bachelor's degree is preferred. Possession of a valid California driver license and proof of insurability are required. Standard First Aid and CPR certifications are required.
EXPERIENCE: Minimum of four years of increasingly responsible experience performing risk management duties including coordinating insurance programs and claims administration. Experience in or working with a governmental agency preferred. Ability to effectively utilize a personal computer and peripherals, along with related word processing, database and spreadsheet programs. Knowledge of current applicable local, California and Federal insurance codes and regulations.
SUPPLEMENTAL INFORMATION
CONTACT RESPONSIBILITY
INTERNAL: Interaction with Supervisor to receive direction and review results; Board of Directors to make presentations as required; District management to provide a variety of risk-related support and assist with problem resolution; all other District personnel as required.
EXTERNAL: Interaction with regulatory and government agencies and officials; consultants and General Counsel; customers and claimants.
PHYSICAL REQUIREMENTS
Good hearing, eyesight and speech; excellent ability to communicate both verbally and in writing; ability to effectively operate and utilize a personal computer and peripherals; able to tolerate periods of continuous sitting; may, on an infrequent basis, assist with lifting up to 50 pounds.
ENVIRONMENTAL CONDITIONS
Work is primarily performed within an enclosed office setting with lighting and ventilation. Subject to conversational noise from other personnel within the facility, along with standard background noise found in an office environment. Subject to long periods of sitting and exposure to computer screen. When performing work outside the facility, subject to variable weather conditions and possible exposure to heavy equipment, dust, fumes, odor and noise. Appropriate personal safety equipment is provided.
Olivenhain Municipal Water District offers a comprehensive OMWD pays 100 percent of the premium for employees' and dependents' dental and vision insurance. In addition, OMWD pays 100 percent of the premium for employees' and dependents' medical insurance under three medical plan options. Two medical plan options require a small employee contribution dependent upon coverage level.
OMWD also participates in the CalPERS retirement program in addition to life insurance, short-term, and long-term disability programs. Other benefits include paid vacation, holidays, floating holidays and sick days.
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