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Associate Lending Jobs in California (NOW HIRING)

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Associate Lending information

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$9

$18

$31

How much do associate lending jobs pay per hour?

As of Aug 12, 2026, the average hourly pay for associate lending in California is $18.76, according to ZipRecruiter salary data. Most workers in this role earn between $14.95 and $19.90 per hour, depending on experience, location, and employer.

How much does an associate lending make?

An associate in lending typically earns a median annual salary of around $50,000 to $70,000, depending on experience, location, and the employer. Entry-level positions may start lower, while experienced associates or those in high-cost areas can earn higher wages, often supplemented with bonuses or commissions.

What does an associate lending do?

An Associate in Lending typically assists with the loan process in banks or financial institutions. They support loan officers by preparing documents, reviewing applications, conducting initial credit checks, and communicating with clients about required information. Their role ensures smooth processing of loan applications and compliance with regulations. Associates may also help resolve customer inquiries and maintain accurate records throughout the lending process.

What is the difference between Associate Lending vs Loan Officer?

AspectAssociate LendingLoan Officer
Required CredentialsTypically a bachelor's degree; some certificationsSame as Associate Lending; often requires licensing
Work EnvironmentBank or financial institution, support roleClient-facing, sales-oriented
Employer & Industry UsageCommon in banking and lending institutionsWidespread in mortgage and consumer lending
Comparison Search IntentUnderstanding entry-level or support roles in lendingUnderstanding sales and client interaction roles

Associate Lending and Loan Officer roles often overlap in credentials and industry environment. While Associate Lending typically supports loan processing within banks, Loan Officers focus more on client interaction and sales. Both roles are essential in the lending process, but they differ mainly in client engagement and responsibilities.

What are the key skills and qualifications needed to thrive as an associate lending professional?

To thrive as an Associate Lending professional, you need a solid understanding of financial analysis, credit evaluation, and lending regulations, typically supported by a degree in finance or a related field. Familiarity with loan origination systems, credit risk assessment tools, and regulatory compliance platforms is commonly required. Attention to detail, strong communication, and customer service skills help you build trust with clients and work effectively in teams. These skills and qualities are crucial to ensure accurate loan processing, maintain regulatory compliance, and deliver positive client experiences.

What are some common challenges faced by associate lending professionals, and how can they be addressed?

Associate Lending professionals often encounter challenges such as managing multiple loan applications, ensuring compliance with evolving regulations, and maintaining effective communication with clients and internal teams. To overcome these challenges, it's important to develop strong organizational skills, stay updated on lending policies, and leverage technology for efficient documentation and tracking. Building collaborative relationships with underwriters, credit analysts, and sales teams can also help streamline processes and resolve issues more quickly.
What are the most commonly searched types of Lending jobs in California? The most popular types of Lending jobs in California are:
What cities in California are hiring for Associate Lending jobs? Cities in California with the most Associate Lending job openings:
Infographic showing various Associate Lending job openings in California as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 25% Part Time, 2% Temporary, and 1% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $39,031 per year, or $18.8 per hour.

Business Development Associate (Outreach Specialist )

NFM Lending

Encinitas, CA โ€ข On-site

$24.04 - $31.25/hr

Full-time

Re-posted 23 days ago


Job description

Position Summary:

The Business Development Associate is responsible for generating and developing business by building relationships with realtors, builders, financial planners and other businesses that can produce prospective consumer leads to the branch. Once the Business Development Associate builds the relationship with a business, they refer the Realtor or Financial Planner over to a licensed NFM Lending Loan Originator in the state in which they are located. The Business Development Associate shall not perform the duties of a licensed Loan Originator, even if such candidate is a licensed Loan Originator. The successful candidate needs to possess strong communication skills and a willingness to provide exceptional customer service in a fast-paced, team environment.

Role Highlights:

This role will focus on supporting top Loan Originators in generating new agent relationships and increasing production by initiating conversations with real estate agents, identifying opportunities, and scheduling qualified meetings between Originators and potential referral partners. This individual will be responsible for building a pipeline of real-estate agents and consistently booking qualified, high-value meetings that contribute to new agent relationships and increased production. Prior experience in mortgage or real estate industry is preferred with an emphasis on inside sales experience.

Essential Job Functions:

Specific tasks will include, but are not limited to, the following:

  • Engage with real estate agents, builders, financial planners and other businesses offices to develop and maintain business relationships.ย 
  • Network through current, past, and new business-to-business contacts. The Associate shall not contact or solicit prospective or existing loan customers.
  • Build and maintain strong relationships with realtors, builders, financial planners and other businesses.
  • Responsible for structuring, presenting, and selling the NFM Lending brand to realtors, builders, financial planners and other businesses.
  • Effectively communicate, work with, and build relationships with all levels of constituents including culturally and linguistically diverse staff members and external candidates and/or vendors, while operating in a fast-paced customer service driven environment.
  • This position may require occasional overtime and travel
  • Additional tasks as assigned.

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, skills, efforts, or working conditions associated with a job.

Additional Working Conditions Information:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is frequently required to sit and talk or hear. The employee is often required to walk; use hands to finger, handle, or operate computers, objects, tools, or controls; and reach with hands and arms. Specific vision abilities required by this job include close vision and the ability to adjust focus.

The range provided reflects the expected compensation for this role and is considered a general guideline. Actual compensation will be decided based on factors such as geographic location, skills, education, experience assessed during the interview process, and internal pay equity. Compensation may also include incentives such as per-file bonuses and discretionary bonuses as applicable to the role.

qualifying employees are eligible to participate in our Total Rewards program. Additional information can be found by clicking on the following link: Benefits and Total Rewards

Diversity and Inclusion:

At NFM Lending we are a diverse team of champions, industry pioneers and action leaders. We draw on the differences in who we are, what weve experienced, and how we navigate the mortgage industry with focused intention. We work to attract, develop, engage, advance and retain a high performing workforce through fostering an inclusive culture where everyone can join in the journey to success. EOE.