As an Associate Credit Officer within the Credit Risk team, you will play an important role in evaluating and identifying risks, as well as interpreting data to support management in making well ...
As an Associate Credit Officer within the Credit Risk team, you will play an important role in evaluating and identifying risks, as well as interpreting data to support management in making well ...
As a Senior Associate Credit Officer within Corporate Risk Management, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing ...
As a Senior Associate Credit Officer within Corporate Risk Management, you will manage credit risk for the Merchant Services Wholesale Credit portfolio through ongoing credit monitoring, analyzing ...
Credit Products Commercial Portfolio Management Leader
Dallas, TX · On-site
$175 - $220/hr
At Regions, we believe associates deserve more than just a job. We believe in offering performance ... At Regions, the Credit Products Commercial Portfolio Management Leader leads a team of Credit ...
New
Credit Products Commercial Portfolio Management Leader
Dallas, TX · On-site
$175 - $220/hr
At Regions, we believe associates deserve more than just a job. We believe in offering performance ... At Regions, the Credit Products Commercial Portfolio Management Leader leads a team of Credit ...
New
Commercial Credit Analyst Associate Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and ...
Commercial Credit Analyst Associate Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and ...
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
Euless, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
Euless, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
Euless, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
Euless, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
Euless, TX · On-site
Credit Trainee Since 1953, Ferguson has been a source of quality supplies for a variety of ... Ferguson is a community of proud associates who operate with the shared purpose of building ...
Credit Trainee
Euless, TX · On-site
Credit Trainee Since 1953, Ferguson has been a source of quality supplies for a variety of ... Ferguson is a community of proud associates who operate with the shared purpose of building ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
La Porte, TX · On-site
Credit Trainee Since 1953, Ferguson has been a source of quality supplies for a variety of ... Ferguson is a community of proud associates who operate with the shared purpose of building ...
Credit Trainee
La Porte, TX · On-site
Credit Trainee Since 1953, Ferguson has been a source of quality supplies for a variety of ... Ferguson is a community of proud associates who operate with the shared purpose of building ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
Euless, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
Euless, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
La Porte, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
Euless, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Credit Trainee
Euless, TX · On-site
Ferguson is a community of proud associates who operate with the shared purpose of building ... The Credit Trainee program is designed to accelerate your career in credit by teaching you the ...
Associates and Senior Associates within the Infrastructure & Asset Based Credit team will have the opportunity to participate in all aspects of the investment process from origination through ...
Associates and Senior Associates within the Infrastructure & Asset Based Credit team will have the opportunity to participate in all aspects of the investment process from origination through ...
Blackstone Credit & Insurance - Infrastructure Credit, Senior Associate
Houston, TX · On-site
$150K - $200K/yr
Associates and Senior Associates within the Infrastructure & Asset Based Credit team will have the opportunity to participate in all aspects of the investment process from origination through ...
Blackstone Credit & Insurance - Infrastructure Credit, Senior Associate
Houston, TX · On-site
$150K - $200K/yr
Associates and Senior Associates within the Infrastructure & Asset Based Credit team will have the opportunity to participate in all aspects of the investment process from origination through ...
Monitors and tracks customer orders in accordance with credit and collection standards and to ... Supply associate. We value the diversity of our people. Equal Employment Opportunity HD Supply is ...
Monitors and tracks customer orders in accordance with credit and collection standards and to ... Supply associate. We value the diversity of our people. Equal Employment Opportunity HD Supply is ...
Monitors and tracks customer orders in accordance with credit and collection standards and to ... Supply associate. We value the diversity of our people. Equal Employment Opportunity HD Supply is ...
Monitors and tracks customer orders in accordance with credit and collection standards and to ... Supply associate. We value the diversity of our people. Equal Employment Opportunity HD Supply is ...
Associate Credit information
What is an associate credit?
Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.
What is a credit associate?
A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.
What are the key skills and qualifications needed to thrive as an associate credit?
To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.
What are some common challenges faced by an associate credit, and how can they be overcome?
Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.
What is the difference between Associate Credit vs Credit Analyst?
| Aspect | Associate Credit | Credit Analyst |
|---|---|---|
| Required Credentials | Bachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPA | Bachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory |
| Work Environment | Typically in banking or financial institutions, working in teams to assess creditworthiness | Often in banks, credit bureaus, or financial firms, analyzing data and preparing reports |
| Employer & Industry Usage | Used by banks, lending companies, and financial institutions for credit assessment | Used by banks, credit agencies, and financial firms for evaluating credit risk |
Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.
More about Associate Credit jobs
What are the most commonly searched types of Credit jobs in Texas?
The most popular types of Credit jobs in Texas are:
What cities in Texas are hiring for Associate Credit jobs?
Cities in Texas with the most Associate Credit job openings:
Full-time
Medical, Retirement
Posted 4 days ago
JPMorgan Chase & Co. rating
8.0
Based on 495 frontline employees who took The Breakroom Quiz
71st of 171 rated banks
Job description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As an Associate Credit Officer within the Credit Risk team, you will play an important role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on post-closing multifamily commercial real estate loan requests. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing and underwriting loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.
Job Responsibilities
- Oversee all aspects of credit analysis on post-closing commercial real estate/multifamily loans.
- Evaluate and manage risks in each transaction.
- Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal.
- Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements.
- Apply data analysis techniques to interpret results and provide insights and recommendations to management.
- Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge.
Required qualifications, capabilities, and skills:
- Minimum 2+ years of experience in commercial real estate lending or 3+ years of other banking/finance experience.
- Good understanding of multifamily real estate property valuations and cash flow analysis.
- Strong financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements.
- Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail.
- Excellent verbal/written communication and problem-solving skills.
- Ability to prioritize, plan, and manage processes to complete credit analysis and other assignments as needed.
- Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems
Preferred qualifications, capabilities, and skills:
- Bachelor's degree in accounting, finance, economics, or real estate is preferred.
- Familiarity with regional markets and municipal regulations.
FEDERAL DEPOSIT INSURANCE ACT: This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase's review of criminal conviction history, including pretrial diversions or program entries.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
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About JPMorgan Chase & Co
Sourced by ZipRecruiter
Industry
Finance and insurance and banking and credit intermediation
Company size
10,000+ Employees
Headquarters location
New York, NY, US