The Commercial Senior Credit Officer I will assist Commercial and Capital Markets Relationship ... Develops, manages, and monitors loan portfolios including commercial loan originations and capital ...
The Commercial Senior Credit Officer I will assist Commercial and Capital Markets Relationship ... Develops, manages, and monitors loan portfolios including commercial loan originations and capital ...
... invoices/monitoring Assist in scheduling and organizing materials for internal and external loan reviews, regulatory exams and audit activities Appraisal Engagements / Tracking Support credit ...
... invoices/monitoring Assist in scheduling and organizing materials for internal and external loan reviews, regulatory exams and audit activities Appraisal Engagements / Tracking Support credit ...
Credit Administrator
Houston, TX · On-site
Monitor past due and matured loan reports to ensure proper actions are being taken. Review maturing ... to assist loan officers with avoidance of administrative delinquencies. Identify all material ...
Quick apply
Credit Administrator
Houston, TX · On-site
Monitor past due and matured loan reports to ensure proper actions are being taken. Review maturing ... to assist loan officers with avoidance of administrative delinquencies. Identify all material ...
Credit Data Analyst
Dallas, TX · On-site
... monitoring the health of the loan portfolio. The Analyst will also assist the CCO in calculating the bank's Allowance for Credit Losses monthly, and prepare the documentation used in making the ...
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Credit Data Analyst
Dallas, TX · On-site
... monitoring the health of the loan portfolio. The Analyst will also assist the CCO in calculating the bank's Allowance for Credit Losses monthly, and prepare the documentation used in making the ...
You will perform due diligence and monitoring on an existing compilation of names, assign proprietary ratings and recommendations, work with various internal Schwab groups, and assist in other credit ...
You will perform due diligence and monitoring on an existing compilation of names, assign proprietary ratings and recommendations, work with various internal Schwab groups, and assist in other credit ...
Vendor communication/invoices/monitoring * Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements
Vendor communication/invoices/monitoring * Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements
Credit Risk Admin
Midland, TX · On-site
Monitor other covenants as needed. * Work with lenders, lending assistants, and credit analysts to ... maintain compliance with loan covenants. * Ability to manage multiple projects and programs at the ...
Credit Risk Admin
Midland, TX · On-site
Monitor other covenants as needed. * Work with lenders, lending assistants, and credit analysts to ... maintain compliance with loan covenants. * Ability to manage multiple projects and programs at the ...
Credit Risk Admin
Midland, TX · On-site
Monitor other covenants as needed. * Work with lenders, lending assistants, and credit analysts to ... maintain compliance with loan covenants. * Ability to manage multiple projects and programs at the ...
Credit Risk Admin
Midland, TX · On-site
Monitor other covenants as needed. * Work with lenders, lending assistants, and credit analysts to ... maintain compliance with loan covenants. * Ability to manage multiple projects and programs at the ...
Sr Credit Officer I - Power & Crops
Austin, TX · On-site
$85 - $120/hr
Perform financial analysis, credit administration, portfolio monitoring, and due diligence on ... * Assist management in evaluating the Bank's direct lending and other financing institution ...
New
Sr Credit Officer I - Power & Crops
Austin, TX · On-site
$85 - $120/hr
Perform financial analysis, credit administration, portfolio monitoring, and due diligence on ... * Assist management in evaluating the Bank's direct lending and other financing institution ...
New
Credit Administration
Waxahachie, TX · On-site
Commercial Lending Assistant Supports the Commercial Lending staff by performing a variety of ... Monitors past due loans and overdraft accounts. * Prepares periodic loan and credit reports.
Credit Administration
Waxahachie, TX · On-site
Commercial Lending Assistant Supports the Commercial Lending staff by performing a variety of ... Monitors past due loans and overdraft accounts. * Prepares periodic loan and credit reports.
Credit Risk Admin
Midland, TX · On-site
Monitor other covenants as needed. * Work with lenders, lending assistants, and credit analysts to ... maintain compliance with loan covenants. * Ability to manage multiple projects and programs at the ...
Credit Risk Admin
Midland, TX · On-site
Monitor other covenants as needed. * Work with lenders, lending assistants, and credit analysts to ... maintain compliance with loan covenants. * Ability to manage multiple projects and programs at the ...
Vice President or Senior Vice President, Portfolio Management (Industry Focus: Financial Institut...
Houston, TX · On-site
Additionally the VP, Portfolio Management will be responsible for ongoing credit monitoring and ... assist lead syndicator in document negotiations (required). * SVP, PM role- Sophisticated ...
Vice President or Senior Vice President, Portfolio Management (Industry Focus: Financial Institut...
Houston, TX · On-site
Additionally the VP, Portfolio Management will be responsible for ongoing credit monitoring and ... assist lead syndicator in document negotiations (required). * SVP, PM role- Sophisticated ...
Credit Card Clerk
New Braunfels, TX · On-site
$18.75/hr
Credit Assistant responsibilities include data entry, contacting customers, sales team regarding ... monitor weekly and cash accounts and joint check agreements. * Review and process all incoming ...
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Credit Card Clerk
New Braunfels, TX · On-site
$18.75/hr
Credit Assistant responsibilities include data entry, contacting customers, sales team regarding ... monitor weekly and cash accounts and joint check agreements. * Review and process all incoming ...
Credit Manager
Dallas, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
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Credit Manager
Dallas, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
El Paso, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Quick apply
Credit Manager
El Paso, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
Dallas, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
Dallas, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
El Paso, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
El Paso, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
Dallas, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
Dallas, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
El Paso, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
El Paso, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
El Paso, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Credit Manager
El Paso, TX · On-site
... monitoring all credit risks associated with the company's business operations. This includes ... accounts. * Assist in generating consolidated invoices as needed for select client accounts.
Assistant Credit Monitoring information
What is the difference between Assistant Credit Monitoring vs Credit Analyst?
| Aspect | Assistant Credit Monitoring | Credit Analyst |
|---|---|---|
| Required Credentials | High school diploma, some certifications preferred | Bachelor's degree in finance, economics, or related field |
| Work Environment | Office setting, monitoring credit reports and alerts | Office environment, analyzing credit data and preparing reports |
| Employer & Industry Usage | Financial institutions, credit bureaus, loan companies | Banks, credit agencies, investment firms |
| Common Search & Comparison Intent | Understanding entry-level credit monitoring roles | Analyzing credit risk and financial data |
Assistant Credit Monitoring roles focus on monitoring credit reports and alerts, often requiring basic financial credentials. Credit Analysts perform in-depth credit risk analysis, requiring more advanced education and analytical skills. Both roles are vital in the credit industry but differ in complexity and responsibilities.
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Re-posted 11 hours ago
Job description
Capital Farm Credit is the largest rural lending cooperative in Texas, serving 192 counties through nearly 70 credit offices. With over $12 billion in assets and more than 600 team members, we provide essential financial services to farmers, ranchers, rural homeowners, and agribusinesses. As part of the nationwide Farm Credit System, we are dedicated to supporting rural communities and agriculture.
Why Join Us?
We seek motivated individuals who share our core values: commitment, trust, value, and family-like respect. As a customer-owned cooperative, we align employee success with member success, offering competitive pay, growth opportunities, and a supportive environment.
Our Benefits:
- Incentive Program: Company-wide, goals-based rewards.
- Accrued Time Off: Earn 13 days of annual leave and 15 days of sick leave per year, plus enjoy 10-12 paid holidays annually.
- Retirement: 401(k) with up to 9% employer contribution/match.
- Health Coverage: Affordable medical, dental, and vision plans.
- Parental Leave: 8 weeks of paid parental leave.
- Life & Disability Insurance: Employer-paid coverage.
- Education & Wellness: Tuition reimbursement and up to $400 for wellness expenses.
At Capital Farm Credit, you'll find more than a job-you'll find purpose.
LOCATION
This position will be located at our office in Amarillo, Texas.
EDUCATION AND EXPERIENCE
- Bachelor's degree in Finance, Accounting, Agribusiness, Business Administration or a related field, or equivalent experience.
- Seven (7) to ten (10) years of experience in the administration and analysis of complex credit facilities for large agribusiness and commercial loans and leases.
- Requires experience in structuring, evaluating and monitoring large complex loan, lease and credit servicing actions.
- Requires high proficiency in oral and written communication.
- Transactions include direct, as well as purchased, sold, and syndicated loans and leases.
JOB SUMMARY
- The Commercial Senior Credit Officer I will assist Commercial and Capital Markets Relationship Managers, Special Assets Officers, and Administrators in performing advanced financial analysis of commercial agriculture and agribusiness credits.
- This role involves assessing creditworthiness, conducting market research, and performing high-level credit analysis and structuring of the Association's largest and most complex borrowers.
- The Senior Credit Officer I will work independently and under minimal supervision, often as part of a deal team that guides credit actions through the entire process from initial discussions through underwriting, decision-making, closing, and servicing.
- Processes and approves loans and leases in multiple territories within the limits of specific delegated authority consistent with Association policies.
- Assists in training less-senior loan officers and credit officers to ensure quality service and attainment of the Association's credit goals.
- Has appreciable latitude for decision making as part of a deal team.
- Builds strong relationships with client management/owners and other financial institutions and assists in the management of purchased and sold loan and lease participations.
- An established credit professional operating with limited oversight.
ESSENTIAL FUNCTIONS
- Provides assistance to Commercial and Capital Markets Relationship Managers, Special Assets Officers and Loan Administrators in structuring, analysis, and servicing of the Association's largest and most complex borrowers' loans and leases (direct, purchased participations, and sold participations).
- Analyzes financial information including balance sheets, income statements and cash flows of potential borrowers and borrowers to ascertain credit worthiness. Determines appropriate Probability of Default {PD} rating for loans and leases.
- Analyzes collateral and borrower primary and secondary repayment sources. Determines appropriate Loss Given Default {LGD} rating for loans and leases.
- Demonstrates a strong understanding of key ratio analysis, and the relationship of those ratios on the various financial statements (balance sheet, income statement, cash flow statement, etc).
- Exercises sound credit judgment to develop unique financing and structuring solutions for a diverse customer base. Assists large-scale prospective and current borrowers with their credit needs and with formulating solutions to credit related issues.
- Develops, manages, and monitors loan portfolios including commercial loan originations and capital markets loan participation packages.
- Interprets, communicates, and provides guidance regarding association lending policies and procedures.
- Reviews and approves loans and leases submitted by other lending staff that exceed their delegated authority.
- Ensures compliance with Association policies and procedures.
- Performs credit servicing tasks, which may include partial releases, subordination to mineral leases and right of ways, division orders, re-amortizations, assumptions, severance agreements, and insurance claims.
- Makes credit presentations to loan committee/senior management with recommendation for approval or denial of loan requests.
- Builds strong relationships with client management/owners and other financial institutions.
- May assist with or attend public relations functions for the Association, industry conferences, and lender meetings.
- Assists other association personnel in completing coordinated projects as assigned.
- May perform collections on assigned loans and assists management with collections on all loans in the portfolio. Works with loan officers, administrators and Special Assets Group to service problem loans.
REQUIRED SKILLS
- 7-10 years of experience in structuring and evaluating large complex loan, lease, and credit servicing actions for commercial, agribusiness and capital markets customers.
- Excellent analytical and financial analysis skills, with the ability to assess creditworthiness and conduct market research
- Thorough knowledge of financial credit analysis (including projections), collateral analysis, appraisal standards and repayment performance in the areas of agriculture/agribusiness loans, mortgage loans and commercial ag/operating credits
- Excellent communication (oral and written) and interpersonal skills, with the ability to work effectively as part of a deal team
- Ability to work independently and under minimal supervision, with appreciable latitude for decision-making.
- Proficiency in using financial analysis tools and software.
- Intermediate skill level in Microsoft Office applications.
PREFERRED SKILLS
- Knowledge of Farm Credit System and its lending practices.
DISCLAIMER
We are an Equal Employment/Affirmative Action employer. We do not discriminate in hiring on the basis of sex, race, color, religious creed, national origin, physical or mental disability, protected Veteran status, or any other characteristic protected by federal, state, or local law. If you need a reasonable accommodation for any part of the employment process, please contact us by email at careers@capitalfarmcredit.com and let us know the nature of your request and your contact information. Requests for accommodation will be considered on a case-by-case basis. Please note that only inquiries concerning a request for reasonable accommodation will be responded to from this e-mail address. For more information, view the EEO - Know Your Rights and Pay Transparency Statement.
Applicants should personally complete and submit their application materials. Submissions generated through automated tools or third-party mass application services may not be reviewed.
Equal Opportunity Statement
Capital Farm Credit is committed to creating a diverse and inclusive workplace. The position title and requirements may be adjusted based on the candidate's experience and qualifications. We welcome applicants of all backgrounds and do not discriminate based on race, color, gender, religion, national origin, disability, veteran status, or any other protected status. A full job description is available upon request. Candidates selected for hire will be required to complete a background check, including criminal history, education verification, and employment verification. A credit check will be required for roles that require NMLS registration.
About CAPITAL FARM CREDIT
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
11 - 50 Employees
Headquarters location
Bryan, TX, US
Year founded
1916