Monitor assigned participation and portfolio relationships to identify emerging risks, performance ... * Assist Directors and Credit leadership in the analysis, servicing, reporting, and ongoing ...
Monitor assigned participation and portfolio relationships to identify emerging risks, performance ... * Assist Directors and Credit leadership in the analysis, servicing, reporting, and ongoing ...
The Commercial Senior Credit Officer I will assist Commercial and Capital Markets Relationship ... Develops, manages, and monitors loan portfolios including commercial loan originations and capital ...
The Commercial Senior Credit Officer I will assist Commercial and Capital Markets Relationship ... Develops, manages, and monitors loan portfolios including commercial loan originations and capital ...
Commercial Credit Manager
Fort Worth, TX · On-site
$75K - $95K/yr
Manage and monitor an assigned commercial loan portfolio to ensure strong credit quality and ... * Assist in structuring loan terms and covenant packages that protect the bank's interests.
New
Quick apply
Commercial Credit Manager
Fort Worth, TX · On-site
$75K - $95K/yr
Manage and monitor an assigned commercial loan portfolio to ensure strong credit quality and ... * Assist in structuring loan terms and covenant packages that protect the bank's interests.
New
Credit Analyst
Dallas, TX · On-site
... monitoring and associated maintenance, as needed. * Stay informed about industry trends, economic conditions, and regulatory changes that may impact credit decisions. * Assist in all other functions ...
Credit Analyst
Dallas, TX · On-site
... monitoring and associated maintenance, as needed. * Stay informed about industry trends, economic conditions, and regulatory changes that may impact credit decisions. * Assist in all other functions ...
Vendor communication/invoices/monitoring. Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements.
Vendor communication/invoices/monitoring. Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements.
Regional Credit Officer
Humble, TX · On-site
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Quick apply
Regional Credit Officer
Humble, TX · On-site
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Investment Credit Analyst
Southlake, TX · On-site
$95K - $115K/yr
You will perform due diligence and monitoring on an existing compilation of names, assign proprietary ratings and recommendations, work with various internal Schwab groups, and assist in other credit ...
Investment Credit Analyst
Southlake, TX · On-site
$95K - $115K/yr
You will perform due diligence and monitoring on an existing compilation of names, assign proprietary ratings and recommendations, work with various internal Schwab groups, and assist in other credit ...
Vendor communication/invoices/monitoring. Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements.
Vendor communication/invoices/monitoring. Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements.
Regional Credit Officer
Austin, TX · On-site
$120 - $160/hr
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Regional Credit Officer
Austin, TX · On-site
$120 - $160/hr
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Vendor communication/invoices/monitoring. Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements.
Vendor communication/invoices/monitoring. Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements.
Regional Credit Officer
Houston, TX · On-site
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Quick apply
Regional Credit Officer
Houston, TX · On-site
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Regional Credit Officer
Austin, TX · On-site
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Quick apply
Regional Credit Officer
Austin, TX · On-site
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Regional Credit Officer
Dallas, TX · On-site
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Quick apply
Regional Credit Officer
Dallas, TX · On-site
Monitor portfolio quality metrics, criticized assets, classified assets, delinquency trends, and ... Participate in development and execution of credit risk mitigation strategies. * Assist in ...
Vendor communication/invoices/monitoring * Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements
Vendor communication/invoices/monitoring * Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements
Vendor communication/invoices/monitoring * Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements
Vendor communication/invoices/monitoring * Assist in scheduling and organizing materials for ... Support credit administration initiatives, process improvements, and system enhancements
... invoices/monitoring Assist in scheduling and organizing materials for internal and external loan reviews, regulatory exams and audit activities Appraisal Engagements / Tracking Support credit ...
... invoices/monitoring Assist in scheduling and organizing materials for internal and external loan reviews, regulatory exams and audit activities Appraisal Engagements / Tracking Support credit ...
Credit Data Analyst
Farmers Branch, TX · On-site
... monitoring the health of the loan portfolio. The Analyst will also assist the CCO in calculating the bank's Allowance for Credit Losses monthly, and prepare the documentation used in making the ...
Credit Data Analyst
Farmers Branch, TX · On-site
... monitoring the health of the loan portfolio. The Analyst will also assist the CCO in calculating the bank's Allowance for Credit Losses monthly, and prepare the documentation used in making the ...
Credit Data Analyst
Farmers Branch, TX · On-site
... monitoring the health of the loan portfolio. The Analyst will also assist the CCO in calculating the bank's Allowance for Credit Losses monthly, and prepare the documentation used in making the ...
Credit Data Analyst
Farmers Branch, TX · On-site
... monitoring the health of the loan portfolio. The Analyst will also assist the CCO in calculating the bank's Allowance for Credit Losses monthly, and prepare the documentation used in making the ...
... invoices/monitoring Assist in scheduling and organizing materials for internal and external loan reviews, regulatory exams and audit activities Appraisal Engagements / Tracking Support credit ...
... invoices/monitoring Assist in scheduling and organizing materials for internal and external loan reviews, regulatory exams and audit activities Appraisal Engagements / Tracking Support credit ...
The Commercial Senior Credit Officer I will assist Commercial and Capital Markets Relationship ... Develops, manages, and monitors loan portfolios including commercial loan originations and capital ...
The Commercial Senior Credit Officer I will assist Commercial and Capital Markets Relationship ... Develops, manages, and monitors loan portfolios including commercial loan originations and capital ...
Assistant Credit Monitoring information
What is the difference between Assistant Credit Monitoring vs Credit Analyst?
| Aspect | Assistant Credit Monitoring | Credit Analyst |
|---|---|---|
| Required Credentials | High school diploma, some certifications preferred | Bachelor's degree in finance, economics, or related field |
| Work Environment | Office setting, monitoring credit reports and alerts | Office environment, analyzing credit data and preparing reports |
| Employer & Industry Usage | Financial institutions, credit bureaus, loan companies | Banks, credit agencies, investment firms |
| Common Search & Comparison Intent | Understanding entry-level credit monitoring roles | Analyzing credit risk and financial data |
Assistant Credit Monitoring roles focus on monitoring credit reports and alerts, often requiring basic financial credentials. Credit Analysts perform in-depth credit risk analysis, requiring more advanced education and analytical skills. Both roles are vital in the credit industry but differ in complexity and responsibilities.
Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Re-posted 15 days ago
Job description
Who we are:
Farm Credit Bank of Texas is a $42.2 billion wholesale bank that has been financing agriculture and rural America for over 100 years. Headquartered in Austin, Texas, we provide funding and services to rural lending associations in five states, and we are active in the nation's capital markets.
While you may not be familiar with our name, Farm Credit Bank of Texas plays a critical role in supporting the businesses that make it possible for America to maintain access to an affordable and safe food supply, an industry which is one of the most innovative and evolving of our time. And while you help us deliver on our mission, we deliver on our commitment to you as a valued employee by providing competitive compensation, generous health and wellness benefits packages and an attractive workplace located along the bluffs of the Colorado River just minutes west of downtown Austin.
We seek out top talent in their fields, whether it be technology, finance, accounting, credit, human resources, or other administrative functions, and welcome you to join us in our mission to feed the world.
Position Description:
The Senior Credit Officer I is responsible for underwriting, analyzing, servicing, and monitoring assigned participation, direct lending, official loan, and excess loan relationships. This role performs in-depth financial analysis, due diligence, credit administration, portfolio monitoring, and transaction support for commercial, agricultural, and related lending opportunities, while helping ensure sound credit discipline, responsive service, and compliance with Bank credit standards and portfolio risk expectations.
The position partners with Directors, Capital Markets Credit Analysis leadership, associations, and other financial institutions to evaluate complex credits, support loan participations and correspondent lending relationships, and contribute to portfolio reporting, industry analysis, and special projects. The role requires sound credit judgment, strong analytical capability, and the ability to manage complex transactions and portfolio relationships with an appropriate level of independence.
Day-to Day-Duties and Responsibilities:
- Perform financial analysis, underwriting, credit administration, monitoring, and due diligence for assigned official loans, excess loans, loan participation packages, direct loan relationships, and other commercial or agricultural credit opportunities.
- Analyze borrower financial statements, cash flow, collateral, repayment capacity, industry conditions, risk trends, and transaction structures to assess creditworthiness and portfolio risk.
- Support structuring, evaluation, and negotiation of complex credits, including large loans, participations, correspondent lending relationships, and other specialized transactions.
- Monitor assigned participation and portfolio relationships to identify emerging risks, performance trends, covenant concerns, servicing needs, and other matters requiring attention or escalation.
- Assist Directors and Credit leadership in the analysis, servicing, reporting, and ongoing management of the Bank's loan participations and related portfolio activity.
- Interpret, communicate, and provide guidance to associations regarding sound lending practices, credit policies, financial analysis, and portfolio considerations.
- Review and help resolve legal, title, collateral, documentation, and other credit-related questions that arise during underwriting, servicing, or transaction execution.
- Support development, administration, and enhancement of lending programs, operating procedures, and practices related to lending operations and portfolio management.
- Assist in development and closing of complex loans by supporting analysis, structuring, negotiation, and coordination with internal and external stakeholders.
- Support development and maintenance of loan participation and correspondent banking relationships with other lenders and financial institutions.
- Manage assigned participation loan relationships and provide timely follow-up on servicing, monitoring, reporting, and issue resolution.
- Develop industry analysis, peer group analysis, portfolio analysis, and related credit materials to support decision-making, portfolio oversight, and special projects.
- Prepare clear, well-supported credit analysis, underwriting documents, portfolio summaries, and recommendations for leadership and other stakeholders.
- Assist other Bank personnel in completing coordinated projects, portfolio reviews, and credit-related initiatives as assigned.
- Perform other duties and responsibilities as assigned.
What You Bring to the Team:
Our ideal candidate lives within a commutable distance from our office and appreciates the value of hybrid work design.
It's an important role that covers many skills. This position requires:
Required
- Bachelor's degree in agricultural economics, finance, business administration, or other related business field, or equivalent experience.
- Five (5) to ten (10) years of experience in lending, credit analysis, credit administration, commercial credits, agricultural production lending, or related financial services work.
- Experience analyzing complex credits and working with large loans over $5 million.
- Experience with official loans, excess loans, loan participations, direct loans, correspondent lending relationships, or comparable complex credit structures.
- Strong knowledge of credit administration, financial analysis, loan analysis software, accounting standards, credit policies, and lending procedures.
- Strong understanding of financial statement analysis, forecasting models, cash flow budgets, collateral analysis, appraisal standards, and payment performance related to agricultural production loans, mortgage loans, and commercial credits.
- Ability to identify, measure, monitor, and manage risk in loans, loan portfolios, and direct lending relationships.
- Strong written and verbal communication, interpersonal, organizational, and analytical skills.
- Strong computer skills and ability to manage multiple priorities and deadlines.
- Ability to travel up to 25 percent.
Preferred
- Experience in Farm Credit, agricultural finance, commercial banking, or another regulated financial services environment.
- Experience supporting complex participation, correspondent banking, capital markets, or direct lending relationships.
- Experience preparing industry, peer group, or portfolio analysis for senior leadership or credit committees.
- Experience assisting with development of lending programs, portfolio management procedures, or credit process improvements.
- Experience working directly with associations, senior loan officers, or other external financial institution partners on credit structuring and evaluation.
Why Farm Credit Bank of Texas:
In addition to a competitive salary, we offer comprehensive, affordable, and competitive benefit options that are focused on health and wellness, financial security, and achieving a work-life balance:
- Flexible health-and-wellness benefits, including medical insurance, prescription drug coverage, dental insurance, vision care, flexible spending accounts, and more.
- 401(k) plan that includes immediate vesting of a generous employer match and additional employer contribution
- Long-term disability and life insurance
- Vacation leave, sick leave, and paid holidays
- Fertility benefit and parental leave plan
- Up to two days per year to volunteer in local community organizations, services, or events
- Ongoing professional-development opportunities
- Generous tuition-reimbursement program
- Physical fitness incentive plan
- Employer matching gifts program
Important note: We care about your hiring process and take it seriously. A real person will review your applications, meaning response timelines may vary. The interviewing process at Farm Credit Bank of Texas may include phone calls and emails, on-site interviews, and requests for portfolios or demonstrations of work. We can't personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.
A/EOE/M/F/D/V
#LI-Remote
About Farm Credit Bank of Texas
Sourced by ZipRecruiter
Industry
Commercial banking
Company size
201 - 500 Employees
Headquarters location
Austin, TX, US
Year founded
1917