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Agribusiness Underwriter Jobs (NOW HIRING)

MGT Insurance

Farm Underwriter

Denver, CO · On-site

Serve as MGT's primary technical underwriter for farm and agribusiness submissions including evaluating risk quality, coverage structure, class eligibility, and pricing appropriateness * Make ...

PartnerRe

VP Underwriter Agriculture

Stamford, CT · On-site

About the role We are looking for a Senior Agriculture Underwriter to be based in our US office. There is potential for this person to take over the role Head of North America, there is also ...

ProAg

Associate Underwriter

Underwriter Supervisor Employment Type: Full Time Job Requisition ID: 2026-782 Requisition Begin ... Previous agriculture or crop insurance industry experience preferred. * A bachelor's degree in ...

Tmhcc

Associate Underwriter

Underwriter Supervisor Employment Type: Full Time Job Requisition ID: 2026-782 Requisition Begin ... Previous agriculture or crop insurance industry experience preferred. * A bachelor's degree in ...

ProAg

Associate Underwriter

Underwriter Supervisor Employment Type: Full Time Job Requisition ID: 2026-782 Requisition Begin ... Previous agriculture or crop insurance industry experience preferred. * A bachelor's degree in ...

ProAg

Executive Underwriter, Specialty

Vice President of Underwriting, Agriculture Employment Type: Full Time Requisition Begin Date: 07/24/2026 Requisition End Date: 09/24/2026 (Posting may close earlier if filled or business needs ...

ProAg

Executive Underwriter, Specialty

Vice President of Underwriting, Agriculture Employment Type: Full Time Requisition Begin Date: 07/24/2026 Requisition End Date: 09/24/2026 (Posting may close earlier if filled or business needs ...

Tmhcc

Underwriter Supervisor

Underwriting Supervisor (Western Region) Location: USA - Remote Reports To: Underwriting Operations ... Previous agriculture or crop insurance industry experience. * A bachelor's degree in Agriculture ...

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$32.5K

$78.9K

$139.5K

How much do agribusiness underwriter jobs pay per year?

As of Aug 19, 2026, the average yearly pay for agribusiness underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an agribusiness underwriter?

An Agribusiness Underwriter evaluates insurance applications for farms, agricultural businesses, and related industries to assess risk and determine coverage terms. They analyze financial documents, industry trends, and environmental factors to price policies accurately. Their role involves balancing risk management with business growth while ensuring compliance with underwriting guidelines.

What are the key skills and qualifications needed to thrive as an agribusiness underwriter?

To thrive as an Agribusiness Underwriter, you need in-depth knowledge of agricultural operations, risk assessment, and insurance principles, often supported by a bachelor’s degree in finance, agriculture, or a related field. Familiarity with underwriting software, risk modeling tools, and industry-specific databases is typically expected, as well as relevant certifications like CPCU or AU. Analytical thinking, attention to detail, and strong interpersonal skills help build rapport with clients and collaborate effectively with brokers and agents. These competencies are vital to accurately evaluate risks, craft tailored insurance solutions, and ensure long-term client satisfaction in the specialized agribusiness sector.

What are some common challenges faced by agribusiness underwriters and how are they addressed?

Agribusiness underwriters often face the challenge of evaluating diverse and complex risks such as changing weather patterns, crop diseases, and market fluctuations that can uniquely impact agricultural clients. Staying updated on regional regulations, advances in farming practices, and economic shifts is crucial for accurate risk assessment. To address these challenges, underwriters collaborate closely with field agents, utilize specialized data analytics tools, and participate in ongoing training sessions. This dynamic environment requires adaptability, proactive communication, and a willingness to continuously learn in order to provide the most effective coverage solutions.

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Cities with the most Agribusiness Underwriter job openings:

What are the most commonly searched types of Agribusiness Underwriter jobs?

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Agribusiness Underwriter jobs near you
Infographic showing various Agribusiness Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 74% In-person, 13% Hybrid, and 13% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Farm Underwriter

MGT Insurance

Denver, CO • On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 7 days ago

Job description

About MGT Insurance
MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.
What You'll Do
Farm Underwriting Authority & Risk Judgment
  • Serve as MGT's primary technical underwriter for farm and agribusiness submissions including evaluating risk quality, coverage structure, class eligibility, and pricing appropriateness
  • Make independent underwriting decisions on standard and moderately complex farm risks within delegated authority; escalate non-standard or high-complexity risks with a clear recommendation
  • Underwrite across the full spectrum of MGT's farm appetite: farm owners, farm property, farm liability, farm auto, and related agribusiness coverages
  • Review and assess farm renewal accounts for changes in operation, risk profile, loss history, and continued eligibility
  • Stay current on farm market conditions, emerging agricultural risks, weather and climate trends, and competitive dynamics

Guideline & Appetite Ownership
  • Own MGT's farm underwriting guidelines while maintaining accuracy, identifying gaps, and proposing updates informed by loss experience and market changes
  • Define and document farm-specific appetite parameters: preferred operations, ineligible classes, geographic considerations, and coverage limitations
  • Partner with the Senior Lead, Underwriting on farm appetite strategy and what MGT targets, where we compete on selection, and where we tighten
  • Develop and maintain farm-specific referral criteria and escalation protocols for complex or non-standard risks
  • Contribute farm underwriting logic to Athena our MGT's AI underwriting agent including appetite rules, class-level guidance, and edge case reasoning

Portfolio Quality & Performance
  • Monitor the farm book's performance: loss ratios, class mix, geographic concentration, and underwriting quality on an ongoing basis
  • Identify early signals of deterioration, adverse selection, or pricing inadequacy in the farm portfolio and surface them with recommendations
  • Partner with Actuarial on farm rate adequacy reviews, loss development, and segment-level profitability analysis
  • Support farm-specific reporting and contribute underwriting analysis to portfolio performance reviews
  • Participate in reinsurance submissions and treaty discussions as MGT's farm underwriting subject matter expert

Broker & Distribution Partnership
  • Build and maintain strong working relationships with MGT's appointed brokers and wholesale partners who specialize in farm and agribusiness
  • Communicate farm appetite, eligibility criteria, and coverage positions clearly to agents and brokers including complex declination rationale
  • Support Distribution in developing and communicating farm appetite to new and existing broker partners
  • Participate in broker calls, agency visits, and market-facing activities as MGT's farm underwriting representative

Cross-Functional Collaboration
  • Work closely with the Senior Lead, Underwriting on farm guideline development, portfolio strategy, and appetite decisions
  • Partner with Operations and Engineering to embed farm underwriting logic into systems, tools, and the Athena AI platform
  • Collaborate with Compliance and Legal on farm policy language, state filing requirements, and coverage positions
  • Contribute farm perspective to product development, coverage enhancement, and pricing discussions with the Senior Lead, Insurance Product

What We're Looking For
  • 7-12+ years of farm and agribusiness underwriting experience
  • Carrier or MGA farm underwriting; senior underwriter or farm underwriting specialist experience strongly preferred
  • Deep technical expertise in farm and agribusiness underwriting including farm owners, farm property and liability, farm auto, crop, and related agribusiness coverages
  • Proven track record managing a farm book of business with accountability for underwriting quality, consistency, and portfolio performance
  • Experience developing or contributing to farm underwriting guidelines, appetite frameworks, and referral protocols
  • Strong knowledge of agricultural operations, property valuation on farm risks, livestock exposures, and rural liability considerations
  • Familiarity with geographic and weather-related risk factors that affect farm underwriting decisions across different regions
  • Experience working with broker and wholesale distribution in a farm or agribusiness context
  • Comfort operating in technology-forward environments including experience with AI-assisted tools, modern quoting systems, or policy admin platforms a strong plus

Traits We Value
Farm-native. You understand agricultural operations, property, and liability from the ground up and not just from a coverage form. You know what you're looking at when you evaluate a farm risk.
Technically authoritative. Brokers, product managers, and engineers come to you with hard farm questions. Your answers are clear, reasoned, and hold up to scrutiny.
Portfolio thinker. You don't just evaluate individual risks. You think about the cumulative shape of the farm book including geographic concentration, operation mix, weather exposure and you manage accordingly.
Builder. You're energized by the opportunity to strengthen and grow MGT's farm program including guidelines, appetite, AI logic, broker relationships rather than maintain what already exists.
High ownership. You take accountability for the quality and performance of the farm book. You identify gaps, raise them, and drive toward solutions.
Growth-oriented. You want to grow into broader underwriting leadership over time and see MGT as the right place to do it.
Compensation
Base Salary: $80,000 - $125,000, commensurate with experience and location
Equity: Meaningful equity participation as we want you to build with us, not just for us
Benefits: Comprehensive health, dental, and vision; 401(k); flexible PTO
We recognize that no candidate will meet every qualification and encourage individuals with relevant experience and interest in the role to apply.
Please note: MGT does not accept unsolicited resumes from staffing vendors, including recruitment agencies and/or search firms. Please do not forward resumes to our jobs alias, MGT employees, or any other company location. Any submittals without a prior signed agreement will become property of MGT.
Our Commitment to Diversity, Equity & Inclusion
At MGT, inclusion drives excellence and belonging sustains it. We believe diverse perspectives make us stronger, more innovative, and more connected to the people we serve. We value every voice, champion equity, and create space where all people can grow and succeed together.
Equal Employment Opportunity Statement
MGT is proud to be an Equal Opportunity Employer. We do not discriminate in employment opportunities or practices based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, age, disability, genetic information, marital status, military or veteran status, or any other status protected by applicable law.
All employment decisions are based on qualifications, merit, and business needs. We are committed to providing reasonable accommodations for qualified individuals with disabilities throughout the application and employment process. If you need assistance or accommodations, please contact us at accommodations@mgtinsurance.com.
This job description is intended to outline the general nature and level of work performed by employees in this role. It is not an exhaustive list of all responsibilities, duties, or qualifications required. MGT Insurance reserves the right to modify, interpret, or apply this job description in any way the company deems appropriate.

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