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Ag Lender Jobs (NOW HIRING)

First Secure Bank & Trust, Inc.

Commercial/Ag Lender State Street Bank, Quincy, IL location GENERAL DESCRIPTION: The Commercial/Ag Lender is directly responsible for developing and managing commercial and ag loan accounts that meet ...

Stockman Bank Of Montana

AG LENDER

Great Falls, MT · On-site

AG LENDER 2 PROFESSIONALS Great Falls, MT, US 1 Attachments 2 days ago Requisition ID: 4380 Vision Our people, philosophy, and the way we do business have positioned Stockman Bank as Montana ...

CGB Enterprises

Ag Lender

$68K - $93K/yr

AgriFinancial, a subsidiary of CGB Enterprises, Inc., is a premier, nationwide ag lender offering an array of flexible financial solutions and expertise to help landowners achieve their goals. Backed ...

Green Belt Bank & Trust

Ag Lender-I

Iowa Falls, IA · On-site

The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer.

INTERSTATE BANK

Commercial/Ag Lender

Perryton, TX · On-site

$50K - $130K/yr

Degree in business, finance or marketing * 5 years' experience in commercial/ag lending is preferred. * Thorough knowledge of lending regulations and credit/underwriting practices Skills and ...

pla

Commercial/Ag Lender I

Valley, NE · On-site

Commercial/Ag Lender I Platte Valley Bank JOB SUMMARY: Increase profit goals through the expansion of lending relationships and extension of credit to assigned existing accounts according to ...

Green Belt Bank & Trust

Ag Lender-I

Iowa Falls, IA · On-site

The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer.

Minnwest Bank

Ag Lender (Business Banker)

Waseca, MN · On-site

$103K - $128K/yr

Ag Lender (Business Banker) Full-time Regular PROFESSIONALS 2B Waseca, MN, US 6 days ago Requisition ID: 1363 Salary Range: $103,000.00 To $128,750.00 Annually About Minnwest: Minnwest is a family ...

Minnwest Bank

Ag Lender (Business Banker)

Montevideo, MN · On-site

$103K - $167K/yr

Ag Lender (Business Banker) Full-time Regular PROFESSIONALS 2B Montevideo, MN, US Salary Range: $103,000.00 To $167,375.00 Annually About Minnwest: Minnwest is a family owned, community bank based in ...

NATIONAL BANK

Commercial/Ag Loan Officer

Hillsboro, IL · On-site

$70K - $110K/yr

Constitution Bank is coming to Bethalto, IL and needing a dedicated Commercial Ag Lender to join the team! The Commercial / Agricultural Loan Officer is responsible for developing and managing a ...

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Ag Lender information

See salary details

$11K

$69.5K

$117.5K

How much do ag lender jobs pay per year?

As of Sep 11, 2026, the average yearly pay for ag lender in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What is an ag lender?

Ag Lenders, or Agricultural Lenders, are financial professionals who specialize in providing loans and financial services to farmers, ranchers, and agribusinesses. They assess the financial needs of agricultural clients, evaluate loan applications, and help clients secure funding for equipment, land, livestock, and operating expenses. Ag Lenders also offer advice on financial planning and risk management tailored to the unique challenges of the agricultural industry. Their goal is to support the financial health and growth of agricultural businesses.

What are the key skills and qualifications needed to thrive as an ag lender?

To thrive as an Ag Lender, you need a strong background in finance, agricultural economics, and risk assessment, typically supported by a business or agriculture-related degree. Familiarity with loan origination software, financial analysis tools, and regulatory compliance systems is essential. Excellent relationship-building, negotiation, and communication skills set top performers apart in this role. These skills are crucial for evaluating loan applications effectively, building trust with agricultural clients, and ensuring the financial stability of both clients and the lending institution.

What are some common challenges ag lenders face when evaluating loan applications from farmers or agricultural businesses?

Ag Lenders often encounter challenges related to the cyclical nature of agriculture, unpredictable weather patterns, and fluctuating commodity prices. Assessing risk can be complex, as many variables—such as crop yields, disease outbreaks, and changes in government policy—can impact a borrower's ability to repay. Additionally, Ag Lenders must develop strong relationships with clients to gain a deep understanding of their operations and financial health, while staying updated on agricultural trends and technologies that affect the sector.

What is the difference between Ag Lender vs Farm Loan Officer?

AspectAg LenderFarm Loan Officer
CredentialsTypically requires a bachelor's degree in finance, agriculture, or related field; certifications like FINRA or state-specific licenses may be preferredSimilar credentials; often holds degrees in finance, agriculture, or related fields; may also have licensing or certification depending on employer
Work EnvironmentWorks primarily in banks, credit unions, or agricultural lending institutions; interacts with farmers and agribusiness clientsWorks in similar financial institutions; focuses on assessing farm loan applications and advising clients
Employer & Industry UsageCommonly employed by banks, credit unions, and agricultural lendersTypically employed by banks, credit unions, or specialized agricultural finance companies

Both Ag Lenders and Farm Loan Officers work in agricultural finance, assessing and approving loans for farmers and agribusinesses. While their roles are similar, Ag Lenders may have a broader focus on agricultural credit products, whereas Farm Loan Officers often specialize specifically in farm loans and related financial services.

More about Ag Lender jobs

What states have the most Ag Lender jobs?

States with the most job openings for Ag Lender jobs include:

What are popular job titles related to Ag Lender jobs?

For Ag Lender jobs, the most frequently searched job titles are:

Ag Lender jobs near you
Infographic showing various Ag Lender job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $69,500 per year, or $33.4 per hour.

Commercial/Ag Lender

On-site

First Secure Bank & Trust, Inc.
Commercial Banking • 51 - 200 employees
Learn more about First Secure Bank & Trust, Inc.external

Other

Posted 23 days ago

Job description

Commercial/Ag Lender

State Street Bank, Quincy, IL location

GENERAL DESCRIPTION:

The Commercial/Ag Lender is directly responsible for developing and managing commercial and ag loan accounts that meet established lending objectives and requirements, driving marketing efforts to build positive relationships and loan portfolios; and for promoting the profitability and productivity of the bank. The Commercial/Ag Lender supervises the Business Banking Officer and they report to the President.

DUTIES AND RESPONSIBILITIES:

  • Interviews customers seeking loans, collects and analyzes financial and related data to determine if applicants meet established minimum criteria for creditworthiness, rejects or approves loans and terms within limits and established bank policies
  • Monitors loan repayment activities and performs field work as necessary to locate and collect delinquent loan payments or secure collateral; takes necessary actions to collect from past-due accounts
  • Develops and maintains positive relationships with existing and prospective customers
  • Cross sells bank products and services
  • Maintains knowledge and understanding of the commercial/ag lending functions, rules, regulations, laws, and policies & procedures
  • Oversees cash management, and works closely with the Business Banking Officer to develop and meet sales goals for commercial deposits
  • Actively participates in community events and represents the Bank with a high level of integrity and professionalism
  • Handles customer inquiries and/or concerns
  • Adheres to bank policies and supporting management decisions and goals in a positive, professional manner
  • Performs other duties as assigned

EDUCATION AND/OR WORK EXPERIENCE REQUIREMENTS:

A bachelor’s degree in accounting, business, or finance is required; AND 3 years minimum experience performing as a commercial/ag lender.

MENTAL AND PHYSICAL REQUIREMENTS:

Ability to sit/stand/kneel/bend/for extended periods of time, lift up to 20 lbs on occasion, developed interpersonal abilities, ability to work under high pressure while remaining composed, self-driven and motivated, ability to communicate with clients, co-workers, and outside agencies in writing, person, and over the telephone.

COMPETENCIES:

Strong credit analysis and underwriting skills, advanced lending principles and methods business objectives of a lending department, proficiency in Microsoft Office products, proficiency in Bank core processing systems, attention to detail, organizational, time management, and problem-solving skills.

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