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Ag Lender Jobs (NOW HIRING)

Sauk Valley Bank

Ag Lender

Harvard, IL

SUMMARY The Agriculture Lender position is responsible for soliciting, negotiating, underwriting and coordinating the closing of operating lines, FSA, agricultural building and land loans in ...

Sauk Valley Bank

Ag Lender

Harvard, IL

SUMMARY The Agriculture Lender position is responsible for soliciting, negotiating, underwriting and coordinating the closing of operating lines, FSA, agricultural building and land loans in ...

Green Belt Bank & Trust

Ag Lender-I

Iowa Falls, IA

The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer.

INTERSTATE BANK

Commercial/Ag Lender

Perryton, TX · On-site

$50K - $130K/yr

Degree in business, finance or marketing * 5 years' experience in commercial/ag lending is preferred. * Thorough knowledge of lending regulations and credit/underwriting practices Skills and ...

Green Belt Bank & Trust

Ag Lender-I

Iowa Falls, IA · On-site

The Agricultural Lender I is responsible for the oversight of an agricultural loan portfolio including quality loan growth and ancillary deposit growth and support of the Chief Lending Officer.

Sauk Valley Bank

VP Ag Lender

Janesville, WI · On-site

SUMMARY The VP Agriculture Lender position is responsible for soliciting, negotiating, underwriting and coordinating the closing of operating lines, FSA, agricultural building and land loans in ...

Sauk Valley Bank

VP Ag Lender

Janesville, WI · On-site

SUMMARY The VP Agriculture Lender position is responsible for soliciting, negotiating, underwriting and coordinating the closing of operating lines, FSA, agricultural building and land loans in ...

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Ag Lender information

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$11K

$69.5K

$117.5K

How much do ag lender jobs pay per year?

As of Jun 18, 2026, the average yearly pay for ag lender in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What are Ag Lenders?

Ag Lenders, or Agricultural Lenders, are financial professionals who specialize in providing loans and financial services to farmers, ranchers, and agribusinesses. They assess the financial needs of agricultural clients, evaluate loan applications, and help clients secure funding for equipment, land, livestock, and operating expenses. Ag Lenders also offer advice on financial planning and risk management tailored to the unique challenges of the agricultural industry. Their goal is to support the financial health and growth of agricultural businesses.

What are the key skills and qualifications needed to thrive as an Ag Lender, and why are they important?

To thrive as an Ag Lender, you need a strong background in finance, agricultural economics, and risk assessment, typically supported by a business or agriculture-related degree. Familiarity with loan origination software, financial analysis tools, and regulatory compliance systems is essential. Excellent relationship-building, negotiation, and communication skills set top performers apart in this role. These skills are crucial for evaluating loan applications effectively, building trust with agricultural clients, and ensuring the financial stability of both clients and the lending institution.

What is the difference between Ag Lender vs Farm Loan Officer?

AspectAg LenderFarm Loan Officer
CredentialsTypically requires a bachelor's degree in finance, agriculture, or related field; certifications like FINRA or state-specific licenses may be preferredSimilar credentials; often holds degrees in finance, agriculture, or related fields; may also have licensing or certification depending on employer
Work EnvironmentWorks primarily in banks, credit unions, or agricultural lending institutions; interacts with farmers and agribusiness clientsWorks in similar financial institutions; focuses on assessing farm loan applications and advising clients
Employer & Industry UsageCommonly employed by banks, credit unions, and agricultural lendersTypically employed by banks, credit unions, or specialized agricultural finance companies

Both Ag Lenders and Farm Loan Officers work in agricultural finance, assessing and approving loans for farmers and agribusinesses. While their roles are similar, Ag Lenders may have a broader focus on agricultural credit products, whereas Farm Loan Officers often specialize specifically in farm loans and related financial services.

What are some common challenges Ag Lenders face when evaluating loan applications from farmers or agricultural businesses?

Ag Lenders often encounter challenges related to the cyclical nature of agriculture, unpredictable weather patterns, and fluctuating commodity prices. Assessing risk can be complex, as many variables—such as crop yields, disease outbreaks, and changes in government policy—can impact a borrower's ability to repay. Additionally, Ag Lenders must develop strong relationships with clients to gain a deep understanding of their operations and financial health, while staying updated on agricultural trends and technologies that affect the sector.
More about Ag Lender jobs
What states have the most Ag Lender jobs? States with the most job openings for Ag Lender jobs include:
Ag Lender jobs near you
Infographic showing various Ag Lender job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 95% Full Time, 1% Part Time, and 3% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $69,500 per year, or $33.4 per hour.
Relationship Manager/Commercial Ag Lender

Relationship Manager/Commercial Ag Lender

Southwest Georgia Farm Credit

Bainbridge, GA • On-site

Full-time

Posted 19 days ago

Job description

Would you like to contribute to the mission of supporting agriculture and rural America?
Are you a goal-driven business developer who is motivated by building and growing a strong portfolio?
Do you believe lasting relationships-not transactions-are the foundation of long-term success with customers?
Do you thrive in a collaborative, team-oriented environment where shared success matters?
Are you entrepreneurial in spirit, with a proactive approach to identifying opportunities and creating value?
Do you excel at prospecting, networking, and building connections that turn into meaningful business relationships?
Look no further because Southwest Georgia Farm Credit is seeking an experienced Relationship Manager/Commercial Ag Lender to serve our 21-county territory in southwest Georgia.
Company Profile
Southwest Georgia Farm Credit is a financial institution that provides financing for agriculture, agribusiness and rural real estate purchases and improvements. We are headquartered in Bainbridge, with six offices that service 21 counties in the southwestern-most portion of the state of Georgia. With over $800 million in assets, Southwest Georgia Farm Credit is a cooperative and part of the nationwide Farm Credit System.
Job Description
The Relationship Manager/Commericial Ag Lender will serve as a sales and business development representative of the Association and is a highly skilled negotiator that is committed to building lasting customer relationships. The Relationship Manager/Commercial Ag Lender has direct involvement in all aspects of agricultural lending with proficiency in risk assessment and loan structuring; maintains an understanding of applicable policies, procedures, and regulations and conforms as appropriate; has direct responsibility for maintaining acceptable credit administration and credit quality; and will build and service a loan portfolio which meets the growth objectives of the Association.
Required Qualifications
  • Bachelor's degree in business administration, agriculture, economics, finance, or a related field and/or experience equivalent to the degree
  • Five years or more of commercial lending experience preferred
  • Exceptional prospecting and networking skills
  • Demonstrated selling and negotiation skills related to commercial lending
  • Strong analysis, judgment and communication (oral and written) skills
  • Ability to be assertive and decisive in arriving at sound business decisions which serve the best interest of the borrower and the ACA
  • Knowledge of agriculture, the market and competition

Preferred Qualifications
Farm or ranch background with related practical experience
Farm Credit experience

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