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Ag Lender Jobs (NOW HIRING)

CITIZENS FIRST BANK

Ag/Commercial Lender

Viroqua, WI · On-site

As an Agricultural & Commercial Lender, you'll build trusted relationships and contribute to a supportive, communityfocused banking culture. What You'll Do: * Build and maintain trusted relationships ...

CITIZENS FIRST BANK

Ag/Commercial Lender

Viroqua, WI · On-site

As an Agricultural & Commercial Lender, you'll build trusted relationships and contribute to a supportive, community‑focused banking culture. What You'll Do: * Build and maintain trusted ...

CITIZENS FIRST BANK

Ag/Commercial Lender

Viroqua, WI · On-site

As an Agricultural & Commercial Lender, you'll build trusted relationships and contribute to a supportive, community-focused banking culture. What You'll Do: * Build and maintain trusted ...

First Security Bank & Trust

Lender

Charles City, IA · On-site

This position is responsible for identifying, acquiring, and growing new relationships with ag ... The lender will call on existing borrowers, new prospects, and evaluate customer needs and goals ...

AgHeritage

Ag Lending Officer

Pine Bluff, AR · On-site

We are looking for an agricultural lender to service customers at our Pine Bluff branch office. The ideal lender will manage, service, and grow Ag loan and related services portfolio, as well as sell ...

Horizon Farm Credit

Ag Relationship Manager

Denton, MD · On-site

Join our team as an Ag Relationship Manager and help farmers and agribusinesses thrive by providing ... As a premier rural lender, we're constantly growing and seeking new members for our team. As part ...

Horizon Farm Credit

Ag Relationship Manager

Dover, DE · On-site

Join our team as an Ag Relationship Manager and help farmers and agribusinesses thrive by providing ... As a premier rural lender, we're constantly growing and seeking new members for our team. As part ...

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Ag Lender information

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$11K

$69.5K

$117.5K

How much do ag lender jobs pay per year?

As of Jun 18, 2026, the average yearly pay for ag lender in the United States is $69,500.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,000.00 and $105,000.00 per year, depending on experience, location, and employer.

What are Ag Lenders?

Ag Lenders, or Agricultural Lenders, are financial professionals who specialize in providing loans and financial services to farmers, ranchers, and agribusinesses. They assess the financial needs of agricultural clients, evaluate loan applications, and help clients secure funding for equipment, land, livestock, and operating expenses. Ag Lenders also offer advice on financial planning and risk management tailored to the unique challenges of the agricultural industry. Their goal is to support the financial health and growth of agricultural businesses.

What are the key skills and qualifications needed to thrive as an Ag Lender, and why are they important?

To thrive as an Ag Lender, you need a strong background in finance, agricultural economics, and risk assessment, typically supported by a business or agriculture-related degree. Familiarity with loan origination software, financial analysis tools, and regulatory compliance systems is essential. Excellent relationship-building, negotiation, and communication skills set top performers apart in this role. These skills are crucial for evaluating loan applications effectively, building trust with agricultural clients, and ensuring the financial stability of both clients and the lending institution.

What is the difference between Ag Lender vs Farm Loan Officer?

AspectAg LenderFarm Loan Officer
CredentialsTypically requires a bachelor's degree in finance, agriculture, or related field; certifications like FINRA or state-specific licenses may be preferredSimilar credentials; often holds degrees in finance, agriculture, or related fields; may also have licensing or certification depending on employer
Work EnvironmentWorks primarily in banks, credit unions, or agricultural lending institutions; interacts with farmers and agribusiness clientsWorks in similar financial institutions; focuses on assessing farm loan applications and advising clients
Employer & Industry UsageCommonly employed by banks, credit unions, and agricultural lendersTypically employed by banks, credit unions, or specialized agricultural finance companies

Both Ag Lenders and Farm Loan Officers work in agricultural finance, assessing and approving loans for farmers and agribusinesses. While their roles are similar, Ag Lenders may have a broader focus on agricultural credit products, whereas Farm Loan Officers often specialize specifically in farm loans and related financial services.

What are some common challenges Ag Lenders face when evaluating loan applications from farmers or agricultural businesses?

Ag Lenders often encounter challenges related to the cyclical nature of agriculture, unpredictable weather patterns, and fluctuating commodity prices. Assessing risk can be complex, as many variables—such as crop yields, disease outbreaks, and changes in government policy—can impact a borrower's ability to repay. Additionally, Ag Lenders must develop strong relationships with clients to gain a deep understanding of their operations and financial health, while staying updated on agricultural trends and technologies that affect the sector.
More about Ag Lender jobs
What states have the most Ag Lender jobs? States with the most job openings for Ag Lender jobs include:
Ag Lender jobs near you
Infographic showing various Ag Lender job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 95% Full Time, 1% Part Time, and 3% Contract. Highlights an 94% Physical, 2% Hybrid, and 4% Remote job distribution, with an average salary of $69,500 per year, or $33.4 per hour.

Ag/Commercial Lender

CITIZENS FIRST BANK

Viroqua, WI • On-site

Full-time

Life, Retirement

Posted 6 days ago

Job description

Looking for a role where your expertise makes a real difference? At Citizens First Bank, agricultural lending is rooted in understanding the daytoday realities of farming operations, longterm plans, and the communities we serve. While this role also supports commercial relationships, the primary focus is partnering with local farmers, agribusinesses, and rural families. As an Agricultural & Commercial Lender, you'll build trusted relationships and contribute to a supportive, communityfocused banking culture.

What You'll Do:

  • Build and maintain trusted relationships with agricultural customers, agribusinesses, and local commercial clients
  • Originate, assist with underwriting, and manage agricultural, commercial, and consumer loans
  • Structure and analyze credit requests, working closely with the Credit team to ensure accurate, well-supported credit decisions and policy compliance
  • Grow your portfolio through proactive outreach, farm visits, business calls, and referrals
  • Collaborate closely with Credit Administration and Loan Support teams to ensure efficient, accurate loan processing and closing
  • Monitor portfolio performance, manage renewals, and address credit concerns with a solutions-oriented approach
  • Actively participate in community events, agricultural organizations, and local business groups
  • Stay current on agricultural lending trends, government-guaranteed programs, and evolving market conditions
  • Other duties as needed

What We're Looking For:

  • 3+ years of lending experience (agricultural, commercial, or related lending preferred)
  • Bachelor's degree or equivalent work experience
  • Strong credit analysis and underwriting skills
  • Ability to build and maintain long-term customer relationships
  • Solid understanding of agricultural operations, cash flow cycles, and collateral structures
  • Professional, customer-focused communication and networking skills

Why Citizens First Bank?

  • Competitive compensation – Competitive base salary with discretionary year-end bonus
  • Outstanding retirement benefits – Up to 9% employer contributions, even before you contribute
  • Healthcare support – Bank-paid access to Neighborhood Family Clinic for you and your dependents
  • Comprehensive benefits package – Includes a $50,000 bank-paid life insurance policy
  • A relationship-driven culture – Join a family-oriented, community-focused bank that values integrity, collaboration, and long-term success

Don't miss this opportunity-apply today and grow your lending career with Citizens First Bank.

Apply