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Accident Health Underwriter Jobs (NOW HIRING)

State Accident and Health Insurance license a plus. Charter Healthcare Consultant (ChHC) or Registered Health Underwriter (RHU) is plus. Ryan Specialty is an Equal Opportunity Employer. We are ...

Underwriter, Construction

Philadelphia, PA · On-site

$85K - $130K/yr

... Lines, Cyber, Accident & Health, and other relevant products. * Collaborate with Business ... Act as an underwriting resource for peers across the construction industry practice. Chubb is a ...

... Cyber, Accident & Health, and other relevant products * Work closely with local Business ... Package underwriting experience * Proven ability to use technical analysis and underwriting skills ...

... Cyber, Accident & Health, and other relevant products * Work closely with local Business ... Package underwriting experience * Proven ability to use technical analysis and underwriting skills ...

... Cyber, Accident & Health, and other relevant products * Work closely with local Business ... Package underwriting experience * Proven ability to use technical analysis and underwriting skills ...

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Accident Health Underwriter information

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$32.5K

$78.9K

$139.5K

How much do accident health underwriter jobs pay per year?

As of Sep 3, 2026, the average yearly pay for accident health underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an accident health underwriter?

An Accident Health Underwriter assesses and evaluates insurance applications related to accident and health coverage. They analyze risk factors, review medical histories, and determine policy terms, premiums, or coverage limits. Their role involves working with insurance agents, brokers, and claims teams to ensure accurate pricing and risk management. Strong analytical skills, attention to detail, and knowledge of underwriting guidelines are essential for this role.

What are the typical challenges faced by accident health underwriters in their day-to-day work?

Accident Health Underwriters often encounter the challenge of balancing thorough risk assessment with the need for efficient decision-making under tight deadlines. You may face complex or unusual cases that require detailed research and collaboration with medical professionals, actuaries, and claims specialists. Staying up-to-date with changing regulations and insurance products is crucial, as policies and compliance requirements can evolve frequently. Despite these challenges, the role offers opportunities for continuous learning and professional growth as you develop expertise in handling diverse cases.

What are the key skills and qualifications needed to thrive in the accident health underwriter position, and why are they important?

To thrive as an Accident Health Underwriter, you need a solid understanding of risk assessment, insurance principles, and policy evaluation, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, claims management systems, and certifications such as CPCU or LOMA is highly beneficial. Strong analytical abilities, attention to detail, and effective communication skills are critical soft skills in this position. These competencies are essential to accurately evaluate applications, manage risk, and clearly explain complex decisions to colleagues and clients.

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What are the most commonly searched types of Accident Health Underwriter jobs?

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The top searched job categories for Accident Health Underwriter jobs are:

Infographic showing various Accident Health Underwriter job openings in the United States as of August 2026, with employment types broken down into 93% Full Time, and 7% Part Time. Highlights an 72% In-person, 7% Hybrid, and 21% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Actuary, Accident & Health Pricing

Everest

New York, NY

$152K - $200K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 4 days ago


Job description

Title:

Senior Actuary, Accident & Health Pricing

Company:

Everest Insurance Company

Job Category:

Analytics

Job Description:

About Everest

Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish. Everest underwrites major risks across the globe and is focused on disciplined capital allocation, prudent risk selection, and long-term value creation for all stakeholders. Everest's actuarial community plays a critical role in supporting underwriting excellence and sustainable growth.

Position Summary

The Senior Actuarial Manager, Accident & Health Pricing, is a key leadership role responsible for supporting pricing strategy, portfolio performance, and product development within Everest's A&H business. The role works in close partnership with Underwriting and cross-functional teams and provides actuarial leadership across new and renewal business. This position includes direct management responsibility and requires a high degree of technical expertise, judgment, and reliability.

Key Responsibilities

  • Partner with Underwriting and cross-functional teams including Product Development, Sales, IT & Finance to support the ongoing expansion and management of A&H products and pricing capabilities
  • Lead regular portfolio monitoring, including quarterly experience analyses, to assess profitability, trends, and emerging risks
  • Support the annual A&H planning process, including development and selection of ELR assumptions
  • Provide actuarial leadership for pricing of new and renewal business, ensuring alignment with underwriting strategy and risk appetite
  • Develop, enhance, and maintain actuarial pricing models, tools, and methodologies
  • Support evaluation of new business opportunities, product initiatives, and strategic growth efforts across the A&H portfolio
  • Prepare and maintain actuarial data and databases to support pricing, experience studies, and management reporting
  • Collaborate with external consultants and internal partners on filing and regulatory-related matters, as appropriate
  • Manage, mentor, and develop two direct reports, promoting strong technical standards, accountability, and professional growth

Qualifications

  • Minimum of 7 years of actuarial experience, with demonstrated pricing experience in Accident & Health.
  • ASA or FSA designation required
  • Familiar with A&H product lines such as Business Travel Accident, Participant Accident, Gap Medical & Fixed Indemnity etc.
  • Prior experience managing and developing actuarial staff
  • Strong technical foundation in actuarial pricing, experience analysis, and portfolio management
  • Ability to apply actuarial judgment and communicate complex results effectively to business partners and leadership
  • Proven ability to work independently, manage competing priorities, and serve as a dependable actuarial leader
  • Experience working closely with underwriting teams in a commercial insurance environment

Compensation & Benefits

The base salary range for this position is $152,000 - $200,000 annually. The final compensation offered will be based on individual education, experience, qualifications, and work location.

All offers include access to Everest's comprehensive benefits program, including health insurance, employee wellness programs, life and disability insurance, 401(k) match, retirement savings plan, paid holidays, and paid time off (PTO).

What if I don't meet every requirement? At Everest we are dedicated to building an inclusive and authentic workplace. So, if you are excited about this role but your past experience doesn't align perfectly with every element in the job description, we still encourage you to apply. You may be just the right candidate for this or other roles. Please let us know if you need any accommodations throughout the application or interview process.

Our Culture

At Everest, our purpose is to provide the world with protection. We help clients and businesses thrive, fuel global economies, and create sustainable value for our colleagues, shareholders and the communities that we serve. We also pride ourselves on having a unique and inclusive culture which is driven by a unified set of values and behaviors. Clickhereto learn more about our culture.

  • Our Valuesare the guiding principles that inform our decisions, actions and behaviors. They are an expression of our culture and an integral part of how we work: Talent. Thoughtful assumption of risk. Execution. Efficiency. Humility. Leadership. Collaboration. Inclusion and Belonging.
  • Our Colleague Behaviorsdefine how we operate and interact with each other no matter our location, level or function: Respect everyone. Pursue better. Lead by example. Own our outcomes. Win together.

All colleagues are held accountable to upholding and supporting our values and behaviors across the company. This includes day to day interactions with fellow colleagues, and the global communities we serve.

Type:

Regular

Time Type:

Full time

Primary Location:

Warren, NJ

Additional Locations:

New York, NY

Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex (including pregnancy), sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law. As part of this commitment, Everest will ensure that persons with disabilities are provided reasonable accommodations. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact Everest Benefits at everestbenefits@everestglobal.com.

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