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3Rd Shift Life Insurance Agent Jobs (NOW HIRING)

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will ...

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Life Insurance Agent

Saint Louis, MO · On-site

$60K - $300K/yr

Final Expense Life Insurance Agent Build Your Book With the Leads, Tools, and Support, Everything You Need to Succeed We are looking for motivated, licensed Life Insurance Agents to join our growing ...

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Life Insurance Agent

Columbia, SC · On-site

$70K - $95K/yr

Insurance Agent Responsibilities * Identify opportunities to sell life insurance to a variety of clients and working with them to find the policy that best suits their needs * Go through policies ...

Life Insurance Agent

Fayetteville, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Life Insurance Agent

Greenville, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Life Insurance Agent

Wilmington, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Life Insurance Agent

Santa Ana, CA · On-site

$50K - $80K/yr

We're looking for a motivated, relationship-driven Life Insurance Agent to join our growing agency. If you're passionate about helping individuals and families protect their financial future while ...

Life Insurance Agent

San Clemente, CA · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

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3Rd Shift Life Insurance Agent information

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$18K

$89K

$145K

How much do 3rd shift life insurance agent jobs pay per year?

As of Aug 25, 2026, the average yearly pay for 3rd shift life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is a 3rd shift life insurance agent?

3rd shift life insurance agents are professionals who work overnight hours, typically between 11 p.m. and 7 a.m., to assist clients with purchasing or managing life insurance policies. They handle customer inquiries, process applications, and provide information about life insurance products during hours when other agents may not be available. This shift is especially important for serving clients in different time zones or those who may need assistance outside of standard business hours.

What are the key skills and qualifications needed to thrive as a 3rd shift life insurance agent, and why are they important?

To thrive as a 3rd Shift Life Insurance Agent, you need a solid understanding of life insurance products, strong sales abilities, and typically a state insurance license. Familiarity with CRM systems, quoting software, and call center technology is essential for managing leads and policy applications efficiently. Outstanding communication, resilience, and the ability to work independently during overnight hours set top performers apart. These skills ensure agents can effectively serve clients, close sales, and maintain productivity during less traditional work hours.

What are some common challenges faced by 3rd shift life insurance agents, and how can they be managed?

3rd shift Life Insurance Agents often face challenges related to working overnight hours, such as maintaining consistent energy levels and balancing work-life commitments. Additionally, they may interact with clients in different time zones or with unique needs that arise outside standard business hours, requiring strong communication and adaptability skills. To manage these challenges, agents should prioritize healthy sleep habits, utilize time management strategies, and leverage technology to stay connected with their team and clients. Many organizations provide support through flexible scheduling and access to employee wellness resources to help agents succeed in this shift.

What is the difference between 3Rd Shift Life Insurance Agent vs 3Rd Shift Insurance Underwriter?

Aspect3Rd Shift Life Insurance Agent3Rd Shift Insurance Underwriter
CredentialsLicensing in insurance sales, sometimes required certificationsActuarial or underwriting certifications, licensing often not required
Work EnvironmentCustomer-facing, sales-focused, remote or office-basedAnalytical, review-based, office setting
Industry UsageSales and client interaction in insurance companiesRisk assessment and policy approval in insurance companies

The main difference is that a 3Rd Shift Life Insurance Agent focuses on selling policies and interacting with clients, requiring sales licenses and customer service skills. In contrast, a 3Rd Shift Insurance Underwriter evaluates applications and assesses risk, often requiring specialized certifications and analytical skills. Both roles operate during the third shift but serve different functions within the insurance industry.

What cities are hiring for 3Rd Shift Life Insurance Agent jobs?

Cities with the most 3Rd Shift Life Insurance Agent job openings:

What are the most commonly searched types of Life Insurance Agent jobs?

The most popular types of Life Insurance Agent jobs are:

What states have the most 3Rd Shift Life Insurance Agent jobs?

States with the most job openings for 3Rd Shift Life Insurance Agent jobs include:

Life Insurance Agent

Charlotte, NC • On-site

$60K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 20 days ago

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Job description

Life Insurance Agent

Position Summary

As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will build lasting client relationships, assess financial needs, educate clients on available coverage options, and recommend products that align with their goals. This role offers the opportunity to build your own client base while making a meaningful impact on the lives of others.

Key Responsibilities

  • Prospect and develop new client relationships through networking, referrals, and community involvement.
  • Meet with individuals and families to evaluate their financial protection needs.
  • Educate clients on life insurance products and their benefits.
  • Recommend customized insurance solutions based on each client's goals and budget.
  • Prepare and submit insurance applications while ensuring regulatory compliance.
  • Maintain ongoing relationships through annual policy reviews and client service.
  • Generate referrals and build a strong book of business.
  • Participate in company training, licensing, and professional development programs.

Qualifications

  • High school diploma or equivalent required; bachelor's degree preferred.
  • Excellent communication and interpersonal skills.
  • Strong work ethic with an entrepreneurial mindset.
  • Self-motivated and goal-oriented.
  • Sales or customer service experience is preferred but not required.
  • Ability to obtain and maintain a state Life and Health Insurance License.

Preferred Skills

  • Relationship-building and networking
  • Problem-solving and consultative sales
  • Time management and organization
  • Professional communication
  • Ability to work independently

Compensation & Benefits

  • Competitive commission-based compensation with performance incentives.
  • Flexible work schedule.
  • Comprehensive training and mentorship.
  • Career advancement opportunities.
  • Ongoing professional development and licensing support.

Why Join Our Team?

As a Life Insurance Agent, you'll have the opportunity to build a rewarding career while helping clients achieve financial security. You'll enjoy the flexibility of running your own business, unlimited earning potential, professional development, and the satisfaction of making a meaningful difference in people's lives every day.

Company Description

New York Life is a Fortune 100 mutual company with more than 180 years of experience helping individuals, families, and businesses protect what matters most. Financial Professionals receive training, support, and access to a broad portfolio of insurance and financial products while building long-term client relationships.