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Junior Risk Analyst Jobs Near Me

B-Paid LLC

Credit Risk Lead

Columbus, OH · On-site

Mentor and manage credit analysts or junior risk staff, if applicable * Stay current on macroeconomic trends, industry developments, and regulatory changes affecting credit risk Requirements:

TEKsystems

Junior GRC Analyst

Columbus, OH · Hybrid

$30 - $35/hr

... analysis of risks. • May assist in the development and execution of enterprise ... risk management programs. • Develop, maintain, and continually enhance a proactive risk ...

TEKsystems

Junior GRC Analyst

Columbus, OH · Hybrid

$30 - $35/hr

... analysis of risks. • May assist in the development and execution of enterprise ... risk management programs. • Develop, maintain, and continually enhance a proactive risk ...

Huntington

2027 Capital Markets Analyst

Columbus, OH · On-site +1

Analysts will partner with junior and senior professionals to support new business development ... Maintain current knowledge of risk-related changes that may impact assigned areas of responsibility.

Huntington

2027 Capital Markets Analyst

Columbus, OH · On-site +1

Analysts will partner with junior and senior professionals to support new business development ... Maintain current knowledge of risk-related changes that may impact assigned areas of responsibility.

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As of Sep 13, 2026, the average hourly pay for junior risk analyst in the United States is $32.12, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $35.34 per hour, depending on experience, location, and employer.

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Junior Risk Analyst jobs near you
A map of the United States highlighting the number of Junior Risk Analyst job openings by state according to ZipRecruiter. The image is accompanied by a detailed chart listing the number of Junior Risk Analyst job openings in each state, with California having the most at 2 and Hawaii the least at 0.

Credit Risk Lead

Columbus, OH • On-site

B-Paid LLC
See more jobs at B-Paid LLCexternal

Full-time

Posted 17 days ago

Job description

Description:


The Credit Risk Lead is responsible for evaluating, monitoring, and managing the organization's exposure to credit risk, particularly around building and growing our future credit and lending programs. This role develops and implements credit risk policies, oversees credit analysis processes, and ensures lending and counterparty decisions align with the organization's risk appetite and regulatory requirements. 


Key Responsibilities 

  • Develop, implement, and maintain credit risk policies, procedures, and frameworks 
  • Develop Risk Assessment Framework 
  • Assess creditworthiness of individual and/or corporate borrowers/counterparties through financial statement analysis, credit scoring models, and industry research 
  • Monitor and report on the credit portfolio's performance, including delinquency rates, concentration risk, and early warning indicators 
  • Set and manage credit limits, terms, and approval authorities 
  • Conduct stress testing and scenario analysis to evaluate portfolio resilience under adverse conditions 
  • Collaborate with sales, payments, and finance teams to balance growth objectives with risk tolerance 
  • Ensure compliance with regulatory requirements 
  • Prepare risk reports and presentations for senior management, credit committees, and the board 
  • Review and approve credit applications above defined thresholds 
  • Manage relationships with credit rating agencies, auditors, and regulators as needed 
  • Lead or support remediation of past-due accounts and workout strategies for distressed credits 
  • Mentor and manage credit analysts or junior risk staff, if applicable 
  • Stay current on macroeconomic trends, industry developments, and regulatory changes affecting credit risk 
Requirements:

Required Qualifications 

  • Bachelor's degree in Finance, Economics, Accounting, or a related field (MBA or relevant master's degree a plus) or equivalent experience. 
  • 8+ years of experience in credit risk management, commercial/consumer lending, or related financial analysis roles 
  • Strong understanding of credit risk modeling, financial statement analysis, and risk rating systems 
  • Familiarity with relevant regulatory frameworks (e.g., Basel III, Dodd-Frank, IFRS 9, CECL)  
  • Proficiency in risk management software and data analysis tools (e.g., Excel, SQL, SAS, Python, or similar) 
  • Strong analytical, quantitative, and problem-solving skills 
  • Excellent written and verbal communication skills, with the ability to present complex information clearly 
  • High attention to detail and sound judgment under pressure 

Preferred Qualifications 

  • Experience building a credit program is preferred 
  • Professional certification such as CFA, FRM, or PRM 
  • Experience with credit risk modeling tools and/or enterprise risk management systems 
  • Prior experience in [industry, e.g., banking, commercial lending, fintech] 
  • Experience building, managing, and mentoring a team a plus 
  • Start up experience is a plus 

Key Competencies 

  • Analytical thinking and data-driven decision-making 
  • Risk assessment and mitigation 
  • Regulatory and compliance knowledge 
  • Stakeholder management and cross-functional collaboration 
  • Leadership and communication