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Job Summary
The Forecast Governance and Process Oversight Lead Analyst will support the governance framework for enterprise forecasting and budgeting activities, ensuring processes are well documented, consistently executed, appropriately monitored, and aligned to applicable policies, controls, and risk management expectations. This role will partner across Finance, Risk, Control, Technology, and business process owners to maintain forecasting and budget policies, process inventories, process maps, documentation standards, the forecast taxonomy, forecast health metrics, and Archer-related issue and control artifacts. The Lead Analyst will draft and maintain governance documentation, coordinate process intake and updates, monitor adherence to defined forecast lifecycle expectations, identify and escalate process health concerns, and support issue management activities in Archer.
Essential Job Functions

• Own and maintain forecasting and budget documentation, including policies, standards, process inventories, process maps, taxonomy, SOPs, desktop references and supporting artifacts. Coordinate periodic reviews, updates, approvals, version control and stakeholder alignment to ensure documentation remains current, complete, auditable and aligned to the end-to-end forecast lifecycle. - (30%)
• Lead process inventory and process mapping activities for forecasting and budget processes, including identification of process ownership, inputs, outputs, dependencies, control points, handoffs, documentation gaps and opportunities for standardization. Maintain alignment between process maps, forecast taxonomy, Archer process structures, governance artifacts and operational playbooks. - (25%)
• Develop, maintain, and monitor forecast health measure that assess process adherence, documentation completeness, control execution, cycle readiness, timing, data and input availability, adjustment behavior, review and challenge completion, approval status and emerging governance risks. Prepare clear reporting, escalate material concerns and support remediation plans with process owners. - (25%)
• Maintain Archer-related forecasting and budgeting issues, risk, control and process artifacts, including issue updates, action plan tracking, evidence collection, status reporting and coordination with control partners. Support governance routines that ensure issues are documented, monitored, escalated, remediated and closed in accordance with applicable standards. - (20%)

Minimum Qualifications

• High School Diploma or GED.
• 8-10 years of professional experience in finance, financial planning and analysis, forecasting, budgeting, governance, controls, risk management, audit, project management or equivalent, relevant work experience.
• Experience with Archer, enterprise risk management tools, policy governance, process mapping, controls documentation, issue management, or audit remediation.

Preferred Qualifications

• Bachelor's Degree in Finance, Accounting, Business Administration, Analytics, Economics, Risk Management or equivalent, relevant work experience.
• 10-13 years of professional experience in finance, governance, FP&A, forecasting, budgeting, controls, process improvement, or financial project management.
• Experience building or enhancing governance frameworks, processes, and controls within financial services or other regulated environments.
• Strong process mapping and documentation experience, including SOPs, procedures, and governance artifacts.

Skills

• Financial Governance
• Policy Management
• Process Mapping
• Documentation Review
• Forecast Management
• RSA Archer
• Microsoft Office
• Wrike

Reports To: Director and above
Direct Reports: 0
Work Environment

• Normal office environment. Required to work onsite, full-time within 60 miles of a posted Bread Financial location.

Travel

• Ability to travel up to 5% annually

Physical and Mental Requirements
To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

• Communicate/Hearing
• Communicate/Talking
• Stationary Position/Seated
• Typing/Writing
• Maintain focus in high pressure or fast-paced work environment

Other Duties
This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.
Salary Range (unless otherwise noted below):
$112,400.00 - $179,900.00
Full Salary Range for position:
California: $129,300.00 - $224,900.00Colorado: $112,400.00 - $197,900.00New York: $123,600.00 - $224,900.00Washington: $123,600.00 - $206,900.00Maryland: $123,600.00 - $197,900.00Washington DC: $129,300.00 - $206,900.00Illinois: $112,400.00 - $197,900.00New Jersey: $129,300.00 - $206,900.00Vermont: $112,400.00 - $179,900.00Ohio: $112,400.00 - $179,900.00Maine: $112,400.00 - $179,900.00Connecticut: $123,600.00 - $197,900.00Virginia: $112,400.00 - $179,900.00
The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.
You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders.
Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial's 401(k) plan.
All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time ("PSST") upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.
Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.
Click here for more Benefits information.
About Bread Financial®
At Bread Financial, you'll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We've been consistently recognized as a best place to work nationally and in many markets and we're proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled-both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.
Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.
Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.

• Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
• The Company is an Equal Opportunity Employer.
• Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
• The Company participates in E-Verify.
• The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
• The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at TaOps@breadfinancial.com.

Job Family:
Finance & Accounting
Job Type:
Regular