SBA Credit Analyst 6
Columbus, OH · On-site
... maximize credit quality, preserve SBA guaranty eligibility, and minimize risk and potential loss to the company. Responsible for analyzing financial statements, cash flow, collateral, and industry ...
Columbus, OH · On-site
... maximize credit quality, preserve SBA guaranty eligibility, and minimize risk and potential loss to the company. Responsible for analyzing financial statements, cash flow, collateral, and industry ...
Columbus, OH · On-site
... maximize credit quality, preserve SBA guaranty eligibility, and minimize risk and potential loss to the company. Responsible for analyzing financial statements, cash flow, collateral, and industry ...
Columbus, OH · On-site
... maximize credit quality, preserve SBA guaranty eligibility, and minimize risk and potential loss to the company. Responsible for analyzing financial statements, cash flow, collateral, and industry ...
Columbus, OH · On-site
... maximize credit quality, preserve SBA guaranty eligibility, and minimize risk and potential loss to the company. Responsible for analyzing financial statements, cash flow, collateral, and industry ...
Columbus, OH · On-site
Soundly apply the bank's credit culture and credit policies; is considered a policy expert * Use ... maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be ...
Columbus, OH · On-site
Soundly apply the bank's credit culture and credit policies; is considered a policy expert * Use ... maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be ...
Soundly apply the bank's credit culture and credit policies; is considered a policy expert * Use ... maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be ...
Soundly apply the bank's credit culture and credit policies; is considered a policy expert * Use ... maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be ...
Columbus, OH · On-site
Soundly apply the bank's credit culture and credit policies; is considered a policy expert * Use ... maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be ...
Columbus, OH · On-site
Soundly apply the bank's credit culture and credit policies; is considered a policy expert * Use ... maximum of 50% of the time, constantly operate a computer up to 50% of the time and be able to be ...
Columbus, OH · Hybrid
$61K - $110K/yr
Credit Analyst II or III will be determined based on the candidates knowledge and experience ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
Columbus, OH · Hybrid
$61K - $110K/yr
Credit Analyst II or III will be determined based on the candidates knowledge and experience ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
Columbus, OH · On-site
$61K - $110K/yr
Credit Analyst II or III will be determined based on the candidates knowledge and experience ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
Columbus, OH · On-site
$61K - $110K/yr
Credit Analyst II or III will be determined based on the candidates knowledge and experience ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
As one of the largest credit unions in Ohio, Telhio is a strong financial institution that ... Develop borrower-specific workout strategies designed to maximize recovery, minimize loss exposure ...
As one of the largest credit unions in Ohio, Telhio is a strong financial institution that ... Develop borrower-specific workout strategies designed to maximize recovery, minimize loss exposure ...
As one of the largest credit unions in Ohio, Telhio is a strong financial institution that ... Develop borrower-specific workout strategies designed to maximize recovery, minimize loss exposure ...
As one of the largest credit unions in Ohio, Telhio is a strong financial institution that ... Develop borrower-specific workout strategies designed to maximize recovery, minimize loss exposure ...
$78K - $96K/yr
... maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment ... Credit review/business related experience And 3 - 5 years Bank auditing experienceAnd 3 - 5 years ...
$78K - $96K/yr
... maximize technology tools and gain efficiency Work as part of a team Work with on-site equipment ... Credit review/business related experience And 3 - 5 years Bank auditing experienceAnd 3 - 5 years ...
May inform policies and procedures in an effort to maximize profit potential and minimize ... Provide ongoing credit policy support to the Business Banking organization, partnering with credit ...
May inform policies and procedures in an effort to maximize profit potential and minimize ... Provide ongoing credit policy support to the Business Banking organization, partnering with credit ...
Gahanna, OH · On-site
As one of the largest credit unions in Ohio, Telhio is a strong financial institution that ... Maximizes Telhio's visibility within the Business and Real Estates community to achieve ...
New
Gahanna, OH · On-site
As one of the largest credit unions in Ohio, Telhio is a strong financial institution that ... Maximizes Telhio's visibility within the Business and Real Estates community to achieve ...
New
Columbus, OH · On-site +1
$61K - $110K/yr
Monitor credit performance of individual commercial borrowers ensuring timely escalation or ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
Columbus, OH · On-site +1
$61K - $110K/yr
Monitor credit performance of individual commercial borrowers ensuring timely escalation or ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
Columbus, OH · On-site +1
$61K - $110K/yr
Monitor credit performance of individual commercial borrowers ensuring timely escalation or ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
Columbus, OH · On-site +1
$61K - $110K/yr
Monitor credit performance of individual commercial borrowers ensuring timely escalation or ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
Columbus, OH · On-site
$61.50 - $110/hr
Monitor credit performance of individual commercial borrowers ensuring timely escalation or ... to maximize technology tools and gain efficiency* Work as part of a team* Work with on-site ...
Columbus, OH · On-site
$61.50 - $110/hr
Monitor credit performance of individual commercial borrowers ensuring timely escalation or ... to maximize technology tools and gain efficiency* Work as part of a team* Work with on-site ...
Columbus, OH · On-site
$61K - $110K/yr
Monitor credit performance of individual commercial borrowers ensuring timely escalation or ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
Columbus, OH · On-site
$61K - $110K/yr
Monitor credit performance of individual commercial borrowers ensuring timely escalation or ... maximize technology tools and gain efficiency * Work as part of a team * Work with on-site ...
Columbus, OH · On-site +1
... maximize wallet share, retention and lifetime relationship profitability Commercial Lending and Credit Leadership • Identify, structure and originate nonprofit commercial lending opportunities ...
Columbus, OH · On-site +1
... maximize wallet share, retention and lifetime relationship profitability Commercial Lending and Credit Leadership • Identify, structure and originate nonprofit commercial lending opportunities ...
... maximize wallet share, retention and lifetime relationship profitability Commercial Lending and Credit Leadership • Identify, structure and originate nonprofit commercial lending opportunities ...
... maximize wallet share, retention and lifetime relationship profitability Commercial Lending and Credit Leadership • Identify, structure and originate nonprofit commercial lending opportunities ...
Columbus, OH · On-site
$100 - $150/hr
As one of the largest credit unions in Ohio, Telhio is a strong financial institution that ... Develop borrower-specific workout strategies designed to maximize recovery, minimize loss exposure ...
Columbus, OH · On-site
$100 - $150/hr
As one of the largest credit unions in Ohio, Telhio is a strong financial institution that ... Develop borrower-specific workout strategies designed to maximize recovery, minimize loss exposure ...
Columbus, OH · On-site
$133K - $215K/yr
... credit issues, bankruptcy and policy expertise. You will also play an integral role in the management of problem credits focusing on risk management and maximization of recovery on Commercial ...
Columbus, OH · On-site
$133K - $215K/yr
... credit issues, bankruptcy and policy expertise. You will also play an integral role in the management of problem credits focusing on risk management and maximization of recovery on Commercial ...
$5.29 - $6.14
0% of jobs
$6.14 - $6.99
0% of jobs
$6.99 - $7.85
0% of jobs
$7.85 - $8.70
0% of jobs
$8.70 - $9.55
0% of jobs
$9.55 - $10.40
0% of jobs
$10.40 - $11.25
0% of jobs
$11.25 - $12.11
0% of jobs
$12.11 - $12.96
0% of jobs
$12.96 - $13.81
0% of jobs
$14.02 is the 25th percentile. Wages below this are outliers.
$13.81 - $14.66
100% of jobs
$5
$14
For Credit Max jobs, the most frequently searched job titles are:
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Full-time
Medical, Dental, Vision, Life, Retirement, PTO
Re-posted 5 days ago
8.2
Based on 362 frontline employees who took The Breakroom Quiz
52nd of 172 rated banks
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.
Job DescriptionResponsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal, extension, and SBA-guaranteed loans to approve or deny the extension of credit. Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers. This includes evaluating borrower eligibility, repayment capacity, collateral adequacy, and compliance with SBA lending guidelines and program requirements.
Reviews customer accounts and portfolios, including SBA 7(a) and 504 loans, to identify, evaluate, and determine the appropriate course of action on potential credit quality, servicing, and compliance issues in order to maximize credit quality, preserve SBA guaranty eligibility, and minimize risk and potential loss to the company. Responsible for analyzing financial statements, cash flow, collateral, and industry trends while ensuring adherence to bank credit policy and SBA Standard Operating Procedures (SOPs).
May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or portfolio. The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered. Works closely with lending, underwriting, servicing, and portfolio management teams to support SBA lending initiatives and ensure accurate credit documentation and risk assessment.
Bachelor's degree, or equivalent work experience
Typically six or more years of relevant experience
Preferred Skills/Experience
Strong credit analysis and analytical skills
Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Thorough knowledge of SBA lending programs, including SBA 7(a) and 504 loan structures, underwriting considerations, and servicing requirements
Background in economics, accounting, and/or finance
Effective technical report writing skills, including preparation of credit memorandums and loan approval packages
Effective verbal and written communication skills
Proficient computer navigation skills using a variety of software packages
Experience reviewing financial statements, personal and business tax returns, cash flow analyses, collateral valuations, and guarantor support for SBA lending transactions
Other Preferred Qualifications:
Experience with SBA 7(a) and 504 loan programs, including underwriting, portfolio monitoring, servicing, and annual review processes
Familiarity with SBA SOP 50 10
Knowledge of SBA eligibility, guaranty preservation, collateral, and compliance requirements
Proficiency in nCino, AFS, and Excel
Effective technical writing skills for credit memorandums, annual reviews, and credit approval documentation
Ability to identify and escalate portfolio, servicing, and compliance risks associated with SBA-guaranteed loans
Experience partnering with relationship managers, underwriters, and servicing teams to support small business lending objectives
If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to ourdisability accommodations for applicants.
Benefits:
Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:
Healthcare (medical, dental, vision)
Basic term and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (from two to five weeks depending on salary grade and tenure)
Up to 11 paid holiday opportunities
Adoption assistance
Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Review our full benefits available by employment status here.
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.
E-Verify
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about theE-Verify program.
The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,095.00 - $130,700.00U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
Posting may be closed earlier due to high volume of applicants.
Get the full story on Breakroom
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U.S. Bank is a reputable and established financial institution that plays a significant role in the banking sector. With a history spanning over 150 years, U.S. Bank has built a strong foundation of trust and reliability. As a comprehensive bank, they offer a wide array of financial products and services to cater to the diverse needs of their customers, including individuals, businesses, and communities. Customer satisfaction is of utmost importance to U.S. Bank. They prioritize delivering exceptional service and fostering long-term relationships with their clients. Through their extensive network of branches and advanced digital banking platforms, U.S. Bank ensures convenient access to their services, empowering customers to manage their finances efficiently and securely.
Banking and credit intermediation
10,000+ Employees
Minneapolis, MN, US
1863