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6 Lonestar Financial Analyst Jobs Hiring Near You

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Credit Analyst

Lonestar

Houston, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 14 days ago


Job description

VETERANS ARE ENCOURAGED TO APPLY
Lonestar Electric Supply is looking for a Credit Analyst who will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit.
Responsibilities:
  • Analyzes credit data and financial statements of individuals or businesses to identify the degree of risk involved in lending money or extending credit.
  • For individuals, performs research to verify employment and income, inspects reports from credit reporting agencies, and reviews FICO scores.
  • For businesses, compares to similar businesses in terms of liquidity, profitability, and credit histories.
  • Uses computer software to further evaluate customers' financial status and produce financial ratios.
  • Compiles information, completes loan applications, and composes reports detailing the degree of risk involved in loan or credit request; recommends approval or denial based on results.
  • Sets interest rate and minimum or maximum term of repayment for customers based on earnings, savings data, payment history, and purchase activity.
  • Determines the expected profitability of loans by analyzing a business's financial data including quality of management, income growth, and market shares.
  • Resolves customer complaints and verifies transactions through consultation.
  • Identifies delinquent accounts through the review of individual or commercial customer files.
  • Performs other related duties as assigned.

Requirements:
  • Excellent verbal and written communication skills.
  • Proficient in Microsoft Office Suite or related software, as well as analysis software.
  • Basic understanding of relevant equipment, policies, procedures, and strategies used in credit analysis.
  • Ability to identify discrepancies and problems.
  • Bachelor's degree in Accounting, Economics, Finance, Statistics, or Mathematics required.

Physical Requirements:
  • Lifting up to 25 lbs. may be required infrequently.
  • Must be able to remain in a stationary position 50% of the time.
  • Constantly operates a computer and other office productivity machinery, such as a calculator, copy machine, and computer printer.

Benefits
  • Medical, dental, life and vision insurance
  • 401(k) Retirement Plan and Match
  • Paid Time Off
  • Specified Paid Holidays

Disclaimer:
This job description is a general outline of the day-to-day duties to be expected and may not cover all job responsibilities that may be assigned by management.