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Virtual Life Insurance Agent Jobs in Kentucky (NOW HIRING)

Kemper

Licensed Insurance Agent

Lexington, KY

Kemper Life is actively seeking licensed agents to join our field sales teams. As a licensed insurance agent, you will be assigned an established book of business that provides prospecting ...

Kemper

Licensed Insurance Agent

Louisville, KY

Kemper Life is actively seeking licensed agents to join our field sales teams. As a licensed insurance agent, you will be assigned an established book of business that provides prospecting ...

New York Life

Licensed Insurance Agent

Louisville, KY · On-site

$85K - $150K/yr

Join our dynamic team as an Insurance Agent and become a vital part of helping individuals and families protect their futures! In this energetic role, you will actively engage with clients, assess ...

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All JobsLife Insurance Agent JobsVirtual Life Insurance Agent JobsVirtual Life Insurance Agent Jobs in Kentucky

Virtual Life Insurance Agent information

See Kentucky salary details

$20.5K

$79.9K

$138.6K

How much do virtual life insurance agent jobs pay per year?

As of Aug 10, 2026, the average yearly pay for virtual life insurance agent in Kentucky is $79,915.00, according to ZipRecruiter salary data. Most workers in this role earn between $48,996.00 and $97,059.00 per year, depending on experience, location, and employer.

What is a virtual life insurance agent?

A Virtual Life Insurance Agent sells life insurance policies remotely, using phone calls, emails, and online meetings to connect with clients. They educate customers about policy options, help them choose the right coverage, and guide them through the application process. This role requires strong communication skills, a life insurance license, and the ability to work independently. Many virtual agents work for insurance companies, agencies, or as independent brokers. The job offers flexibility and the potential for commission-based earnings.

What are some common challenges faced by virtual life insurance agents, and how can they be overcome?

Virtual Life Insurance Agents often face the challenge of building trust with clients without face-to-face meetings, which makes establishing rapport and credibility vital. Managing distractions and maintaining self-discipline in a remote work environment are also common hurdles. To overcome these, successful agents use clear communication, video conferencing, and regular follow-ups to foster relationships, as well as set a dedicated workspace and structured schedule. Ongoing training and participation in virtual team meetings can also help agents stay motivated and up to date with industry changes.

What are the key skills and qualifications needed to thrive as a virtual life insurance agent?

To thrive as a Virtual Life Insurance Agent, you need a solid understanding of insurance products, sales techniques, and regulatory compliance, usually supported by state licensure. Familiarity with customer relationship management (CRM) systems, virtual communication tools, and e-signature platforms is essential for remote client interactions. Strong interpersonal skills, self-motivation, and clear communication help agents build trust and manage client relationships effectively. These competencies are crucial for achieving sales goals, providing excellent service virtually, and adhering to industry standards.

What are the most commonly searched types of Life Insurance Agent jobs in Kentucky? The most popular types of Life Insurance Agent jobs in Kentucky are:
What are popular job titles related to Virtual Life Insurance Agent jobs in Kentucky? For Virtual Life Insurance Agent jobs in Kentucky, the most frequently searched job titles are:
What job categories do people searching Virtual Life Insurance Agent jobs in Kentucky look for? The top searched job categories for Virtual Life Insurance Agent jobs in Kentucky are:
What cities in Kentucky are hiring for Virtual Life Insurance Agent jobs? Cities in Kentucky with the most Virtual Life Insurance Agent job openings:
Virtual Life Insurance Agent jobs near you
Infographic showing various Virtual Life Insurance Agent job openings in Kentucky as of July 2026, with employment types broken down into 1% Locum Tenens, 89% Full Time, 7% Part Time, and 3% Contract. Highlights an 93% Physical, 1% Hybrid, and 6% Remote job distribution, with an average salary of $79,915 per year, or $38.4 per hour.

Insurance Agent

Davis Insurance Inc

Bowling Green, KY • On-site

$50K - $75K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 5 days ago

Job description

Davis Insurance is an independent agency that's been protecting Kentucky and Tennessee families and businesses since 1993. We represent top carriers including Erie Insurance, Auto-Owners, Progressive, Grange, Foremost, and West Bend across personal lines, commercial, life, and Medicare. With offices in Bowling Green and Leitchfield, we're built on long-term client relationships, not call-center churn.


We're looking for a hunter someone energized by building a book of business from the ground up. This is a self-prospecting role for an agent who'd rather drive their own pipeline than wait on warm transfers. You'll write a mix of personal and commercial lines, with full carrier access and the back-end support to compete on coverage and price.


If you're the kind of person who walks into a Chamber lunch already thinking about who to introduce yourself to, you'll do well here.


Benefits

Annual Base Salary + Commission + Bonus Opportunities

Paid Time Off (PTO)

Flexible Schedule

Health Insurance

Dental Insurance

Vision Insurance

Retirement Plan

Career Growth Opportunities

Mon-Fri Schedule


Responsibilities
  • Build and work your own pipeline through networking, referrals,, community involvement, centers of influence (CPAs, lenders, realtors), and outbound prospecting
  • Quote and write personal lines (auto, home, life, umbrella) and commercial lines (BOPs, commercial auto, workers' comp, general liability) across our full carrier panel
  • Run discovery conversations that uncover the full coverage picture not just the policy in front of you
  • Round out accounts at the point of sale; treat every quote as a potential multi-policy household or business
  • Cross-sell within your book to deepen client relationships and increase retention
  • Maintain accurate records, follow-ups, and pipeline activity in AgencyZoom (our CRM)
  • Hit production targets that grow your draw, your renewals, and your long-term income
  • Represent Davis Insurance well in the community at networking events and wherever Kentucky business gets done

Requirements

Required

  • Hunter mentality motivated by activity, comfortable with rejection, and don't need someone handing you leads
  • Strong communication and relationship-building skills, in person and on the phone
  • Self-discipline and accountability this role rewards people who run their own day
  • Coachable mindset and willingness to learn carrier appetites, underwriting, and sales process
  • Reliable transportation and a clean professional presence
  • Active Kentucky Property & Casualty license preferred for the right person, we'll sponsor licensing


Preferred

  • Prior insurance, sales, financial services, or B2B experience
  • Established local network in South Central Kentucky
  • Familiarity with agency management systems
  • Life & Health license (or willingness to add it)