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Entry Level Life Insurance Agent Jobs in Kentucky

HMG Careers

Remote Life Insurance Agent

Owensboro, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

HMG Careers

Remote Life Insurance Agent

Ashland, KY · Remote

$69K/yr

Remote Insurance Representative | Flexible Schedule | Commission-Based This position offers flexible work hours and clear paths for advancement into leadership and management. You will work remotely ...

Larsen Life Group

Life Insurance Sales Agent

Lexington, KY · On-site +1

$30K - $160K/yr

... life and protect their loved ones. Take control of your future and launch your agent career today. Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching ...

Larsen Life Group

Life Insurance Sales Agent

Louisville, KY · On-site +1

$30K - $160K/yr

... life and protect their loved ones. Take control of your future and launch your agent career today. Unsure of joining the insurance industry? Our agents have transitioned from careers in teaching ...

International Association of Insurance Professionals (IAIP)

$60 - $120/hr

That's what makes an American Family Insurance Agent. It's a highly rewarding opportunity that ... Obtain Property and Casualty and Life insurance licenses * Ability to pass a motor vehicle ...

New

Ruz Ogra - State Farm Insurance Agent

$40 - $100/hr

Life Insurance Position - State Farm Agent Team Member Full Time in Newberry * 6 PAID Holidays * Group Life Policy * Bonus based on performance * Opportunity for advancement * Paid time off * Free ...

New

International Association of Insurance Professionals (IAIP)

$60 - $110/hr

That's what makes an American Family Insurance Agent. It's a highly rewarding opportunity that ... Obtain Property and Casualty and Life insurance licenses * Ability to pass a motor vehicle ...

Posted today

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All JobsLife Insurance Agent JobsEntry Level Life Insurance Agent JobsEntry Level Life Insurance Agent Jobs in Kentucky

Entry Level Life Insurance Agent information

See Kentucky salary details

$15.6K

$77.3K

$125.9K

How much do entry level life insurance agent jobs pay per year?

As of Sep 6, 2026, the average yearly pay for entry level life insurance agent in Kentucky is $77,271.00, according to ZipRecruiter salary data. Most workers in this role earn between $49,900.00 and $106,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an entry level life insurance agent?

To thrive as an Entry Level Life Insurance Agent, you need a high school diploma (or equivalent), basic sales knowledge, and the ability to obtain state insurance licensing. Familiarity with customer relationship management (CRM) software and digital sales platforms is commonly required, along with passing the state licensing exam. Strong interpersonal skills, active listening, and resilience help agents build trust and handle client objections effectively. These skills are crucial for successfully acquiring and retaining clients, meeting sales targets, and ensuring compliance with industry regulations.

What are some common challenges faced by entry level life insurance agents, and how can they be overcome?

Entry-level life insurance agents often face challenges such as building a client base from scratch, handling rejection, and understanding complex insurance products. To overcome these obstacles, agents should focus on consistent networking, seeking mentorship from experienced colleagues, and participating in ongoing training provided by their agency. Developing strong communication skills and staying organized with client follow-ups can also help new agents build trust and establish lasting relationships. Most agencies support new agents with training programs and team collaboration to help them succeed.

How much money does an entry level life insurance agent make?

Entry-level life insurance agents typically earn between $30,000 and $50,000 annually, including base salary and commissions. Earnings can vary based on sales performance, location, and the agency's compensation structure, with successful agents potentially earning more through commissions and bonuses.

How to be an entry level life insurance agent with no experience?

To become an entry-level life insurance agent with no experience, you should complete any required licensing exams and obtain the necessary state license. Gaining knowledge of insurance products, developing strong communication skills, and applying to agencies that offer training programs can help you start in this field.

How to start being an entry level life insurance agent?

To start as an entry-level life insurance agent, you typically need to complete a pre-licensing education course, pass a licensing exam, and obtain the required state license. Gaining knowledge of insurance products, developing sales skills, and obtaining a job with an insurance agency or brokerage are also important steps.

Is it hard to get hired as an entry level life insurance agent?

Getting hired as an entry level life insurance agent is generally accessible, as many companies seek new agents and provide training programs. Success often depends on strong communication skills, a willingness to learn, and obtaining necessary licensing, which is typically required before starting the role.

What are the most commonly searched types of Life Insurance Agent jobs in Kentucky?

The most popular types of Life Insurance Agent jobs in Kentucky are:

What cities in Kentucky are hiring for Entry Level Life Insurance Agent jobs?

Cities in Kentucky with the most Entry Level Life Insurance Agent job openings:

Entry Level Life Insurance Agent jobs near you
Infographic showing various Entry Level Life Insurance Agent job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $77,271 per year, or $37.1 per hour.

Life Insurance Agent

Golden Years Health and Life Insurance Agency

Louisville, KY • On-site

Other

Posted 3 days ago

New

Job description

Company Description

Golden Years is a group of independent agents specializing in Health and Life insurance policies, working remote all over the US. Golden Years is proudly contracted with over 25 carriers to help agents meet needs of their clients. Our goal is to help individuals and families secure their future with comprehensive insurance options.


Role Description

This is a full-time role for a Life Insurance Agents, with opportunities for remote work. The Life Insurance Agent will be responsible for selling insurance policies, assisting clients in assessing their insurance needs, and developing tailored coverage solutions. Day-to-day tasks include conducting client consultations, explaining policy details, addressing inquiries, and collaborating with the brokerage team to provide top-tier customer service. The role also involves maintaining industry knowledge and staying up-to-date with policy updates and financial trends.


Qualifications

  • Experience in Life Insurance sales and understanding of Insurance products and solutions
  • Strong Customer Service skills
  • Basic knowledge of Life Insurance options, with the ability to guide clients on making informed decisions
  • Result-driven mindset
  • Ability to work both independently and collaboratively in a zoom environment
  • Relevant state licensing for insurance sales (or willingness to obtain)
  • Prior experience in the insurance or financial services industry is a plus


Apply